Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Vallejo, CA for senior drivers are $2,319/year
  • The cheapest car insurance company in Vallejo for teen drivers is USAA
  • The annual number of car thefts in Vallejo is 1,077.

Average car insurance rates in Vallejo, California are $323 a month. But with a little research you can get a great deal from the top car insurance companies in Vallejo, CA. Before you buy Vallejo, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Vallejo car insurance rates with Oakland car insurance rates, Anaheim car insurance rates, or Los Angeles car insurance rates to make sure you’re getting the best Vallejo, CA car insurance quotes available.

Need affordable Vallejo, CA car insurance? Enter your ZIP code to compare Vallejo car insurance quotes from multiple car insurance companies near you.

Vallejo, CA Minimum Car Insurance Coverage

Vallejo, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Vallejo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Vallejo, CA Car Insurance Rates by Coverage Level

Some Vallejo drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Vallejo, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Vallejo, California

Insurance Company Low Medium High
Allstate $4,168 $4,442 $4,601
Farmers $4,914 $5,283 $5,541
GEICO $2,746 $3,009 $3,182
Liberty Mutual $2,908 $3,127 $3,270
Nationwide $4,618 $5,172 $5,469
Progressive $2,885 $3,262 $3,370
State Farm $4,241 $4,765 $5,054
Travelers $3,071 $3,550 $3,771
USAA $2,538 $2,828 $2,967

Vallejo, CA Car Insurance Rates by Age, Gender, and Marital Status

Vallejo, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Vallejo, CA car insurance, get quotes from multiple car insurance companies in the Vallejo area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vallejo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,834 $2,836 $2,070 $2,087 $7,884 $9,921 $3,622 $3,976
Farmers $2,837 $2,837 $2,555 $2,555 $9,094 $14,973 $3,366 $3,753
GEICO $1,841 $1,842 $1,732 $1,732 $5,613 $5,719 $2,646 $2,709
Liberty Mutual $2,344 $2,225 $2,176 $2,110 $5,167 $5,472 $2,652 $2,667
Nationwide $3,571 $3,409 $3,106 $2,928 $9,119 $10,051 $4,275 $4,234
Progressive $1,995 $2,055 $1,674 $1,999 $5,296 $6,408 $2,866 $3,085
State Farm $3,693 $3,693 $3,298 $3,298 $6,789 $8,419 $4,088 $4,215
Travelers $2,578 $2,499 $2,276 $2,250 $5,306 $6,132 $3,371 $3,299
USAA $1,988 $1,885 $1,938 $1,948 $4,526 $4,564 $2,761 $2,611

Vallejo, CA Car Insurance Rates for Teens

How much is Vallejo, California car insurance for teens? Compare rates from top Vallejo car insurance companies below to help find the cheapest teen car insurance in Vallejo, CA.

Annual Car Insurance Rates for Teen Drivers in Vallejo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,884 $9,921
Farmers $9,094 $14,973
GEICO $5,613 $5,719
Liberty Mutual $5,167 $5,472
Nationwide $9,119 $10,051
Progressive $5,296 $6,408
State Farm $6,789 $8,419
Travelers $5,306 $6,132
USAA $4,526 $4,564

Vallejo, CA Car Insurance Rates for Seniors

Before seniors buy Vallejo, California car insurance, they should make sure to shop around. Some Vallejo, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Vallejo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,070 $2,087
Farmers $2,555 $2,555
GEICO $1,732 $1,732
Liberty Mutual $2,176 $2,110
Nationwide $3,106 $2,928
Progressive $1,674 $1,999
State Farm $3,298 $3,298
Travelers $2,276 $2,250
USAA $1,938 $1,948

Vallejo, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Vallejo, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Vallejo.

Annual Vallejo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,656 $4,462 $7,011 $3,485
Farmers $3,873 $5,279 $6,586 $5,247
GEICO $2,084 $3,214 $4,034 $2,585
Liberty Mutual $2,692 $3,608 $3,253 $2,852
Nationwide $3,548 $4,546 $7,707 $4,546
Progressive $2,080 $3,526 $4,085 $2,998
State Farm $3,343 $3,988 $7,534 $3,881
Travelers $2,312 $3,755 $4,392 $3,397
USAA $1,845 $2,747 $4,498 $2,021

Vallejo, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Vallejo, CA car insurance rates. Compare rates below to see which Vallejo car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Vallejo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,011
Farmers $6,586
GEICO $4,034
Liberty Mutual $3,253
Nationwide $7,707
Progressive $4,085
State Farm $7,534
Travelers $4,392
USAA $4,498

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Vallejo, CA Car Insurance Rates by ZIP Code

Just like Vallejo car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Vallejo, CA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Vallejo, California

ZIP Code Average Annual Rates
94589 $5,271
94590 $5,426
94591 $5,197
94592 $5,335

Vallejo, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Vallejo, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Vallejo companies based on commute time.

Annual Car Insurance Rates by Commute Length in Vallejo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,970 $4,837
Farmers $4,761 $5,732
GEICO $2,706 $3,252
Liberty Mutual $2,847 $3,356
Nationwide $4,487 $5,686
Progressive $2,876 $3,469
State Farm $4,517 $4,856
Travelers $3,111 $3,816
USAA $2,561 $2,995

Vallejo, CA Cheapest Car Insurance Rates

How do the top Vallejo, California car insurance companies’ average rates stack up against the Vallejo average monthly car insurance rates of $323? Take a look and see.

Best Annual Car Insurance Rates by Company in Vallejo, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Vallejo, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Vallejo, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Vallejo, California

Insurance Company Average Annual Rates
Allstate $4,404
Farmers $5,246
GEICO $2,979
Liberty Mutual $3,102
Nationwide $5,087
Progressive $3,172
State Farm $4,687
Travelers $3,464
USAA $2,778

Other Factors Affecting Vallejo, CA Car Insurance Rates

Before you buy Vallejo, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Vallejo, CA Car Theft Rates

The car theft rate in Vallejo, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Vallejo, California is 1,077 stolen cars.

Vallejo, CA Commute Time

How does your Vallejo, CA commute time compare with the average driver? In Vallejo, the average commute is 36.5 minutes.

Vallejo, CA Traffic

Spending time in Vallejo traffic can lead to higher car insurance rates. According to INRIX data, Vallejo, CA ranks as the 400th-most congested with traffic in the world.

Vallejo, CA Car Insurance Quotes

Compare Vallejo, CA car insurance quotes from multiple companies by entering your ZIP code now.