Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Ripon for teen drivers is Progressive
  • Average car insurance rates in Ripon, CA are $291/month
  • The annual number of car thefts in Ripon is 14.

Average car insurance rates in Ripon, California are $291 a month. But with a little research you can get a great deal from the top car insurance companies in Ripon, CA. Before you buy Ripon, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Ripon car insurance rates with Oakland car insurance rates, Fresno car insurance rates, or San Francisco car insurance rates to make sure you’re getting the best Ripon, CA car insurance quotes available.

Need affordable Ripon, CA car insurance? Enter your ZIP code to compare Ripon car insurance quotes from multiple car insurance companies near you.

Ripon, CA Minimum Car Insurance Coverage

Ripon, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ripon, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Ripon, CA Car Insurance Rates by Coverage Level

Some Ripon drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Ripon, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ripon, California

Insurance Company Low Medium High
Allstate $4,146 $4,416 $4,573
Farmers $4,446 $4,803 $5,058
GEICO $2,399 $2,699 $2,909
Liberty Mutual $2,793 $3,008 $3,150
Nationwide $3,664 $4,207 $4,518
Progressive $2,264 $2,659 $2,803
State Farm $3,497 $3,958 $4,213
Travelers $2,789 $3,258 $3,483
USAA $2,569 $2,964 $3,160

Ripon, CA Car Insurance Rates by Age, Gender, and Marital Status

Ripon, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ripon, CA car insurance, get quotes from multiple car insurance companies in the Ripon area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ripon, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,828 $2,836 $2,057 $2,082 $7,783 $9,804 $3,630 $4,008
Farmers $2,598 $2,598 $2,338 $2,338 $8,251 $13,533 $3,074 $3,421
GEICO $1,654 $1,655 $1,556 $1,556 $5,022 $5,109 $2,375 $2,428
Liberty Mutual $2,266 $2,149 $2,100 $2,036 $4,939 $5,244 $2,560 $2,578
Nationwide $2,916 $2,785 $2,570 $2,424 $7,335 $8,128 $3,464 $3,414
Progressive $1,603 $1,648 $1,387 $1,634 $4,318 $5,182 $2,328 $2,501
State Farm $3,063 $3,063 $2,735 $2,735 $5,637 $7,001 $3,389 $3,493
Travelers $2,373 $2,300 $2,099 $2,076 $4,870 $5,589 $3,087 $3,020
USAA $2,063 $1,958 $2,000 $2,009 $4,827 $4,817 $2,830 $2,679

Ripon, CA Car Insurance Rates for Teens

How much is Ripon, California car insurance for teens? Compare rates from top Ripon car insurance companies below to help find the cheapest teen car insurance in Ripon, CA.

Annual Car Insurance Rates for Teen Drivers in Ripon, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,783 $9,804
Farmers $8,251 $13,533
GEICO $5,022 $5,109
Liberty Mutual $4,939 $5,244
Nationwide $7,335 $8,128
Progressive $4,318 $5,182
State Farm $5,637 $7,001
Travelers $4,870 $5,589
USAA $4,827 $4,817

Ripon, CA Car Insurance Rates for Seniors

Before seniors buy Ripon, California car insurance, they should make sure to shop around. Some Ripon, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ripon, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,057 $2,082
Farmers $2,338 $2,338
GEICO $1,556 $1,556
Liberty Mutual $2,100 $2,036
Nationwide $2,570 $2,424
Progressive $1,387 $1,634
State Farm $2,735 $2,735
Travelers $2,099 $2,076
USAA $2,000 $2,009

Ripon, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ripon, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ripon.

Annual Ripon, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,636 $4,441 $6,975 $3,461
Farmers $3,524 $4,801 $5,983 $4,767
GEICO $1,866 $2,881 $3,614 $2,315
Liberty Mutual $2,589 $3,471 $3,131 $2,744
Nationwide $2,882 $3,698 $6,241 $3,698
Progressive $1,680 $2,868 $3,333 $2,420
State Farm $2,775 $3,310 $6,252 $3,221
Travelers $2,126 $3,450 $4,013 $3,117
USAA $1,921 $2,867 $4,698 $2,105

Ripon, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Ripon, CA car insurance rates. Compare rates below to see which Ripon car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ripon, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,975
Farmers $5,983
GEICO $3,614
Liberty Mutual $3,131
Nationwide $6,241
Progressive $3,333
State Farm $6,252
Travelers $4,013
USAA $4,698

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Ripon, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ripon, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Ripon companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ripon, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,946 $4,811
Farmers $4,327 $5,210
GEICO $2,425 $2,914
Liberty Mutual $2,739 $3,228
Nationwide $3,653 $4,606
Progressive $2,340 $2,811
State Farm $3,748 $4,032
Travelers $2,859 $3,494
USAA $2,664 $3,132

Ripon, CA Cheapest Car Insurance Rates

How do the top Ripon, California car insurance companies’ average rates stack up against the Ripon average monthly car insurance rates of $291? Take a look and see.

Best Annual Car Insurance Rates by Company in Ripon, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Ripon, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ripon, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ripon, California

Insurance Company Average Annual Rates
Allstate $4,378
Farmers $4,769
GEICO $2,669
Liberty Mutual $2,984
Nationwide $4,130
Progressive $2,575
State Farm $3,890
Travelers $3,177
USAA $2,898

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Other Factors Affecting Ripon, CA Car Insurance Rates

Before you buy Ripon, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Ripon, CA Car Theft Rates

The car theft rate in Ripon, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Ripon, California is 14 stolen cars.

Ripon, CA Commute Time

How does your Ripon, CA commute time compare with the average driver? In Ripon, the average commute is 24.9 minutes.

Ripon, CA Car Insurance Quotes

Compare Ripon, CA car insurance quotes from multiple companies by entering your ZIP code now.