Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Mitchell, IN for senior drivers are $1,748/year
  • Average car insurance rates in Mitchell, IN are $277/month
  • The cheapest car insurance company in Mitchell after a DUI is USAA

Average car insurance rates in Mitchell, Indiana are $277 a month. But with a little research you can get a great deal from the top car insurance companies in Mitchell, IN. Before you buy Mitchell, Indiana car insurance, make sure your coverage meets or exceeds the Indiana minimum of 25/50/25.

It may even be helpful to compare Mitchell car insurance rates with Carmel car insurance rates, Indianapolis car insurance rates, or South Bend car insurance rates to make sure you’re getting the best Mitchell, IN car insurance quotes available.

Need affordable Mitchell, IN car insurance? Enter your ZIP code to compare Mitchell car insurance quotes from multiple car insurance companies near you.

Mitchell, IN Minimum Car Insurance Coverage

Mitchell, Indiana law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mitchell, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Mitchell, IN Car Insurance Rates by Coverage Level

Some Mitchell drivers can get by with the Indiana minimum coverage of 25/50/25. Other drivers may need more. See how much your Mitchell, Indiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mitchell, Indiana

Insurance Company Low Medium High
Allstate $3,877 $4,045 $4,256
American Family $3,439 $3,593 $3,402
Farmers $3,113 $3,221 $3,352
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,921 $2,840 $2,830
Progressive $3,935 $4,094 $4,438
State Farm $2,380 $2,487 $2,596
Travelers $2,978 $3,047 $3,034
USAA $1,523 $1,569 $1,625

Mitchell, IN Car Insurance Rates by Age, Gender, and Marital Status

Mitchell, Indiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mitchell, IN car insurance, get quotes from multiple car insurance companies in the Mitchell area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mitchell, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,535 $2,603 $2,216 $2,425 $7,655 $9,626 $2,594 $2,821
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,479 $1,460 $1,268 $1,422 $7,827 $8,341 $1,938 $2,095
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,792 $1,705 $1,614 $1,629 $10,318 $11,629 $2,250 $2,308
State Farm $1,551 $1,551 $1,372 $1,372 $4,570 $5,871 $1,711 $1,903
Travelers $1,106 $1,125 $1,038 $1,037 $6,739 $10,585 $1,171 $1,357
USAA $1,008 $995 $932 $944 $2,764 $3,106 $1,364 $1,467

Mitchell, IN Car Insurance Rates for Teens

How much is Mitchell, Indiana car insurance for teens? Compare rates from top Mitchell car insurance companies below to help find the cheapest teen car insurance in Mitchell, IN.

Annual Car Insurance Rates for Teen Drivers in Mitchell, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,655 $9,626
American Family $6,007 $8,693
Farmers $7,827 $8,341
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,118 $6,678
Progressive $10,318 $11,629
State Farm $4,570 $5,871
Travelers $6,739 $10,585
USAA $2,764 $3,106

Mitchell, IN Car Insurance Rates for Seniors

Before seniors buy Mitchell, Indiana car insurance, they should make sure to shop around. Some Mitchell, IN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mitchell, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,216 $2,425
American Family $1,958 $1,958
Farmers $1,268 $1,422
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,543 $1,655
Progressive $1,614 $1,629
State Farm $1,372 $1,372
Travelers $1,038 $1,037
USAA $932 $944

Mitchell, IN Car Insurance Rates by Credit History

How does your credit history affect Mitchell, IN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mitchell, Indiana

Insurance Company Poor Fair Good
Allstate $5,043 $3,740 $3,395
American Family $4,759 $3,089 $2,586
Farmers $3,772 $3,071 $2,844
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,263 $2,756 $2,572
Progressive $4,597 $4,054 $3,816
State Farm $3,626 $2,162 $1,676
Travelers $3,362 $2,850 $2,847
USAA $2,127 $1,397 $1,194

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Mitchell, IN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mitchell, Indiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mitchell.

Annual Mitchell, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,245 $4,753 $4,383 $3,856
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,890 $3,367 $3,467 $3,191
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,117 $5,440 $3,722 $4,343
State Farm $2,432 $2,656 $2,432 $2,432
Travelers $2,567 $3,171 $3,590 $2,751
USAA $1,191 $1,688 $1,938 $1,474

Mitchell, IN Car Insurance Rates With a DUI

Even a single DUI can increase your Mitchell, IN car insurance rates. Compare rates below to see which Mitchell car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mitchell, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,383
American Family $4,835
Farmers $3,467
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,046
Progressive $3,722
State Farm $2,432
Travelers $3,590
USAA $1,938

Mitchell, IN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mitchell, IN car insurance rates may be. Let’s take a look at average car insurance rates from top Mitchell companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mitchell, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,059 $4,059
American Family $3,436 $3,520
Farmers $3,229 $3,229
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,864 $2,864
Progressive $4,156 $4,156
State Farm $2,417 $2,559
Travelers $3,020 $3,020
USAA $1,552 $1,594

Mitchell, IN Cheapest Car Insurance Rates

How do the top Mitchell, Indiana car insurance companies’ average rates stack up against the Mitchell average monthly car insurance rates of $277? Take a look and see.

Best Annual Car Insurance Rates by Company in Mitchell, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Mitchell, IN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mitchell, Indiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mitchell, Indiana

Insurance Company Average Annual Rates
Allstate $4,059
American Family $3,478
Farmers $3,229
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,863
Progressive $4,156
State Farm $2,488
Travelers $3,020
USAA $1,573

Other Factors Affecting Mitchell, IN Car Insurance Rates

Before you buy Mitchell, Indiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Mitchell, IN Commute Time

How does your Mitchell, IN commute time compare with the average driver? In Mitchell, the average commute is 24.2 minutes.

Mitchell, IN Car Insurance Quotes

Compare Mitchell, IN car insurance quotes from multiple companies by entering your ZIP code now.