Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Pacific Grove after a DUI is Progressive
  • Average car insurance rates in Pacific Grove, CA are $245/month
  • The annual number of car thefts in Pacific Grove is 16.

Average car insurance rates in Pacific Grove, California are $245 a month. But with a little research you can get a great deal from the top car insurance companies in Pacific Grove, CA. Before you buy Pacific Grove, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Pacific Grove car insurance rates with Sacramento car insurance rates, Fresno car insurance rates, or Long Beach car insurance rates to make sure you’re getting the best Pacific Grove, CA car insurance quotes available.

Need affordable Pacific Grove, CA car insurance? Enter your ZIP code to compare Pacific Grove car insurance quotes from multiple car insurance companies near you.

Pacific Grove, CA Minimum Car Insurance Coverage

Pacific Grove, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Pacific Grove, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Pacific Grove, CA Car Insurance Rates by Coverage Level

Some Pacific Grove drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Pacific Grove, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Pacific Grove, California

Insurance Company Low Medium High
Allstate $3,672 $3,890 $4,015
Farmers $3,576 $3,879 $4,091
GEICO $2,078 $2,328 $2,486
Liberty Mutual $2,384 $2,572 $2,697
Nationwide $3,198 $3,677 $3,948
Progressive $1,817 $2,062 $2,130
State Farm $2,862 $3,233 $3,442
Travelers $2,368 $2,782 $2,975
USAA $2,198 $2,475 $2,609

Pacific Grove, CA Car Insurance Rates by Age, Gender, and Marital Status

Pacific Grove, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pacific Grove, CA car insurance, get quotes from multiple car insurance companies in the Pacific Grove area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pacific Grove, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,489 $2,500 $1,816 $1,842 $6,842 $8,624 $3,206 $3,552
Farmers $2,094 $2,094 $1,894 $1,894 $6,668 $10,899 $2,482 $2,764
GEICO $1,426 $1,427 $1,343 $1,343 $4,325 $4,387 $2,045 $2,086
Liberty Mutual $1,938 $1,836 $1,803 $1,747 $4,214 $4,481 $2,184 $2,203
Nationwide $2,535 $2,418 $2,240 $2,110 $6,445 $7,114 $3,023 $2,974
Progressive $1,272 $1,309 $1,076 $1,276 $3,329 $4,010 $1,809 $1,942
State Farm $2,502 $2,502 $2,236 $2,236 $4,610 $5,721 $2,769 $2,855
Travelers $2,034 $1,971 $1,808 $1,790 $4,143 $4,726 $2,625 $2,570
USAA $1,742 $1,649 $1,699 $1,705 $3,964 $3,985 $2,404 $2,272

Pacific Grove, CA Car Insurance Rates for Teens

How much is Pacific Grove, California car insurance for teens? Compare rates from top Pacific Grove car insurance companies below to help find the cheapest teen car insurance in Pacific Grove, CA.

Annual Car Insurance Rates for Teen Drivers in Pacific Grove, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,842 $8,624
Farmers $6,668 $10,899
GEICO $4,325 $4,387
Liberty Mutual $4,214 $4,481
Nationwide $6,445 $7,114
Progressive $3,329 $4,010
State Farm $4,610 $5,721
Travelers $4,143 $4,726
USAA $3,964 $3,985

Pacific Grove, CA Car Insurance Rates for Seniors

Before seniors buy Pacific Grove, California car insurance, they should make sure to shop around. Some Pacific Grove, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Pacific Grove, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,816 $1,842
Farmers $1,894 $1,894
GEICO $1,343 $1,343
Liberty Mutual $1,803 $1,747
Nationwide $2,240 $2,110
Progressive $1,076 $1,276
State Farm $2,236 $2,236
Travelers $1,808 $1,790
USAA $1,699 $1,705

Pacific Grove, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Pacific Grove, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pacific Grove.

Annual Pacific Grove, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,328 $3,919 $6,134 $3,054
Farmers $2,848 $3,876 $4,824 $3,847
GEICO $1,608 $2,477 $3,112 $1,994
Liberty Mutual $2,214 $2,967 $2,678 $2,346
Nationwide $2,523 $3,233 $5,441 $3,233
Progressive $1,323 $2,226 $2,565 $1,898
State Farm $2,269 $2,705 $5,109 $2,633
Travelers $1,830 $2,936 $3,406 $2,661
USAA $1,615 $2,402 $3,925 $1,768

Pacific Grove, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Pacific Grove, CA car insurance rates. Compare rates below to see which Pacific Grove car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Pacific Grove, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,134
Farmers $4,824
GEICO $3,112
Liberty Mutual $2,678
Nationwide $5,441
Progressive $2,565
State Farm $5,109
Travelers $3,406
USAA $3,925

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Pacific Grove, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Pacific Grove, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Pacific Grove companies based on commute time.

Annual Car Insurance Rates by Commute Length in Pacific Grove, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,482 $4,235
Farmers $3,492 $4,205
GEICO $2,087 $2,508
Liberty Mutual $2,342 $2,759
Nationwide $3,190 $4,024
Progressive $1,818 $2,188
State Farm $3,063 $3,295
Travelers $2,443 $2,973
USAA $2,238 $2,617

Pacific Grove, CA Cheapest Car Insurance Rates

How do the top Pacific Grove, California car insurance companies’ average rates stack up against the Pacific Grove average monthly car insurance rates of $245? Take a look and see.

Best Annual Car Insurance Rates by Company in Pacific Grove, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Pacific Grove, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Pacific Grove, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Pacific Grove, California

Insurance Company Average Annual Rates
Allstate $3,859
Farmers $3,849
GEICO $2,298
Liberty Mutual $2,551
Nationwide $3,607
Progressive $2,003
State Farm $3,179
Travelers $2,708
USAA $2,428

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Other Factors Affecting Pacific Grove, CA Car Insurance Rates

Before you buy Pacific Grove, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Pacific Grove, CA Car Theft Rates

The car theft rate in Pacific Grove, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Pacific Grove, California is 16 stolen cars.

Pacific Grove, CA Commute Time

How does your Pacific Grove, CA commute time compare with the average driver? In Pacific Grove, the average commute is 20.6 minutes.

Pacific Grove, CA Car Insurance Quotes

Compare Pacific Grove, CA car insurance quotes from multiple companies by entering your ZIP code now.