Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Palmdale for teen drivers is Liberty Mutual
  • Average car insurance rates in Palmdale, CA are $363/month
  • The cheapest car insurance company in Palmdale after a DUI is Liberty Mutual

Average car insurance rates in Palmdale, California are $363 a month. But with a little research you can get a great deal from the top car insurance companies in Palmdale, CA. Before you buy Palmdale, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Palmdale car insurance rates with Sacramento car insurance rates, San Francisco car insurance rates, or Los Angeles car insurance rates to make sure you’re getting the best Palmdale, CA car insurance quotes available.

Need affordable Palmdale, CA car insurance? Enter your ZIP code to compare Palmdale car insurance quotes from multiple car insurance companies near you.

Palmdale, CA Minimum Car Insurance Coverage

Palmdale, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Palmdale, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Palmdale, CA Car Insurance Rates by Coverage Level

Some Palmdale drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Palmdale, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Palmdale, California

Insurance Company Low Medium High
Allstate $4,877 $5,242 $5,457
Farmers $5,770 $6,291 $6,646
GEICO $2,730 $3,093 $3,342
Liberty Mutual $2,799 $3,067 $3,252
Nationwide $5,023 $5,801 $6,264
Progressive $3,133 $3,657 $3,854
State Farm $4,970 $5,674 $6,069
Travelers $3,219 $3,840 $4,150
USAA $2,825 $3,251 $3,458

Palmdale, CA Car Insurance Rates by Age, Gender, and Marital Status

Palmdale, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Palmdale, CA car insurance, get quotes from multiple car insurance companies in the Palmdale area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palmdale, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,350 $3,349 $2,425 $2,448 $9,305 $11,693 $4,277 $4,689
Farmers $3,384 $3,384 $3,072 $3,072 $10,832 $17,648 $4,016 $4,478
GEICO $1,892 $1,892 $1,778 $1,778 $5,758 $5,850 $2,717 $2,774
Liberty Mutual $2,318 $2,179 $2,169 $2,094 $4,974 $5,350 $2,593 $2,639
Nationwide $4,004 $3,819 $3,528 $3,322 $10,172 $11,281 $4,758 $4,685
Progressive $2,196 $2,261 $1,888 $2,236 $5,960 $7,180 $3,209 $3,454
State Farm $4,373 $4,373 $3,912 $3,912 $8,104 $10,065 $4,841 $4,990
Travelers $2,772 $2,678 $2,445 $2,419 $5,815 $6,612 $3,617 $3,532
USAA $2,274 $2,151 $2,216 $2,221 $5,249 $5,244 $3,122 $2,948

Palmdale, CA Car Insurance Rates for Teens

How much is Palmdale, California car insurance for teens? Compare rates from top Palmdale car insurance companies below to help find the cheapest teen car insurance in Palmdale, CA.

Annual Car Insurance Rates for Teen Drivers in Palmdale, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,305 $11,693
Farmers $10,832 $17,648
GEICO $5,758 $5,850
Liberty Mutual $4,974 $5,350
Nationwide $10,172 $11,281
Progressive $5,960 $7,180
State Farm $8,104 $10,065
Travelers $5,815 $6,612
USAA $5,249 $5,244

Palmdale, CA Car Insurance Rates for Seniors

Before seniors buy Palmdale, California car insurance, they should make sure to shop around. Some Palmdale, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Palmdale, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,448
Farmers $3,072 $3,072
GEICO $1,778 $1,778
Liberty Mutual $2,169 $2,094
Nationwide $3,528 $3,322
Progressive $1,888 $2,236
State Farm $3,912 $3,912
Travelers $2,445 $2,419
USAA $2,216 $2,221

Palmdale, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Palmdale, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Palmdale.

Annual Palmdale, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,119 $5,257 $8,294 $4,098
Farmers $4,617 $6,281 $7,810 $6,234
GEICO $2,134 $3,303 $4,136 $2,648
Liberty Mutual $2,638 $3,531 $3,192 $2,796
Nationwide $3,964 $5,095 $8,630 $5,095
Progressive $2,306 $3,949 $4,610 $3,327
State Farm $3,979 $4,743 $8,947 $4,616
Travelers $2,467 $4,084 $4,724 $3,671
USAA $2,106 $3,142 $5,155 $2,309

Palmdale, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Palmdale, CA car insurance rates. Compare rates below to see which Palmdale car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Palmdale, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,294
Farmers $7,810
GEICO $4,136
Liberty Mutual $3,192
Nationwide $8,630
Progressive $4,610
State Farm $8,947
Travelers $4,724
USAA $5,155

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Palmdale, CA Car Insurance Rates by ZIP Code

Just like Palmdale car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Palmdale, CA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Palmdale, California

ZIP Code Average Annual Rates
93550 $5,905
93551 $5,540
93552 $6,032

Palmdale, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Palmdale, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Palmdale companies based on commute time.

Annual Car Insurance Rates by Commute Length in Palmdale, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,673 $5,711
Farmers $5,656 $6,816
GEICO $2,775 $3,335
Liberty Mutual $2,787 $3,292
Nationwide $5,028 $6,364
Progressive $3,222 $3,874
State Farm $5,367 $5,775
Travelers $3,359 $4,113
USAA $2,924 $3,432

Palmdale, CA Cheapest Car Insurance Rates

How do the top Palmdale, California car insurance companies’ average rates stack up against the Palmdale average monthly car insurance rates of $363? Take a look and see.

Best Annual Car Insurance Rates by Company in Palmdale, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Palmdale, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Palmdale, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Palmdale, California

Insurance Company Average Annual Rates
Allstate $5,192
Farmers $6,236
GEICO $3,055
Liberty Mutual $3,040
Nationwide $5,696
Progressive $3,548
State Farm $5,571
Travelers $3,736
USAA $3,178

Other Factors Affecting Palmdale, CA Car Insurance Rates

Before you buy Palmdale, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Palmdale, CA Car Theft Rates

The car theft rate in Palmdale, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Palmdale, California is 503 stolen cars.

Palmdale, CA Commute Time

How does your Palmdale, CA commute time compare with the average driver? In Palmdale, the average commute is 43.7 minutes.

Palmdale, CA Car Insurance Quotes

Compare Palmdale, CA car insurance quotes from multiple companies by entering your ZIP code now.