Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Somis after a DUI is Liberty Mutual
  • Average car insurance rates in Somis, CA for senior drivers are $2,104/year
  • Average car insurance rates in Somis, CA are $292/month

Average car insurance rates in Somis, California are $292 a month. But with a little research you can get a great deal from the top car insurance companies in Somis, CA. Before you buy Somis, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Somis car insurance rates with Oakland car insurance rates, Fresno car insurance rates, or Long Beach car insurance rates to make sure you’re getting the best Somis, CA car insurance quotes available.

Need affordable Somis, CA car insurance? Enter your ZIP code to compare Somis car insurance quotes from multiple car insurance companies near you.

Somis, CA Minimum Car Insurance Coverage

Somis, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Somis, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Somis, CA Car Insurance Rates by Coverage Level

Some Somis drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Somis, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Somis, California

Insurance Company Low Medium High
Allstate $4,457 $4,823 $5,040
Farmers $4,029 $4,376 $4,616
GEICO $2,650 $2,978 $3,211
Liberty Mutual $2,674 $2,930 $3,104
Nationwide $3,768 $4,319 $4,638
Progressive $2,248 $2,598 $2,711
State Farm $3,694 $4,222 $4,505
Travelers $2,603 $3,150 $3,424
USAA $2,406 $2,718 $2,869

Somis, CA Car Insurance Rates by Age, Gender, and Marital Status

Somis, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Somis, CA car insurance, get quotes from multiple car insurance companies in the Somis area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Somis, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,084 $3,069 $2,248 $2,253 $8,628 $10,809 $3,888 $4,209
Farmers $2,357 $2,357 $2,137 $2,137 $7,528 $12,294 $2,796 $3,117
GEICO $1,822 $1,822 $1,712 $1,712 $5,554 $5,653 $2,619 $2,677
Liberty Mutual $2,208 $2,075 $2,071 $2,000 $4,765 $5,125 $2,469 $2,510
Nationwide $2,978 $2,839 $2,626 $2,472 $7,595 $8,391 $3,544 $3,489
Progressive $1,579 $1,625 $1,349 $1,597 $4,215 $5,070 $2,274 $2,442
State Farm $3,247 $3,247 $2,903 $2,903 $6,028 $7,486 $3,598 $3,708
Travelers $2,280 $2,202 $2,024 $2,005 $4,767 $5,364 $2,951 $2,879
USAA $1,907 $1,804 $1,861 $1,866 $4,367 $4,385 $2,634 $2,488

Somis, CA Car Insurance Rates for Teens

How much is Somis, California car insurance for teens? Compare rates from top Somis car insurance companies below to help find the cheapest teen car insurance in Somis, CA.

Annual Car Insurance Rates for Teen Drivers in Somis, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,628 $10,809
Farmers $7,528 $12,294
GEICO $5,554 $5,653
Liberty Mutual $4,765 $5,125
Nationwide $7,595 $8,391
Progressive $4,215 $5,070
State Farm $6,028 $7,486
Travelers $4,767 $5,364
USAA $4,367 $4,385

Somis, CA Car Insurance Rates for Seniors

Before seniors buy Somis, California car insurance, they should make sure to shop around. Some Somis, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Somis, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,248 $2,253
Farmers $2,137 $2,137
GEICO $1,712 $1,712
Liberty Mutual $2,071 $2,000
Nationwide $2,626 $2,472
Progressive $1,349 $1,597
State Farm $2,903 $2,903
Travelers $2,024 $2,005
USAA $1,861 $1,866

Somis, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Somis, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Somis.

Annual Somis, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,884 $4,816 $7,619 $3,775
Farmers $3,211 $4,371 $5,440 $4,339
GEICO $2,058 $3,187 $3,987 $2,553
Liberty Mutual $2,520 $3,372 $3,048 $2,671
Nationwide $2,962 $3,798 $6,410 $3,798
Progressive $1,651 $2,804 $3,244 $2,376
State Farm $2,958 $3,525 $6,646 $3,431
Travelers $2,035 $3,347 $3,844 $3,010
USAA $1,770 $2,636 $4,312 $1,939

Somis, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Somis, CA car insurance rates. Compare rates below to see which Somis car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Somis, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,619
Farmers $5,440
GEICO $3,987
Liberty Mutual $3,048
Nationwide $6,410
Progressive $3,244
State Farm $6,646
Travelers $3,844
USAA $4,312

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Somis, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Somis, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Somis companies based on commute time.

Annual Car Insurance Rates by Commute Length in Somis, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,295 $5,252
Farmers $3,938 $4,743
GEICO $2,676 $3,216
Liberty Mutual $2,664 $3,142
Nationwide $3,746 $4,738
Progressive $2,285 $2,752
State Farm $3,989 $4,291
Travelers $2,759 $3,359
USAA $2,454 $2,874

Somis, CA Cheapest Car Insurance Rates

How do the top Somis, California car insurance companies’ average rates stack up against the Somis average monthly car insurance rates of $292? Take a look and see.

Best Annual Car Insurance Rates by Company in Somis, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Somis, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Somis, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Somis, California

Insurance Company Average Annual Rates
Allstate $4,774
Farmers $4,340
GEICO $2,946
Liberty Mutual $2,903
Nationwide $4,242
Progressive $2,519
State Farm $4,140
Travelers $3,059
USAA $2,664

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Somis, CA Car Insurance Quotes

Compare Somis, CA car insurance quotes from multiple companies by entering your ZIP code now.