Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Oriskany, NY are $279/month
  • The cheapest car insurance company in Oriskany after a DUI is Progressive
  • Average car insurance rates in Oriskany, NY for senior drivers are $2,070/year

Average car insurance rates in Oriskany, New York are $279 a month. But with a little research you can get a great deal from the top car insurance companies in Oriskany, NY. Before you buy Oriskany, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Oriskany car insurance rates with Buffalo car insurance rates, Syracuse car insurance rates, or New York car insurance rates to make sure you’re getting the best Oriskany, NY car insurance quotes available.

Need affordable Oriskany, NY car insurance? Enter your ZIP code to compare Oriskany car insurance quotes from multiple car insurance companies near you.

Oriskany, NY Minimum Car Insurance Coverage

Oriskany, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Oriskany, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Oriskany, NY Car Insurance Rates by Coverage Level

Some Oriskany drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Oriskany, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Oriskany, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $2,170 $2,289 $2,426
Liberty Mutual $5,004 $5,251 $5,555
Nationwide $2,774 $2,914 $3,117
Progressive $2,560 $2,677 $2,836
State Farm $3,247 $3,451 $3,592
Travelers $3,323 $3,450 $3,653
USAA $2,921 $2,996 $3,115

Oriskany, NY Car Insurance Rates by Age, Gender, and Marital Status

Oriskany, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Oriskany, NY car insurance, get quotes from multiple car insurance companies in the Oriskany area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oriskany, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,664 $1,603 $1,621 $1,597 $3,566 $5,269 $1,498 $1,542
Liberty Mutual $3,817 $3,817 $3,555 $3,555 $7,452 $12,092 $3,817 $4,053
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,623 $1,520 $1,303 $1,324 $5,493 $6,120 $2,097 $2,048
State Farm $2,139 $2,139 $1,870 $1,870 $6,379 $8,197 $2,358 $2,487
Travelers $2,486 $2,499 $2,276 $2,434 $5,818 $6,900 $2,642 $2,748
USAA $1,564 $1,534 $1,423 $1,418 $6,377 $7,583 $1,993 $2,194

Oriskany, NY Car Insurance Rates for Teens

How much is Oriskany, New York car insurance for teens? Compare rates from top Oriskany car insurance companies below to help find the cheapest teen car insurance in Oriskany, NY.

Annual Car Insurance Rates for Teen Drivers in Oriskany, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $3,566 $5,269
Liberty Mutual $7,452 $12,092
Nationwide $3,940 $5,867
Progressive $5,493 $6,120
State Farm $6,379 $8,197
Travelers $5,818 $6,900
USAA $6,377 $7,583

Oriskany, NY Car Insurance Rates for Seniors

Before seniors buy Oriskany, New York car insurance, they should make sure to shop around. Some Oriskany, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Oriskany, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,621 $1,597
Liberty Mutual $3,555 $3,555
Nationwide $2,095 $2,095
Progressive $1,303 $1,324
State Farm $1,870 $1,870
Travelers $2,276 $2,434
USAA $1,423 $1,418

Oriskany, NY Car Insurance Rates by Credit History

How does your credit history affect Oriskany, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Oriskany, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,876 $2,113 $1,896
Liberty Mutual $7,368 $4,824 $3,617
Nationwide $2,935 $2,935 $2,935
Progressive $4,250 $2,205 $1,618
State Farm $4,843 $3,037 $2,410
Travelers $4,761 $3,027 $2,638
USAA $4,621 $2,339 $2,072

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Oriskany, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Oriskany, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Oriskany.

Annual Oriskany, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,785 $1,946 $3,664 $1,785
Liberty Mutual $4,216 $4,216 $8,431 $4,216
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,618 $2,618 $2,895 $2,633
State Farm $3,263 $3,263 $3,597 $3,597
Travelers $2,965 $3,713 $3,767 $3,457
USAA $2,668 $2,712 $3,952 $2,712

Oriskany, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Oriskany, NY car insurance rates. Compare rates below to see which Oriskany car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Oriskany, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,664
Liberty Mutual $8,431
Nationwide $4,955
Progressive $2,895
State Farm $3,597
Travelers $3,767
USAA $3,952

Oriskany, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Oriskany, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Oriskany companies based on commute time.

Annual Car Insurance Rates by Commute Length in Oriskany, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $2,227 $2,363
Liberty Mutual $5,122 $5,417
Nationwide $2,935 $2,935
Progressive $2,691 $2,691
State Farm $3,308 $3,552
Travelers $3,475 $3,475
USAA $2,981 $3,040

Oriskany, NY Cheapest Car Insurance Rates

How do the top Oriskany, New York car insurance companies’ average rates stack up against the Oriskany average monthly car insurance rates of $279? Take a look and see.

Best Annual Car Insurance Rates by Company in Oriskany, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Oriskany, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Oriskany, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Oriskany, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $2,295
Liberty Mutual $5,270
Nationwide $2,935
Progressive $2,691
State Farm $3,430
Travelers $3,475
USAA $3,011

Other Factors Affecting Oriskany, NY Car Insurance Rates

Before you buy Oriskany, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Oriskany, NY Commute Time

How does your Oriskany, NY commute time compare with the average driver? In Oriskany, the average commute is 22.6 minutes.

Oriskany, NY Car Insurance Quotes

Compare Oriskany, NY car insurance quotes from multiple companies by entering your ZIP code now.