Affordable Car Insurance Rates in Terre Haute, IN (2021)
Car insurance rates in Terre Haute, IN are $286/month on average. By law, Indiana drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Terre Haute car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 14, 2022
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- The cheapest car insurance company in Terre Haute for teen drivers is USAA
- Average car insurance rates in Terre Haute, IN are $286/month
- The cheapest car insurance company in Terre Haute after a DUI is USAA
Average car insurance rates in Terre Haute, Indiana are $286 a month. But with a little research you can get a great deal from the top car insurance companies in Terre Haute, IN. Before you buy Terre Haute, Indiana car insurance, make sure your coverage meets or exceeds the Indiana minimum of 25/50/25.
It may even be helpful to compare Terre Haute car insurance rates with Gary car insurance rates, Evansville car insurance rates, or Fishers car insurance rates to make sure you’re getting the best Terre Haute, IN car insurance quotes available.
Need affordable Terre Haute, IN car insurance? Enter your ZIP code to compare Terre Haute car insurance quotes from multiple car insurance companies near you.
Table of Contents
Terre Haute, IN Minimum Car Insurance Coverage
Terre Haute, Indiana law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Terre Haute, IN Car Insurance Rates by Coverage Level
Some Terre Haute drivers can get by with the Indiana minimum coverage of 25/50/25. Other drivers may need more. See how much your Terre Haute, Indiana car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,948 | $4,143 | $4,384 |
| American Family | $3,696 | $3,862 | $3,657 |
| Farmers | $3,358 | $3,488 | $3,642 |
| GEICO | $2,332 | $2,502 | $2,691 |
| Liberty Mutual | $5,786 | $5,991 | $6,252 |
| Nationwide | $2,789 | $2,743 | $2,760 |
| Progressive | $3,711 | $3,887 | $4,269 |
| State Farm | $2,425 | $2,556 | $2,688 |
| Travelers | $3,420 | $3,539 | $3,559 |
| USAA | $1,609 | $1,665 | $1,734 |
Terre Haute, IN Car Insurance Rates by Age, Gender, and Marital Status
Terre Haute, Indiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Terre Haute, IN car insurance, get quotes from multiple car insurance companies in the Terre Haute area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,592 | $2,662 | $2,268 | $2,488 | $7,837 | $9,898 | $2,648 | $2,874 |
| American Family | $2,345 | $2,345 | $2,105 | $2,105 | $6,443 | $9,338 | $2,345 | $2,879 |
| Farmers | $1,570 | $1,547 | $1,344 | $1,513 | $8,551 | $9,132 | $2,074 | $2,235 |
| GEICO | $1,699 | $1,696 | $1,601 | $1,673 | $5,062 | $4,684 | $1,947 | $1,704 |
| Liberty Mutual | $4,104 | $4,104 | $3,771 | $3,771 | $8,998 | $13,592 | $4,104 | $5,631 |
| Nationwide | $1,705 | $1,744 | $1,494 | $1,597 | $4,947 | $6,436 | $1,999 | $2,189 |
| Progressive | $1,680 | $1,587 | $1,525 | $1,534 | $9,919 | $11,156 | $2,104 | $2,140 |
| State Farm | $1,553 | $1,553 | $1,391 | $1,391 | $4,789 | $6,136 | $1,724 | $1,913 |
| Travelers | $1,252 | $1,274 | $1,173 | $1,174 | $7,846 | $12,477 | $1,323 | $1,529 |
| USAA | $1,062 | $1,045 | $989 | $994 | $2,975 | $3,323 | $1,434 | $1,532 |
Terre Haute, IN Car Insurance Rates for Teens
How much is Terre Haute, Indiana car insurance for teens? Compare rates from top Terre Haute car insurance companies below to help find the cheapest teen car insurance in Terre Haute, IN.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,837 | $9,898 |
| American Family | $6,443 | $9,338 |
| Farmers | $8,551 | $9,132 |
| GEICO | $5,062 | $4,684 |
| Liberty Mutual | $8,998 | $13,592 |
| Nationwide | $4,947 | $6,436 |
| Progressive | $9,919 | $11,156 |
| State Farm | $4,789 | $6,136 |
| Travelers | $7,846 | $12,477 |
| USAA | $2,975 | $3,323 |
Terre Haute, IN Car Insurance Rates for Seniors
Before seniors buy Terre Haute, Indiana car insurance, they should make sure to shop around. Some Terre Haute, IN car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,268 | $2,488 |
| American Family | $2,105 | $2,105 |
| Farmers | $1,344 | $1,513 |
| GEICO | $1,601 | $1,673 |
| Liberty Mutual | $3,771 | $3,771 |
| Nationwide | $1,494 | $1,597 |
| Progressive | $1,525 | $1,534 |
| State Farm | $1,391 | $1,391 |
| Travelers | $1,173 | $1,174 |
| USAA | $989 | $994 |
Terre Haute, IN Car Insurance Rates by Credit History
How does your credit history affect Terre Haute, IN car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,171 | $3,826 | $3,478 |
| American Family | $5,114 | $3,321 | $2,781 |
| Farmers | $4,078 | $3,326 | $3,083 |
| GEICO | $3,020 | $2,508 | $1,996 |
| Liberty Mutual | $8,003 | $5,209 | $4,817 |
| Nationwide | $3,146 | $2,657 | $2,488 |
| Progressive | $4,359 | $3,864 | $3,644 |
| State Farm | $3,726 | $2,221 | $1,722 |
| Travelers | $3,903 | $3,308 | $3,307 |
| USAA | $2,248 | $1,486 | $1,274 |
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Terre Haute, IN Car Insurance Rates by Driver History
How does a single speeding ticket affect your Terre Haute, Indiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Terre Haute.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,329 | $4,879 | $4,483 | $3,943 |
| American Family | $2,576 | $4,106 | $5,202 | $3,070 |
| Farmers | $3,132 | $3,639 | $3,758 | $3,455 |
| GEICO | $1,636 | $2,589 | $3,538 | $2,271 |
| Liberty Mutual | $4,692 | $5,529 | $8,649 | $5,169 |
| Nationwide | $2,375 | $3,065 | $2,939 | $2,676 |
| Progressive | $2,955 | $5,217 | $3,529 | $4,121 |
| State Farm | $2,494 | $2,742 | $2,494 | $2,494 |
| Travelers | $2,978 | $3,679 | $4,170 | $3,197 |
| USAA | $1,260 | $1,796 | $2,061 | $1,561 |
Terre Haute, IN Car Insurance Rates With a DUI
Even a single DUI can increase your Terre Haute, IN car insurance rates. Compare rates below to see which Terre Haute car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,483 |
| American Family | $5,202 |
| Farmers | $3,758 |
| GEICO | $3,538 |
| Liberty Mutual | $8,649 |
| Nationwide | $2,939 |
| Progressive | $3,529 |
| State Farm | $2,494 |
| Travelers | $4,170 |
| USAA | $2,061 |
Terre Haute, IN Car Insurance Rates by ZIP Code
Just like Terre Haute car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Terre Haute, IN car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 47802 | $3,396 |
| 47803 | $3,321 |
| 47804 | $3,350 |
| 47805 | $3,365 |
| 47807 | $3,305 |
| 47809 | $3,327 |
Terre Haute, IN Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Terre Haute, IN car insurance rates may be. Let’s take a look at average car insurance rates from top Terre Haute companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,158 | $4,158 |
| American Family | $3,693 | $3,784 |
| Farmers | $3,496 | $3,496 |
| GEICO | $2,464 | $2,553 |
| Liberty Mutual | $5,850 | $6,170 |
| Nationwide | $2,764 | $2,764 |
| Progressive | $3,956 | $3,956 |
| State Farm | $2,483 | $2,629 |
| Travelers | $3,506 | $3,506 |
| USAA | $1,647 | $1,691 |
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Terre Haute, IN Cheapest Car Insurance Rates
How do the top Terre Haute, Indiana car insurance companies’ average rates stack up against the Terre Haute average monthly car insurance rates of $286? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Terre Haute, IN Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Terre Haute, Indiana car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,158 |
| American Family | $3,738 |
| Farmers | $3,496 |
| GEICO | $2,508 |
| Liberty Mutual | $6,010 |
| Nationwide | $2,764 |
| Progressive | $3,956 |
| State Farm | $2,556 |
| Travelers | $3,506 |
| USAA | $1,669 |
Other Factors Affecting Terre Haute, IN Car Insurance Rates
Before you buy Terre Haute, Indiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Terre Haute, IN Commute Time
How does your Terre Haute, IN commute time compare with the average driver? In Terre Haute, the average commute is 22.9 minutes.
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Terre Haute, IN Car Insurance Quotes
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