Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in White Plains after a DUI is GEICO
  • Average car insurance rates in White Plains, NY for senior drivers are $3,045/year
  • Average car insurance rates in White Plains, NY are $414/month

Average car insurance rates in White Plains, New York are $414 a month. But with a little research you can get a great deal from the top car insurance companies in White Plains, NY. Before you buy White Plains, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare White Plains car insurance rates with Albany car insurance rates, Rochester car insurance rates, or New Rochelle car insurance rates to make sure you’re getting the best White Plains, NY car insurance quotes available.

Need affordable White Plains, NY car insurance? Enter your ZIP code to compare White Plains car insurance quotes from multiple car insurance companies near you.

White Plains, NY Minimum Car Insurance Coverage

White Plains, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in White Plains, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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White Plains, NY Car Insurance Rates by Coverage Level

Some White Plains drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your White Plains, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in White Plains, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,527 $2,679 $2,870
Liberty Mutual $6,918 $7,271 $7,687
Nationwide $4,312 $4,593 $5,009
Progressive $4,663 $4,915 $5,269
State Farm $4,552 $4,887 $5,124
Travelers $5,310 $5,611 $6,149
USAA $4,595 $4,732 $4,960

White Plains, NY Car Insurance Rates by Age, Gender, and Marital Status

White Plains, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy White Plains, NY car insurance, get quotes from multiple car insurance companies in the White Plains area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in White Plains, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,941 $1,870 $1,891 $1,864 $4,198 $6,230 $1,745 $1,796
Liberty Mutual $5,445 $5,445 $5,071 $5,071 $10,663 $15,414 $5,445 $5,781
Nationwide $3,441 $3,441 $3,239 $3,239 $6,341 $9,521 $3,441 $4,441
Progressive $2,973 $2,715 $2,322 $2,378 $10,345 $11,394 $3,815 $3,652
State Farm $3,072 $3,072 $2,696 $2,696 $9,099 $11,211 $3,395 $3,595
Travelers $3,981 $3,974 $3,678 $3,909 $9,724 $11,698 $4,208 $4,348
USAA $2,455 $2,409 $2,228 $2,225 $10,119 $12,035 $3,149 $3,479

White Plains, NY Car Insurance Rates for Teens

How much is White Plains, New York car insurance for teens? Compare rates from top White Plains car insurance companies below to help find the cheapest teen car insurance in White Plains, NY.

Annual Car Insurance Rates for Teen Drivers in White Plains, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,198 $6,230
Liberty Mutual $10,663 $15,414
Nationwide $6,341 $9,521
Progressive $10,345 $11,394
State Farm $9,099 $11,211
Travelers $9,724 $11,698
USAA $10,119 $12,035

White Plains, NY Car Insurance Rates for Seniors

Before seniors buy White Plains, New York car insurance, they should make sure to shop around. Some White Plains, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in White Plains, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,891 $1,864
Liberty Mutual $5,071 $5,071
Nationwide $3,239 $3,239
Progressive $2,322 $2,378
State Farm $2,696 $2,696
Travelers $3,678 $3,909
USAA $2,228 $2,225

White Plains, NY Car Insurance Rates by Credit History

How does your credit history affect White Plains, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in White Plains, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,374 $2,478 $2,224
Liberty Mutual $10,208 $6,673 $4,995
Nationwide $4,638 $4,638 $4,638
Progressive $7,944 $3,999 $2,905
State Farm $6,850 $4,299 $3,414
Travelers $7,960 $4,903 $4,207
USAA $7,348 $3,687 $3,252

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White Plains, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your White Plains, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in White Plains.

Annual White Plains, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $2,082 $2,271 $4,334 $2,082
Liberty Mutual $5,760 $5,760 $11,887 $5,760
Nationwide $3,511 $3,511 $7,938 $3,593
Progressive $4,805 $4,805 $5,350 $4,837
State Farm $4,612 $4,612 $5,096 $5,096
Travelers $4,805 $6,103 $6,193 $5,658
USAA $4,227 $4,297 $6,228 $4,297

White Plains, NY Car Insurance Rates With a DUI

Even a single DUI can increase your White Plains, NY car insurance rates. Compare rates below to see which White Plains car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in White Plains, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,100
GEICO $4,334
Liberty Mutual $11,887
Nationwide $7,938
Progressive $5,350
State Farm $5,096
Travelers $6,193
USAA $6,228

White Plains, NY Car Insurance Rates by ZIP Code

Just like White Plains car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how White Plains, NY car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in White Plains, New York

ZIP Code Average Annual Rates
10601 $5,049
10603 $5,048
10605 $4,995
10606 $5,048
10607 $5,069

White Plains, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your White Plains, NY car insurance rates may be. Let’s take a look at average car insurance rates from top White Plains companies based on commute time.

Annual Car Insurance Rates by Commute Length in White Plains, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,612 $2,772
Liberty Mutual $7,081 $7,503
Nationwide $4,638 $4,638
Progressive $4,949 $4,949
State Farm $4,680 $5,029
Travelers $5,690 $5,690
USAA $4,714 $4,811

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White Plains, NY Cheapest Car Insurance Rates

How do the top White Plains, New York car insurance companies’ average rates stack up against the White Plains average monthly car insurance rates of $414? Take a look and see.

Best Annual Car Insurance Rates by Company in White Plains, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

White Plains, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top White Plains, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in White Plains, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,692
Liberty Mutual $7,292
Nationwide $4,638
Progressive $4,949
State Farm $4,854
Travelers $5,690
USAA $4,762

Other Factors Affecting White Plains, NY Car Insurance Rates

Before you buy White Plains, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

White Plains, NY Commute Time

How does your White Plains, NY commute time compare with the average driver? In White Plains, the average commute is 27.4 minutes.

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White Plains, NY Car Insurance Quotes

Compare White Plains, NY car insurance quotes from multiple companies by entering your ZIP code now.