Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Whitestone for teen drivers is GEICO
  • Average car insurance rates in Whitestone, NY for senior drivers are $4,943/year
  • Average car insurance rates in Whitestone, NY are $658/month

Average car insurance rates in Whitestone, New York are $658 a month. But with a little research you can get a great deal from the top car insurance companies in Whitestone, NY. Before you buy Whitestone, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Whitestone car insurance rates with New York car insurance rates, Buffalo car insurance rates, or Schenectady car insurance rates to make sure you’re getting the best Whitestone, NY car insurance quotes available.

Need affordable Whitestone, NY car insurance? Enter your ZIP code to compare Whitestone car insurance quotes from multiple car insurance companies near you.

Whitestone, NY Minimum Car Insurance Coverage

Whitestone, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Whitestone, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Whitestone, NY Car Insurance Rates by Coverage Level

Some Whitestone drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Whitestone, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Whitestone, New York

Insurance Company Low Medium High
Allstate $7,388 $8,382 $9,610
GEICO $3,619 $3,853 $4,177
Liberty Mutual $12,239 $12,850 $13,562
Nationwide $7,791 $8,358 $9,237
Progressive $5,990 $6,378 $6,955
State Farm $7,391 $7,954 $8,340
Travelers $7,814 $8,313 $9,258
USAA $6,416 $6,626 $6,987

Whitestone, NY Car Insurance Rates by Age, Gender, and Marital Status

Whitestone, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Whitestone, NY car insurance, get quotes from multiple car insurance companies in the Whitestone area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitestone, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,737 $5,243 $5,483 $5,516 $17,080 $18,043 $5,344 $5,233
GEICO $2,828 $2,725 $2,724 $2,684 $5,868 $9,100 $2,532 $2,600
Liberty Mutual $9,619 $9,619 $8,953 $8,953 $18,817 $27,266 $9,619 $10,221
Nationwide $6,266 $6,266 $5,883 $5,883 $11,531 $17,459 $6,266 $8,139
Progressive $4,080 $3,655 $3,151 $3,233 $13,329 $14,375 $5,056 $4,648
State Farm $5,013 $5,013 $4,405 $4,405 $14,818 $18,151 $5,550 $5,802
Travelers $6,269 $6,034 $5,666 $5,872 $14,239 $16,658 $6,469 $6,485
USAA $3,445 $3,388 $3,132 $3,140 $14,149 $16,773 $4,446 $4,937

Whitestone, NY Car Insurance Rates for Teens

How much is Whitestone, New York car insurance for teens? Compare rates from top Whitestone car insurance companies below to help find the cheapest teen car insurance in Whitestone, NY.

Annual Car Insurance Rates for Teen Drivers in Whitestone, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,080 $18,043
GEICO $5,868 $9,100
Liberty Mutual $18,817 $27,266
Nationwide $11,531 $17,459
Progressive $13,329 $14,375
State Farm $14,818 $18,151
Travelers $14,239 $16,658
USAA $14,149 $16,773

Whitestone, NY Car Insurance Rates for Seniors

Before seniors buy Whitestone, New York car insurance, they should make sure to shop around. Some Whitestone, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Whitestone, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,483 $5,516
GEICO $2,724 $2,684
Liberty Mutual $8,953 $8,953
Nationwide $5,883 $5,883
Progressive $3,151 $3,233
State Farm $4,405 $4,405
Travelers $5,666 $5,872
USAA $3,132 $3,140

Whitestone, NY Car Insurance Rates by Credit History

How does your credit history affect Whitestone, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Whitestone, New York

Insurance Company Poor Fair Good
Allstate $12,525 $6,986 $5,870
GEICO $4,865 $3,575 $3,209
Liberty Mutual $18,088 $11,779 $8,784
Nationwide $8,462 $8,462 $8,462
Progressive $10,628 $5,072 $3,622
State Farm $11,153 $6,988 $5,544
Travelers $12,172 $7,166 $6,046
USAA $10,260 $5,198 $4,571

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Whitestone, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Whitestone, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Whitestone.

Annual Whitestone, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,108 $7,108 $10,559 $9,065
GEICO $2,985 $3,258 $6,303 $2,985
Liberty Mutual $10,107 $10,107 $21,214 $10,107
Nationwide $6,332 $6,332 $14,693 $6,489
Progressive $6,249 $6,249 $6,967 $6,297
State Farm $7,494 $7,494 $8,296 $8,296
Travelers $7,144 $9,092 $9,206 $8,404
USAA $5,967 $6,064 $8,610 $6,064

Whitestone, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Whitestone, NY car insurance rates. Compare rates below to see which Whitestone car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Whitestone, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,559
GEICO $6,303
Liberty Mutual $21,214
Nationwide $14,693
Progressive $6,967
State Farm $8,296
Travelers $9,206
USAA $8,610

Whitestone, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Whitestone, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Whitestone companies based on commute time.

Annual Car Insurance Rates by Commute Length in Whitestone, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,338 $8,582
GEICO $3,781 $3,984
Liberty Mutual $12,509 $13,258
Nationwide $8,462 $8,462
Progressive $6,441 $6,441
State Farm $7,597 $8,193
Travelers $8,461 $8,461
USAA $6,608 $6,745

Whitestone, NY Cheapest Car Insurance Rates

How do the top Whitestone, New York car insurance companies’ average rates stack up against the Whitestone average monthly car insurance rates of $658? Take a look and see.

Best Annual Car Insurance Rates by Company in Whitestone, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Whitestone, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Whitestone, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Whitestone, New York

Insurance Company Average Annual Rates
Allstate $8,460
GEICO $3,883
Liberty Mutual $12,884
Nationwide $8,462
Progressive $6,441
State Farm $7,895
Travelers $8,461
USAA $6,676

Whitestone, NY Car Insurance Quotes

Compare Whitestone, NY car insurance quotes from multiple companies by entering your ZIP code now.