Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The annual number of car thefts in Orange Cove is 22.
  • Average car insurance rates in Orange Cove, CA are $292/month
  • The cheapest car insurance company in Orange Cove after a DUI is Liberty Mutual

Average car insurance rates in Orange Cove, California are $292 a month. But with a little research you can get a great deal from the top car insurance companies in Orange Cove, CA. Before you buy Orange Cove, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Orange Cove car insurance rates with Fresno car insurance rates, San Diego car insurance rates, or Los Angeles car insurance rates to make sure you’re getting the best Orange Cove, CA car insurance quotes available.

Need affordable Orange Cove, CA car insurance? Enter your ZIP code to compare Orange Cove car insurance quotes from multiple car insurance companies near you.

Orange Cove, CA Minimum Car Insurance Coverage

Orange Cove, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Orange Cove, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Orange Cove, CA Car Insurance Rates by Coverage Level

Some Orange Cove drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Orange Cove, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Orange Cove, California

Insurance Company Low Medium High
Allstate $3,943 $4,222 $4,387
Farmers $4,838 $5,215 $5,479
GEICO $2,452 $2,731 $2,928
Liberty Mutual $2,569 $2,775 $2,918
Nationwide $3,672 $4,146 $4,428
Progressive $2,205 $2,524 $2,632
State Farm $4,043 $4,457 $4,696
Travelers $2,787 $3,244 $3,468
USAA $2,358 $2,656 $2,801

Orange Cove, CA Car Insurance Rates by Age, Gender, and Marital Status

Orange Cove, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Orange Cove, CA car insurance, get quotes from multiple car insurance companies in the Orange Cove area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orange Cove, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,730 $2,743 $1,972 $2,004 $7,360 $9,267 $3,508 $3,891
Farmers $2,812 $2,812 $2,526 $2,526 $8,966 $14,737 $3,330 $3,706
GEICO $1,674 $1,675 $1,574 $1,574 $5,083 $5,183 $2,404 $2,464
Liberty Mutual $2,104 $1,993 $1,947 $1,886 $4,522 $4,811 $2,372 $2,398
Nationwide $2,897 $2,772 $2,527 $2,389 $7,224 $7,998 $3,439 $3,409
Progressive $1,555 $1,598 $1,320 $1,563 $4,063 $4,894 $2,235 $2,399
State Farm $3,476 $3,476 $3,105 $3,105 $6,351 $7,853 $3,849 $3,972
Travelers $2,380 $2,310 $2,095 $2,073 $4,826 $5,540 $3,081 $3,026
USAA $1,875 $1,779 $1,831 $1,841 $4,236 $4,248 $2,584 $2,445

Orange Cove, CA Car Insurance Rates for Teens

How much is Orange Cove, California car insurance for teens? Compare rates from top Orange Cove car insurance companies below to help find the cheapest teen car insurance in Orange Cove, CA.

Annual Car Insurance Rates for Teen Drivers in Orange Cove, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,360 $9,267
Farmers $8,966 $14,737
GEICO $5,083 $5,183
Liberty Mutual $4,522 $4,811
Nationwide $7,224 $7,998
Progressive $4,063 $4,894
State Farm $6,351 $7,853
Travelers $4,826 $5,540
USAA $4,236 $4,248

Orange Cove, CA Car Insurance Rates for Seniors

Before seniors buy Orange Cove, California car insurance, they should make sure to shop around. Some Orange Cove, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Orange Cove, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,972 $2,004
Farmers $2,526 $2,526
GEICO $1,574 $1,574
Liberty Mutual $1,947 $1,886
Nationwide $2,527 $2,389
Progressive $1,320 $1,563
State Farm $3,105 $3,105
Travelers $2,095 $2,073
USAA $1,831 $1,841

Orange Cove, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Orange Cove, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Orange Cove.

Annual Orange Cove, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,517 $4,242 $6,675 $3,303
Farmers $3,826 $5,210 $6,496 $5,176
GEICO $1,892 $2,915 $3,662 $2,347
Liberty Mutual $2,389 $3,203 $2,892 $2,532
Nationwide $2,850 $3,651 $6,175 $3,651
Progressive $1,610 $2,725 $3,161 $2,317
State Farm $3,135 $3,741 $7,078 $3,640
Travelers $2,128 $3,432 $4,001 $3,105
USAA $1,732 $2,568 $4,223 $1,897

Orange Cove, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Orange Cove, CA car insurance rates. Compare rates below to see which Orange Cove car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Orange Cove, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,675
Farmers $6,496
GEICO $3,662
Liberty Mutual $2,892
Nationwide $6,175
Progressive $3,161
State Farm $7,078
Travelers $4,001
USAA $4,223

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Orange Cove, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Orange Cove, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Orange Cove companies based on commute time.

Annual Car Insurance Rates by Commute Length in Orange Cove, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,766 $4,602
Farmers $4,698 $5,656
GEICO $2,457 $2,951
Liberty Mutual $2,526 $2,982
Nationwide $3,609 $4,555
Progressive $2,228 $2,678
State Farm $4,241 $4,556
Travelers $2,850 $3,483
USAA $2,399 $2,811

Orange Cove, CA Cheapest Car Insurance Rates

How do the top Orange Cove, California car insurance companies’ average rates stack up against the Orange Cove average monthly car insurance rates of $292? Take a look and see.

Best Annual Car Insurance Rates by Company in Orange Cove, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Orange Cove, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Orange Cove, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Orange Cove, California

Insurance Company Average Annual Rates
Allstate $4,184
Farmers $5,177
GEICO $2,704
Liberty Mutual $2,754
Nationwide $4,082
Progressive $2,453
State Farm $4,399
Travelers $3,166
USAA $2,605

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Other Factors Affecting Orange Cove, CA Car Insurance Rates

Before you buy Orange Cove, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Orange Cove, CA Car Theft Rates

The car theft rate in Orange Cove, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Orange Cove, California is 22 stolen cars.

Orange Cove, CA Commute Time

How does your Orange Cove, CA commute time compare with the average driver? In Orange Cove, the average commute is 27.5 minutes.

Orange Cove, CA Car Insurance Quotes

Compare Orange Cove, CA car insurance quotes from multiple companies by entering your ZIP code now.