Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Orangevale, CA are $307/month
  • Average car insurance rates in Orangevale, CA for senior drivers are $2,215/year
  • The cheapest car insurance company in Orangevale after a DUI is Progressive

Average car insurance rates in Orangevale, California are $307 a month. But with a little research you can get a great deal from the top car insurance companies in Orangevale, CA. Before you buy Orangevale, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Orangevale car insurance rates with San Diego car insurance rates, Fresno car insurance rates, or Oakland car insurance rates to make sure you’re getting the best Orangevale, CA car insurance quotes available.

Need affordable Orangevale, CA car insurance? Enter your ZIP code to compare Orangevale car insurance quotes from multiple car insurance companies near you.

Orangevale, CA Minimum Car Insurance Coverage

Orangevale, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Orangevale, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Orangevale, CA Car Insurance Rates by Coverage Level

Some Orangevale drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Orangevale, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Orangevale, California

Insurance Company Low Medium High
Allstate $3,954 $4,205 $4,347
Farmers $4,889 $5,317 $5,615
GEICO $2,449 $2,762 $2,970
Liberty Mutual $3,003 $3,259 $3,426
Nationwide $4,299 $4,934 $5,292
Progressive $2,292 $2,670 $2,794
State Farm $3,896 $4,455 $4,767
Travelers $2,876 $3,426 $3,690
USAA $2,389 $2,714 $2,870

Orangevale, CA Car Insurance Rates by Age, Gender, and Marital Status

Orangevale, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Orangevale, CA car insurance, get quotes from multiple car insurance companies in the Orangevale area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orangevale, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,679 $2,685 $1,964 $1,979 $7,461 $9,401 $3,421 $3,760
Farmers $2,873 $2,873 $2,597 $2,597 $9,142 $14,921 $3,402 $3,788
GEICO $1,689 $1,689 $1,588 $1,588 $5,144 $5,220 $2,426 $2,473
Liberty Mutual $2,458 $2,326 $2,280 $2,210 $5,319 $5,677 $2,770 $2,797
Nationwide $3,397 $3,242 $2,988 $2,814 $8,659 $9,574 $4,060 $4,000
Progressive $1,616 $1,662 $1,387 $1,638 $4,338 $5,208 $2,331 $2,503
State Farm $3,435 $3,435 $3,071 $3,071 $6,355 $7,900 $3,801 $3,917
Travelers $2,482 $2,399 $2,194 $2,171 $5,166 $5,864 $3,220 $3,151
USAA $1,909 $1,807 $1,865 $1,870 $4,345 $4,357 $2,627 $2,481

Orangevale, CA Car Insurance Rates for Teens

How much is Orangevale, California car insurance for teens? Compare rates from top Orangevale car insurance companies below to help find the cheapest teen car insurance in Orangevale, CA.

Annual Car Insurance Rates for Teen Drivers in Orangevale, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,461 $9,401
Farmers $9,142 $14,921
GEICO $5,144 $5,220
Liberty Mutual $5,319 $5,677
Nationwide $8,659 $9,574
Progressive $4,338 $5,208
State Farm $6,355 $7,900
Travelers $5,166 $5,864
USAA $4,345 $4,357

Orangevale, CA Car Insurance Rates for Seniors

Before seniors buy Orangevale, California car insurance, they should make sure to shop around. Some Orangevale, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Orangevale, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,964 $1,979
Farmers $2,597 $2,597
GEICO $1,588 $1,588
Liberty Mutual $2,280 $2,210
Nationwide $2,988 $2,814
Progressive $1,387 $1,638
State Farm $3,071 $3,071
Travelers $2,194 $2,171
USAA $1,865 $1,870

Orangevale, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Orangevale, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Orangevale.

Annual Orangevale, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,521 $4,220 $6,630 $3,305
Farmers $3,904 $5,311 $6,609 $5,272
GEICO $1,905 $2,949 $3,691 $2,363
Liberty Mutual $2,803 $3,756 $3,390 $2,970
Nationwide $3,375 $4,333 $7,326 $4,333
Progressive $1,692 $2,880 $3,331 $2,437
State Farm $3,122 $3,723 $7,024 $3,623
Travelers $2,218 $3,629 $4,202 $3,274
USAA $1,766 $2,628 $4,302 $1,935

Orangevale, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Orangevale, CA car insurance rates. Compare rates below to see which Orangevale car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Orangevale, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,630
Farmers $6,609
GEICO $3,691
Liberty Mutual $3,390
Nationwide $7,326
Progressive $3,331
State Farm $7,024
Travelers $4,202
USAA $4,302

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Orangevale, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Orangevale, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Orangevale companies based on commute time.

Annual Car Insurance Rates by Commute Length in Orangevale, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,759 $4,578
Farmers $4,784 $5,764
GEICO $2,477 $2,977
Liberty Mutual $2,965 $3,494
Nationwide $4,277 $5,406
Progressive $2,345 $2,825
State Farm $4,212 $4,534
Travelers $2,998 $3,664
USAA $2,449 $2,866

Orangevale, CA Cheapest Car Insurance Rates

How do the top Orangevale, California car insurance companies’ average rates stack up against the Orangevale average monthly car insurance rates of $307? Take a look and see.

Best Annual Car Insurance Rates by Company in Orangevale, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Orangevale, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Orangevale, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Orangevale, California

Insurance Company Average Annual Rates
Allstate $4,169
Farmers $5,274
GEICO $2,727
Liberty Mutual $3,230
Nationwide $4,842
Progressive $2,585
State Farm $4,373
Travelers $3,331
USAA $2,658

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Other Factors Affecting Orangevale, CA Car Insurance Rates

Before you buy Orangevale, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Orangevale, CA Commute Time

How does your Orangevale, CA commute time compare with the average driver? In Orangevale, the average commute is 29.0 minutes.

Orangevale, CA Car Insurance Quotes

Compare Orangevale, CA car insurance quotes from multiple companies by entering your ZIP code now.