Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Rio Linda for teen drivers is USAA
  • Average car insurance rates in Rio Linda, CA for senior drivers are $2,560/year
  • Average car insurance rates in Rio Linda, CA are $357/month

Average car insurance rates in Rio Linda, California are $357 a month. But with a little research you can get a great deal from the top car insurance companies in Rio Linda, CA. Before you buy Rio Linda, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Rio Linda car insurance rates with Long Beach car insurance rates, Los Angeles car insurance rates, or Sacramento car insurance rates to make sure you’re getting the best Rio Linda, CA car insurance quotes available.

Need affordable Rio Linda, CA car insurance? Enter your ZIP code to compare Rio Linda car insurance quotes from multiple car insurance companies near you.

Rio Linda, CA Minimum Car Insurance Coverage

Rio Linda, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Rio Linda, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Rio Linda, CA Car Insurance Rates by Coverage Level

Some Rio Linda drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Rio Linda, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Rio Linda, California

Insurance Company Low Medium High
Allstate $4,590 $4,943 $5,150
Farmers $5,678 $6,167 $6,504
GEICO $2,905 $3,307 $3,581
Liberty Mutual $3,294 $3,572 $3,753
Nationwide $4,804 $5,507 $5,902
Progressive $2,911 $3,408 $3,576
State Farm $4,619 $5,206 $5,537
Travelers $3,283 $3,914 $4,224
USAA $2,737 $3,138 $3,334

Rio Linda, CA Car Insurance Rates by Age, Gender, and Marital Status

Rio Linda, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Rio Linda, CA car insurance, get quotes from multiple car insurance companies in the Rio Linda area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rio Linda, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $3,167 $2,302 $2,317 $8,763 $11,021 $4,019 $4,399
Farmers $3,325 $3,325 $3,001 $3,001 $10,611 $17,342 $3,939 $4,387
GEICO $2,024 $2,024 $1,903 $1,903 $6,148 $6,243 $2,905 $2,965
Liberty Mutual $2,694 $2,549 $2,495 $2,418 $5,836 $6,224 $3,037 $3,066
Nationwide $3,793 $3,619 $3,335 $3,140 $9,665 $10,697 $4,526 $4,460
Progressive $2,045 $2,104 $1,757 $2,079 $5,558 $6,679 $2,971 $3,194
State Farm $4,031 $4,031 $3,603 $3,603 $7,425 $9,210 $4,462 $4,601
Travelers $2,829 $2,735 $2,489 $2,464 $5,922 $6,728 $3,683 $3,605
USAA $2,192 $2,075 $2,134 $2,140 $5,076 $5,077 $3,015 $2,849

Rio Linda, CA Car Insurance Rates for Teens

How much is Rio Linda, California car insurance for teens? Compare rates from top Rio Linda car insurance companies below to help find the cheapest teen car insurance in Rio Linda, CA.

Annual Car Insurance Rates for Teen Drivers in Rio Linda, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,763 $11,021
Farmers $10,611 $17,342
GEICO $6,148 $6,243
Liberty Mutual $5,836 $6,224
Nationwide $9,665 $10,697
Progressive $5,558 $6,679
State Farm $7,425 $9,210
Travelers $5,922 $6,728
USAA $5,076 $5,077

Rio Linda, CA Car Insurance Rates for Seniors

Before seniors buy Rio Linda, California car insurance, they should make sure to shop around. Some Rio Linda, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Rio Linda, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,302 $2,317
Farmers $3,001 $3,001
GEICO $1,903 $1,903
Liberty Mutual $2,495 $2,418
Nationwide $3,335 $3,140
Progressive $1,757 $2,079
State Farm $3,603 $3,603
Travelers $2,489 $2,464
USAA $2,134 $2,140

Rio Linda, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Rio Linda, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Rio Linda.

Annual Rio Linda, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,952 $4,940 $7,813 $3,872
Farmers $4,527 $6,159 $7,665 $6,114
GEICO $2,281 $3,526 $4,421 $2,830
Liberty Mutual $3,072 $4,117 $3,715 $3,255
Nationwide $3,764 $4,834 $8,185 $4,834
Progressive $2,149 $3,677 $4,265 $3,102
State Farm $3,654 $4,358 $8,230 $4,241
Travelers $2,517 $4,155 $4,815 $3,740
USAA $2,035 $3,037 $4,976 $2,230

Rio Linda, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Rio Linda, CA car insurance rates. Compare rates below to see which Rio Linda car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Rio Linda, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,813
Farmers $7,665
GEICO $4,421
Liberty Mutual $3,715
Nationwide $8,185
Progressive $4,265
State Farm $8,230
Travelers $4,815
USAA $4,976

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Rio Linda, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Rio Linda, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Rio Linda companies based on commute time.

Annual Car Insurance Rates by Commute Length in Rio Linda, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,401 $5,388
Farmers $5,548 $6,685
GEICO $2,965 $3,564
Liberty Mutual $3,248 $3,831
Nationwide $4,773 $6,036
Progressive $2,991 $3,606
State Farm $4,935 $5,307
Travelers $3,421 $4,192
USAA $2,824 $3,315

Rio Linda, CA Cheapest Car Insurance Rates

How do the top Rio Linda, California car insurance companies’ average rates stack up against the Rio Linda average monthly car insurance rates of $357? Take a look and see.

Best Annual Car Insurance Rates by Company in Rio Linda, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Rio Linda, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Rio Linda, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Rio Linda, California

Insurance Company Average Annual Rates
Allstate $4,894
Farmers $6,116
GEICO $3,264
Liberty Mutual $3,540
Nationwide $5,404
Progressive $3,298
State Farm $5,121
Travelers $3,807
USAA $3,070

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Other Factors Affecting Rio Linda, CA Car Insurance Rates

Before you buy Rio Linda, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Rio Linda, CA Commute Time

How does your Rio Linda, CA commute time compare with the average driver? In Rio Linda, the average commute is 31.7 minutes.

Rio Linda, CA Car Insurance Quotes

Compare Rio Linda, CA car insurance quotes from multiple companies by entering your ZIP code now.