Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Westminster for teen drivers is USAA
  • The annual number of car thefts in Westminster is 269.
  • The cheapest car insurance company in Westminster after a DUI is Liberty Mutual

Average car insurance rates in Westminster, California are $328 a month. But with a little research you can get a great deal from the top car insurance companies in Westminster, CA. Before you buy Westminster, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Westminster car insurance rates with Sacramento car insurance rates, San Jose car insurance rates, or San Francisco car insurance rates to make sure you’re getting the best Westminster, CA car insurance quotes available.

Need affordable Westminster, CA car insurance? Enter your ZIP code to compare Westminster car insurance quotes from multiple car insurance companies near you.

Westminster, CA Minimum Car Insurance Coverage

Westminster, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Westminster, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Westminster, CA Car Insurance Rates by Coverage Level

Some Westminster drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Westminster, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Westminster, California

Insurance Company Low Medium High
Allstate $4,652 $5,039 $5,269
Farmers $4,790 $5,253 $5,574
GEICO $2,777 $3,139 $3,384
Liberty Mutual $2,781 $3,069 $3,265
Nationwide $4,517 $5,229 $5,639
Progressive $2,617 $3,106 $3,277
State Farm $4,093 $4,691 $5,012
Travelers $3,033 $3,652 $3,958
USAA $2,559 $2,924 $3,101

Westminster, CA Car Insurance Rates by Age, Gender, and Marital Status

Westminster, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Westminster, CA car insurance, get quotes from multiple car insurance companies in the Westminster area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westminster, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,221 $3,205 $2,351 $2,352 $9,026 $11,308 $4,052 $4,378
Farmers $2,841 $2,841 $2,585 $2,585 $9,034 $14,645 $3,366 $3,750
GEICO $1,919 $1,920 $1,805 $1,805 $5,847 $5,935 $2,758 $2,812
Liberty Mutual $2,315 $2,170 $2,175 $2,098 $4,969 $5,366 $2,582 $2,633
Nationwide $3,583 $3,411 $3,173 $2,981 $9,222 $10,198 $4,268 $4,189
Progressive $1,857 $1,909 $1,611 $1,897 $5,063 $6,061 $2,702 $2,901
State Farm $3,605 $3,605 $3,223 $3,223 $6,699 $8,323 $3,994 $4,116
Travelers $2,622 $2,529 $2,325 $2,301 $5,556 $6,290 $3,426 $3,333
USAA $2,048 $1,937 $1,997 $2,002 $4,710 $4,717 $2,817 $2,660

Westminster, CA Car Insurance Rates for Teens

How much is Westminster, California car insurance for teens? Compare rates from top Westminster car insurance companies below to help find the cheapest teen car insurance in Westminster, CA.

Annual Car Insurance Rates for Teen Drivers in Westminster, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,026 $11,308
Farmers $9,034 $14,645
GEICO $5,847 $5,935
Liberty Mutual $4,969 $5,366
Nationwide $9,222 $10,198
Progressive $5,063 $6,061
State Farm $6,699 $8,323
Travelers $5,556 $6,290
USAA $4,710 $4,717

Westminster, CA Car Insurance Rates for Seniors

Before seniors buy Westminster, California car insurance, they should make sure to shop around. Some Westminster, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Westminster, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,351 $2,352
Farmers $2,585 $2,585
GEICO $1,805 $1,805
Liberty Mutual $2,175 $2,098
Nationwide $3,173 $2,981
Progressive $1,611 $1,897
State Farm $3,223 $3,223
Travelers $2,325 $2,301
USAA $1,997 $2,002

Westminster, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Westminster, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Westminster.

Annual Westminster, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,013 $5,027 $7,961 $3,945
Farmers $3,859 $5,246 $6,515 $5,202
GEICO $2,165 $3,353 $4,196 $2,686
Liberty Mutual $2,638 $3,529 $3,191 $2,796
Nationwide $3,574 $4,590 $7,757 $4,590
Progressive $1,954 $3,348 $3,879 $2,820
State Farm $3,286 $3,916 $7,381 $3,811
Travelers $2,338 $3,887 $4,477 $3,489
USAA $1,899 $2,831 $4,634 $2,081

Westminster, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Westminster, CA car insurance rates. Compare rates below to see which Westminster car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Westminster, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,961
Farmers $6,515
GEICO $4,196
Liberty Mutual $3,191
Nationwide $7,757
Progressive $3,879
State Farm $7,381
Travelers $4,477
USAA $4,634

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Westminster, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Westminster, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Westminster companies based on commute time.

Annual Car Insurance Rates by Commute Length in Westminster, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,485 $5,488
Farmers $4,721 $5,690
GEICO $2,816 $3,385
Liberty Mutual $2,788 $3,289
Nationwide $4,525 $5,731
Progressive $2,721 $3,279
State Farm $4,430 $4,767
Travelers $3,193 $3,903
USAA $2,635 $3,088

Westminster, CA Cheapest Car Insurance Rates

How do the top Westminster, California car insurance companies’ average rates stack up against the Westminster average monthly car insurance rates of $328? Take a look and see.

Best Annual Car Insurance Rates by Company in Westminster, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Westminster, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Westminster, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Westminster, California

Insurance Company Average Annual Rates
Allstate $4,987
Farmers $5,206
GEICO $3,100
Liberty Mutual $3,038
Nationwide $5,128
Progressive $3,000
State Farm $4,599
Travelers $3,548
USAA $2,861

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Other Factors Affecting Westminster, CA Car Insurance Rates

Before you buy Westminster, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Westminster, CA Car Theft Rates

The car theft rate in Westminster, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Westminster, California is 269 stolen cars.

Westminster, CA Commute Time

How does your Westminster, CA commute time compare with the average driver? In Westminster, the average commute is 29.4 minutes.

Westminster, CA Car Insurance Quotes

Compare Westminster, CA car insurance quotes from multiple companies by entering your ZIP code now.