Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Visalia after a DUI is Liberty Mutual
  • Average car insurance rates in Visalia, CA for senior drivers are $2,003/year
  • The annual number of car thefts in Visalia is 529.

Average car insurance rates in Visalia, California are $278 a month. But with a little research you can get a great deal from the top car insurance companies in Visalia, CA. Before you buy Visalia, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Visalia car insurance rates with Long Beach car insurance rates, Fresno car insurance rates, or Oakland car insurance rates to make sure you’re getting the best Visalia, CA car insurance quotes available.

Need affordable Visalia, CA car insurance? Enter your ZIP code to compare Visalia car insurance quotes from multiple car insurance companies near you.

Visalia, CA Minimum Car Insurance Coverage

Visalia, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Visalia, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Visalia, CA Car Insurance Rates by Coverage Level

Some Visalia drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Visalia, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Visalia, California

Insurance Company Low Medium High
Allstate $3,932 $4,210 $4,375
Farmers $4,713 $5,103 $5,378
GEICO $2,324 $2,584 $2,759
Liberty Mutual $2,423 $2,641 $2,790
Nationwide $3,355 $3,834 $4,108
Progressive $2,070 $2,368 $2,459
State Farm $3,744 $4,259 $4,540
Travelers $2,576 $3,049 $3,278
USAA $2,222 $2,501 $2,635

Visalia, CA Car Insurance Rates by Age, Gender, and Marital Status

Visalia, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Visalia, CA car insurance, get quotes from multiple car insurance companies in the Visalia area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Visalia, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,723 $2,736 $1,967 $1,999 $7,333 $9,234 $3,501 $3,884
Farmers $2,757 $2,757 $2,485 $2,485 $8,772 $14,364 $3,265 $3,633
GEICO $1,584 $1,586 $1,491 $1,491 $4,805 $4,890 $2,273 $2,327
Liberty Mutual $2,004 $1,892 $1,863 $1,804 $4,275 $4,582 $2,247 $2,279
Nationwide $2,653 $2,532 $2,337 $2,202 $6,716 $7,419 $3,156 $3,111
Progressive $1,453 $1,495 $1,233 $1,462 $3,827 $4,607 $2,080 $2,234
State Farm $3,287 $3,287 $2,936 $2,936 $6,073 $7,543 $3,639 $3,750
Travelers $2,227 $2,156 $1,970 $1,951 $4,562 $5,185 $2,874 $2,817
USAA $1,761 $1,666 $1,721 $1,725 $4,001 $4,021 $2,432 $2,295

Visalia, CA Car Insurance Rates for Teens

How much is Visalia, California car insurance for teens? Compare rates from top Visalia car insurance companies below to help find the cheapest teen car insurance in Visalia, CA.

Annual Car Insurance Rates for Teen Drivers in Visalia, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $9,234
Farmers $8,772 $14,364
GEICO $4,805 $4,890
Liberty Mutual $4,275 $4,582
Nationwide $6,716 $7,419
Progressive $3,827 $4,607
State Farm $6,073 $7,543
Travelers $4,562 $5,185
USAA $4,001 $4,021

Visalia, CA Car Insurance Rates for Seniors

Before seniors buy Visalia, California car insurance, they should make sure to shop around. Some Visalia, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Visalia, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,967 $1,999
Farmers $2,485 $2,485
GEICO $1,491 $1,491
Liberty Mutual $1,863 $1,804
Nationwide $2,337 $2,202
Progressive $1,233 $1,462
State Farm $2,936 $2,936
Travelers $1,970 $1,951
USAA $1,721 $1,725

Visalia, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Visalia, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Visalia.

Annual Visalia, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,509 $4,230 $6,656 $3,293
Farmers $3,746 $5,099 $6,351 $5,063
GEICO $1,789 $2,754 $3,462 $2,219
Liberty Mutual $2,271 $3,044 $2,750 $2,408
Nationwide $2,632 $3,373 $5,685 $3,373
Progressive $1,512 $2,556 $2,953 $2,174
State Farm $2,985 $3,559 $6,717 $3,464
Travelers $1,993 $3,225 $3,736 $2,916
USAA $1,632 $2,427 $3,965 $1,787

Visalia, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Visalia, CA car insurance rates. Compare rates below to see which Visalia car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Visalia, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,656
Farmers $6,351
GEICO $3,462
Liberty Mutual $2,750
Nationwide $5,685
Progressive $2,953
State Farm $6,717
Travelers $3,736
USAA $3,965

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Visalia, CA Car Insurance Rates by ZIP Code

Just like Visalia car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Visalia, CA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Visalia, California

ZIP Code Average Annual Rates
93277 $4,565
93291 $4,630
93292 $4,731

Visalia, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Visalia, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Visalia companies based on commute time.

Annual Car Insurance Rates by Commute Length in Visalia, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,755 $4,589
Farmers $4,595 $5,534
GEICO $2,322 $2,790
Liberty Mutual $2,403 $2,833
Nationwide $3,329 $4,202
Progressive $2,086 $2,512
State Farm $4,029 $4,334
Travelers $2,675 $3,260
USAA $2,261 $2,644

Visalia, CA Cheapest Car Insurance Rates

How do the top Visalia, California car insurance companies’ average rates stack up against the Visalia average monthly car insurance rates of $278? Take a look and see.

Best Annual Car Insurance Rates by Company in Visalia, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Visalia, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Visalia, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Visalia, California

Insurance Company Average Annual Rates
Allstate $4,172
Farmers $5,065
GEICO $2,556
Liberty Mutual $2,618
Nationwide $3,766
Progressive $2,299
State Farm $4,181
Travelers $2,968
USAA $2,453

Other Factors Affecting Visalia, CA Car Insurance Rates

Before you buy Visalia, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Visalia, CA Car Theft Rates

The car theft rate in Visalia, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Visalia, California is 529 stolen cars.

Visalia, CA Commute Time

How does your Visalia, CA commute time compare with the average driver? In Visalia, the average commute is 21.2 minutes.

Visalia, CA Car Insurance Quotes

Compare Visalia, CA car insurance quotes from multiple companies by entering your ZIP code now.