Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in New Richmond, IN are $255/month
  • The cheapest car insurance company in New Richmond after a DUI is State Farm
  • Average car insurance rates in New Richmond, IN for senior drivers are $1,590/year

Average car insurance rates in New Richmond, Indiana are $255 a month. But with a little research you can get a great deal from the top car insurance companies in New Richmond, IN. Before you buy New Richmond, Indiana car insurance, make sure your coverage meets or exceeds the Indiana minimum of 25/50/25.

It may even be helpful to compare New Richmond car insurance rates with Fishers car insurance rates, Hammond car insurance rates, or Indianapolis car insurance rates to make sure you’re getting the best New Richmond, IN car insurance quotes available.

Need affordable New Richmond, IN car insurance? Enter your ZIP code to compare New Richmond car insurance quotes from multiple car insurance companies near you.

New Richmond, IN Minimum Car Insurance Coverage

New Richmond, Indiana law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in New Richmond, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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New Richmond, IN Car Insurance Rates by Coverage Level

Some New Richmond drivers can get by with the Indiana minimum coverage of 25/50/25. Other drivers may need more. See how much your New Richmond, Indiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in New Richmond, Indiana

Insurance Company Low Medium High
Allstate $3,648 $3,810 $4,014
American Family $3,445 $3,593 $3,394
Farmers $2,951 $3,051 $3,171
GEICO $1,739 $1,840 $1,960
Liberty Mutual $4,626 $4,782 $4,979
Nationwide $2,571 $2,506 $2,505
Progressive $3,607 $3,752 $4,068
State Farm $2,077 $2,175 $2,276
Travelers $3,284 $3,369 $3,360
USAA $1,689 $1,747 $1,817

New Richmond, IN Car Insurance Rates by Age, Gender, and Marital Status

New Richmond, Indiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy New Richmond, IN car insurance, get quotes from multiple car insurance companies in the New Richmond area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Richmond, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,364 $2,420 $2,077 $2,271 $7,282 $9,174 $2,398 $2,609
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,384 $1,367 $1,184 $1,332 $7,448 $7,952 $1,826 $1,970
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,285 $3,285 $3,021 $3,021 $7,165 $10,807 $3,285 $4,496
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,624 $1,534 $1,472 $1,483 $9,543 $10,714 $2,033 $2,070
State Farm $1,336 $1,336 $1,190 $1,190 $4,048 $5,183 $1,477 $1,647
Travelers $1,226 $1,248 $1,147 $1,146 $7,437 $11,693 $1,295 $1,509
USAA $1,116 $1,099 $1,040 $1,049 $3,108 $3,471 $1,510 $1,616

New Richmond, IN Car Insurance Rates for Teens

How much is New Richmond, Indiana car insurance for teens? Compare rates from top New Richmond car insurance companies below to help find the cheapest teen car insurance in New Richmond, IN.

Annual Car Insurance Rates for Teen Drivers in New Richmond, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,282 $9,174
American Family $5,984 $8,674
Farmers $7,448 $7,952
GEICO $3,676 $3,421
Liberty Mutual $7,165 $10,807
Nationwide $4,497 $5,856
Progressive $9,543 $10,714
State Farm $4,048 $5,183
Travelers $7,437 $11,693
USAA $3,108 $3,471

New Richmond, IN Car Insurance Rates for Seniors

Before seniors buy New Richmond, Indiana car insurance, they should make sure to shop around. Some New Richmond, IN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in New Richmond, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,077 $2,271
American Family $1,962 $1,962
Farmers $1,184 $1,332
GEICO $1,188 $1,223
Liberty Mutual $3,021 $3,021
Nationwide $1,376 $1,472
Progressive $1,472 $1,483
State Farm $1,190 $1,190
Travelers $1,147 $1,146
USAA $1,040 $1,049

New Richmond, IN Car Insurance Rates by Credit History

How does your credit history affect New Richmond, IN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in New Richmond, Indiana

Insurance Company Poor Fair Good
Allstate $4,736 $3,530 $3,206
American Family $4,755 $3,090 $2,588
Farmers $3,567 $2,910 $2,696
GEICO $2,218 $1,846 $1,475
Liberty Mutual $6,385 $4,157 $3,845
Nationwide $2,876 $2,432 $2,274
Progressive $4,199 $3,720 $3,508
State Farm $3,170 $1,891 $1,466
Travelers $3,720 $3,148 $3,144
USAA $2,358 $1,559 $1,336

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New Richmond, IN Car Insurance Rates by Driver History

How does a single speeding ticket affect your New Richmond, Indiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in New Richmond.

Annual New Richmond, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,050 $4,480 $4,136 $3,631
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,733 $3,193 $3,287 $3,018
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $3,724 $4,404 $6,945 $4,110
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $2,858 $5,001 $3,409 $3,968
State Farm $2,125 $2,329 $2,125 $2,125
Travelers $2,832 $3,506 $3,974 $3,039
USAA $1,322 $1,882 $2,158 $1,642

New Richmond, IN Car Insurance Rates With a DUI

Even a single DUI can increase your New Richmond, IN car insurance rates. Compare rates below to see which New Richmond car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in New Richmond, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,136
American Family $4,834
Farmers $3,287
GEICO $2,570
Liberty Mutual $6,945
Nationwide $2,687
Progressive $3,409
State Farm $2,125
Travelers $3,974
USAA $2,158

New Richmond, IN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your New Richmond, IN car insurance rates may be. Let’s take a look at average car insurance rates from top New Richmond companies based on commute time.

Annual Car Insurance Rates by Commute Length in New Richmond, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,824 $3,824
American Family $3,436 $3,519
Farmers $3,058 $3,058
GEICO $1,815 $1,878
Liberty Mutual $4,669 $4,923
Nationwide $2,527 $2,527
Progressive $3,809 $3,809
State Farm $2,115 $2,237
Travelers $3,338 $3,338
USAA $1,728 $1,774

New Richmond, IN Cheapest Car Insurance Rates

How do the top New Richmond, Indiana car insurance companies’ average rates stack up against the New Richmond average monthly car insurance rates of $255? Take a look and see.

Best Annual Car Insurance Rates by Company in New Richmond, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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New Richmond, IN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top New Richmond, Indiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in New Richmond, Indiana

Insurance Company Average Annual Rates
Allstate $3,824
American Family $3,477
Farmers $3,058
GEICO $1,847
Liberty Mutual $4,796
Nationwide $2,527
Progressive $3,809
State Farm $2,176
Travelers $3,338
USAA $1,751

Other Factors Affecting New Richmond, IN Car Insurance Rates

Before you buy New Richmond, Indiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

New Richmond, IN Commute Time

How does your New Richmond, IN commute time compare with the average driver? In New Richmond, the average commute is 28.1 minutes.

New Richmond, IN Car Insurance Quotes

Compare New Richmond, IN car insurance quotes from multiple companies by entering your ZIP code now.