Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Topaz, CA are $256/month
  • The cheapest car insurance company in Topaz after a DUI is Progressive
  • Average car insurance rates in Topaz, CA for senior drivers are $1,855/year

Average car insurance rates in Topaz, California are $256 a month. But with a little research you can get a great deal from the top car insurance companies in Topaz, CA. Before you buy Topaz, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Topaz car insurance rates with San Francisco car insurance rates, San Diego car insurance rates, or Fresno car insurance rates to make sure you’re getting the best Topaz, CA car insurance quotes available.

Need affordable Topaz, CA car insurance? Enter your ZIP code to compare Topaz car insurance quotes from multiple car insurance companies near you.

Topaz, CA Minimum Car Insurance Coverage

Topaz, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Topaz, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Topaz, CA Car Insurance Rates by Coverage Level

Some Topaz drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Topaz, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Topaz, California

Insurance Company Low Medium High
Allstate $3,464 $3,653 $3,761
Farmers $3,260 $3,509 $3,686
GEICO $2,489 $2,641 $2,730
Liberty Mutual $2,735 $2,942 $3,076
Nationwide $3,584 $3,992 $4,228
Progressive $2,079 $2,326 $2,395
State Farm $3,344 $3,746 $3,970
Travelers $2,317 $2,699 $2,878
USAA $2,216 $2,480 $2,609

Topaz, CA Car Insurance Rates by Age, Gender, and Marital Status

Topaz, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Topaz, CA car insurance, get quotes from multiple car insurance companies in the Topaz area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Topaz, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,339 $2,349 $1,709 $1,735 $6,415 $8,085 $3,023 $3,355
Farmers $1,897 $1,897 $1,704 $1,704 $6,027 $9,910 $2,245 $2,497
GEICO $1,606 $1,608 $1,510 $1,510 $4,964 $5,070 $2,318 $2,374
Liberty Mutual $2,211 $2,100 $2,048 $1,988 $4,847 $5,135 $2,500 $2,513
Nationwide $2,797 $2,679 $2,424 $2,294 $6,959 $7,691 $3,326 $3,307
Progressive $1,442 $1,485 $1,207 $1,439 $3,752 $4,543 $2,054 $2,209
State Farm $2,908 $2,908 $2,597 $2,597 $5,334 $6,614 $3,218 $3,319
Travelers $1,991 $1,934 $1,763 $1,745 $3,987 $4,558 $2,556 $2,514
USAA $1,748 $1,656 $1,707 $1,715 $3,966 $3,986 $2,418 $2,286

Topaz, CA Car Insurance Rates for Teens

How much is Topaz, California car insurance for teens? Compare rates from top Topaz car insurance companies below to help find the cheapest teen car insurance in Topaz, CA.

Annual Car Insurance Rates for Teen Drivers in Topaz, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,415 $8,085
Farmers $6,027 $9,910
GEICO $4,964 $5,070
Liberty Mutual $4,847 $5,135
Nationwide $6,959 $7,691
Progressive $3,752 $4,543
State Farm $5,334 $6,614
Travelers $3,987 $4,558
USAA $3,966 $3,986

Topaz, CA Car Insurance Rates for Seniors

Before seniors buy Topaz, California car insurance, they should make sure to shop around. Some Topaz, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Topaz, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,735
Farmers $1,704 $1,704
GEICO $1,510 $1,510
Liberty Mutual $2,048 $1,988
Nationwide $2,424 $2,294
Progressive $1,207 $1,439
State Farm $2,597 $2,597
Travelers $1,763 $1,745
USAA $1,707 $1,715

Topaz, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Topaz, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Topaz.

Annual Topaz, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,187 $3,692 $5,757 $2,869
Farmers $2,575 $3,508 $4,374 $3,484
GEICO $1,830 $2,837 $3,542 $2,271
Liberty Mutual $2,532 $3,394 $3,061 $2,683
Nationwide $2,749 $3,518 $5,954 $3,518
Progressive $1,495 $2,514 $2,910 $2,146
State Farm $2,629 $3,137 $5,929 $3,052
Travelers $1,791 $2,842 $3,308 $2,583
USAA $1,620 $2,405 $3,941 $1,774

Topaz, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Topaz, CA car insurance rates. Compare rates below to see which Topaz car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Topaz, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,757
Farmers $4,374
GEICO $3,542
Liberty Mutual $3,061
Nationwide $5,954
Progressive $2,910
State Farm $5,929
Travelers $3,308
USAA $3,941

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Topaz, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Topaz, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Topaz companies based on commute time.

Annual Car Insurance Rates by Commute Length in Topaz, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,277 $3,975
Farmers $3,163 $3,807
GEICO $2,381 $2,860
Liberty Mutual $2,680 $3,156
Nationwide $3,479 $4,391
Progressive $2,058 $2,475
State Farm $3,553 $3,820
Travelers $2,374 $2,888
USAA $2,244 $2,626

Topaz, CA Cheapest Car Insurance Rates

How do the top Topaz, California car insurance companies’ average rates stack up against the Topaz average monthly car insurance rates of $256? Take a look and see.

Best Annual Car Insurance Rates by Company in Topaz, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Topaz, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Topaz, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Topaz, California

Insurance Company Average Annual Rates
Allstate $3,626
Farmers $3,485
GEICO $2,620
Liberty Mutual $2,918
Nationwide $3,935
Progressive $2,266
State Farm $3,687
Travelers $2,631
USAA $2,435

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Topaz, CA Car Insurance Quotes

Compare Topaz, CA car insurance quotes from multiple companies by entering your ZIP code now.