Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Poland after a DUI is GEICO
  • The cheapest car insurance company in Poland for teen drivers is GEICO
  • Average car insurance rates in Poland, NY are $266/month

Average car insurance rates in Poland, New York are $266 a month. But with a little research you can get a great deal from the top car insurance companies in Poland, NY. Before you buy Poland, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Poland car insurance rates with New York car insurance rates, New Rochelle car insurance rates, or Buffalo car insurance rates to make sure you’re getting the best Poland, NY car insurance quotes available.

Need affordable Poland, NY car insurance? Enter your ZIP code to compare Poland car insurance quotes from multiple car insurance companies near you.

Poland, NY Minimum Car Insurance Coverage

Poland, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Poland, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Poland, NY Car Insurance Rates by Coverage Level

Some Poland drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Poland, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Poland, New York

Insurance Company Low Medium High
Allstate $3,631 $3,788 $3,976
GEICO $1,761 $1,846 $1,947
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,628 $2,750 $2,931
Progressive $2,687 $2,807 $2,969
State Farm $3,179 $3,352 $3,473
Travelers $3,323 $3,450 $3,653
USAA $2,786 $2,844 $2,933

Poland, NY Car Insurance Rates by Age, Gender, and Marital Status

Poland, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Poland, NY car insurance, get quotes from multiple car insurance companies in the Poland area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Poland, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,416 $2,377 $2,421 $7,436 $8,040 $2,558 $2,592
GEICO $1,364 $1,315 $1,328 $1,308 $2,845 $4,149 $1,232 $1,268
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,105 $2,105 $1,989 $1,989 $3,696 $5,494 $2,105 $2,674
Progressive $1,712 $1,614 $1,385 $1,403 $5,707 $6,371 $2,211 $2,166
State Farm $2,110 $2,110 $1,834 $1,834 $6,111 $7,910 $2,313 $2,454
Travelers $2,486 $2,499 $2,276 $2,434 $5,818 $6,900 $2,642 $2,748
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Poland, NY Car Insurance Rates for Teens

How much is Poland, New York car insurance for teens? Compare rates from top Poland car insurance companies below to help find the cheapest teen car insurance in Poland, NY.

Annual Car Insurance Rates for Teen Drivers in Poland, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,436 $8,040
GEICO $2,845 $4,149
Liberty Mutual $6,550 $10,619
Nationwide $3,696 $5,494
Progressive $5,707 $6,371
State Farm $6,111 $7,910
Travelers $5,818 $6,900
USAA $6,012 $7,189

Poland, NY Car Insurance Rates for Seniors

Before seniors buy Poland, New York car insurance, they should make sure to shop around. Some Poland, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Poland, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,377 $2,421
GEICO $1,328 $1,308
Liberty Mutual $3,142 $3,142
Nationwide $1,989 $1,989
Progressive $1,385 $1,403
State Farm $1,834 $1,834
Travelers $2,276 $2,434
USAA $1,346 $1,345

Poland, NY Car Insurance Rates by Credit History

How does your credit history affect Poland, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Poland, New York

Insurance Company Poor Fair Good
Allstate $5,397 $3,207 $2,791
GEICO $2,319 $1,705 $1,529
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,770 $2,770 $2,770
Progressive $4,452 $2,314 $1,697
State Farm $4,708 $2,952 $2,343
Travelers $4,761 $3,027 $2,638
USAA $4,423 $2,195 $1,945

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Poland, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Poland, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Poland.

Annual Poland, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,227 $3,227 $4,685 $4,054
GEICO $1,463 $1,593 $2,886 $1,463
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,122 $2,122 $4,664 $2,170
Progressive $2,746 $2,746 $3,031 $2,762
State Farm $3,182 $3,182 $3,487 $3,487
Travelers $2,965 $3,713 $3,767 $3,457
USAA $2,530 $2,572 $3,744 $2,572

Poland, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Poland, NY car insurance rates. Compare rates below to see which Poland car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Poland, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,685
GEICO $2,886
Liberty Mutual $7,405
Nationwide $4,664
Progressive $3,031
State Farm $3,487
Travelers $3,767
USAA $3,744

Poland, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Poland, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Poland companies based on commute time.

Annual Car Insurance Rates by Commute Length in Poland, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,747 $3,850
GEICO $1,797 $1,906
Liberty Mutual $4,514 $4,774
Nationwide $2,770 $2,770
Progressive $2,821 $2,821
State Farm $3,218 $3,450
Travelers $3,475 $3,475
USAA $2,826 $2,883

Poland, NY Cheapest Car Insurance Rates

How do the top Poland, New York car insurance companies’ average rates stack up against the Poland average monthly car insurance rates of $266? Take a look and see.

Best Annual Car Insurance Rates by Company in Poland, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Poland, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Poland, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Poland, New York

Insurance Company Average Annual Rates
Allstate $3,798
GEICO $1,851
Liberty Mutual $4,644
Nationwide $2,770
Progressive $2,821
State Farm $3,334
Travelers $3,475
USAA $2,854

Other Factors Affecting Poland, NY Car Insurance Rates

Before you buy Poland, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Poland, NY Commute Time

How does your Poland, NY commute time compare with the average driver? In Poland, the average commute is 23.4 minutes.

Poland, NY Car Insurance Quotes

Compare Poland, NY car insurance quotes from multiple companies by entering your ZIP code now.