Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Spiceland after a DUI is USAA
  • The cheapest car insurance company in Spiceland for teen drivers is USAA
  • Average car insurance rates in Spiceland, IN for senior drivers are $1,651/year

Average car insurance rates in Spiceland, Indiana are $262 a month. But with a little research you can get a great deal from the top car insurance companies in Spiceland, IN. Before you buy Spiceland, Indiana car insurance, make sure your coverage meets or exceeds the Indiana minimum of 25/50/25.

It may even be helpful to compare Spiceland car insurance rates with Gary car insurance rates, Fort Wayne car insurance rates, or Hammond car insurance rates to make sure you’re getting the best Spiceland, IN car insurance quotes available.

Need affordable Spiceland, IN car insurance? Enter your ZIP code to compare Spiceland car insurance quotes from multiple car insurance companies near you.

Spiceland, IN Minimum Car Insurance Coverage

Spiceland, Indiana law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Spiceland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Spiceland, IN Car Insurance Rates by Coverage Level

Some Spiceland drivers can get by with the Indiana minimum coverage of 25/50/25. Other drivers may need more. See how much your Spiceland, Indiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Spiceland, Indiana

Insurance Company Low Medium High
Allstate $3,630 $3,799 $4,010
American Family $3,541 $3,702 $3,507
Farmers $3,193 $3,294 $3,415
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,584 $2,518 $2,513
Progressive $3,197 $3,329 $3,617
State Farm $1,976 $2,072 $2,172
Travelers $3,274 $3,360 $3,353
USAA $1,462 $1,509 $1,567

Spiceland, IN Car Insurance Rates by Age, Gender, and Marital Status

Spiceland, Indiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Spiceland, IN car insurance, get quotes from multiple car insurance companies in the Spiceland area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spiceland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,368 $2,427 $2,078 $2,273 $7,225 $9,105 $2,411 $2,618
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,545 $1,528 $1,330 $1,483 $7,917 $8,431 $2,004 $2,170
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,448 $1,371 $1,314 $1,323 $8,447 $9,488 $1,810 $1,846
State Farm $1,271 $1,271 $1,133 $1,133 $3,862 $4,945 $1,406 $1,566
Travelers $1,221 $1,243 $1,142 $1,142 $7,416 $11,673 $1,290 $1,503
USAA $968 $955 $898 $908 $2,669 $2,990 $1,309 $1,404

Spiceland, IN Car Insurance Rates for Teens

How much is Spiceland, Indiana car insurance for teens? Compare rates from top Spiceland car insurance companies below to help find the cheapest teen car insurance in Spiceland, IN.

Annual Car Insurance Rates for Teen Drivers in Spiceland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,225 $9,105
American Family $6,237 $8,999
Farmers $7,917 $8,431
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,538 $5,898
Progressive $8,447 $9,488
State Farm $3,862 $4,945
Travelers $7,416 $11,673
USAA $2,669 $2,990

Spiceland, IN Car Insurance Rates for Seniors

Before seniors buy Spiceland, Indiana car insurance, they should make sure to shop around. Some Spiceland, IN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Spiceland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,078 $2,273
American Family $2,008 $2,008
Farmers $1,330 $1,483
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,376 $1,471
Progressive $1,314 $1,323
State Farm $1,133 $1,133
Travelers $1,142 $1,142
USAA $898 $908

Spiceland, IN Car Insurance Rates by Credit History

How does your credit history affect Spiceland, IN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Spiceland, Indiana

Insurance Company Poor Fair Good
Allstate $4,728 $3,516 $3,195
American Family $4,908 $3,181 $2,661
Farmers $3,861 $3,138 $2,903
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,889 $2,442 $2,283
Progressive $3,729 $3,301 $3,113
State Farm $3,020 $1,802 $1,398
Travelers $3,710 $3,140 $3,136
USAA $2,042 $1,345 $1,151

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Spiceland, IN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Spiceland, Indiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Spiceland.

Annual Spiceland, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,046 $4,467 $4,119 $3,620
American Family $2,469 $3,938 $4,985 $2,942
Farmers $2,956 $3,446 $3,538 $3,264
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,543 $4,432 $3,027 $3,521
State Farm $2,024 $2,220 $2,024 $2,024
Travelers $2,826 $3,496 $3,962 $3,032
USAA $1,144 $1,624 $1,863 $1,418

Spiceland, IN Car Insurance Rates With a DUI

Even a single DUI can increase your Spiceland, IN car insurance rates. Compare rates below to see which Spiceland car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Spiceland, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,119
American Family $4,985
Farmers $3,538
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,698
Progressive $3,027
State Farm $2,024
Travelers $3,962
USAA $1,863

Spiceland, IN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Spiceland, IN car insurance rates may be. Let’s take a look at average car insurance rates from top Spiceland companies based on commute time.

Annual Car Insurance Rates by Commute Length in Spiceland, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,813 $3,813
American Family $3,540 $3,627
Farmers $3,301 $3,301
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,538 $2,538
Progressive $3,381 $3,381
State Farm $2,015 $2,132
Travelers $3,329 $3,329
USAA $1,493 $1,533

Spiceland, IN Cheapest Car Insurance Rates

How do the top Spiceland, Indiana car insurance companies’ average rates stack up against the Spiceland average monthly car insurance rates of $262? Take a look and see.

Best Annual Car Insurance Rates by Company in Spiceland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Spiceland, IN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Spiceland, Indiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Spiceland, Indiana

Insurance Company Average Annual Rates
Allstate $3,813
American Family $3,583
Farmers $3,301
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,538
Progressive $3,381
State Farm $2,073
Travelers $3,329
USAA $1,513

Other Factors Affecting Spiceland, IN Car Insurance Rates

Before you buy Spiceland, Indiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Spiceland, IN Commute Time

How does your Spiceland, IN commute time compare with the average driver? In Spiceland, the average commute is 21.1 minutes.

Spiceland, IN Car Insurance Quotes

Compare Spiceland, IN car insurance quotes from multiple companies by entering your ZIP code now.