Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Winamac, IN are $273/month
  • The cheapest car insurance company in Winamac for teen drivers is USAA
  • Average car insurance rates in Winamac, IN for senior drivers are $1,723/year

Average car insurance rates in Winamac, Indiana are $273 a month. But with a little research you can get a great deal from the top car insurance companies in Winamac, IN. Before you buy Winamac, Indiana car insurance, make sure your coverage meets or exceeds the Indiana minimum of 25/50/25.

It may even be helpful to compare Winamac car insurance rates with Indianapolis car insurance rates, Hammond car insurance rates, or Fort Wayne car insurance rates to make sure you’re getting the best Winamac, IN car insurance quotes available.

Need affordable Winamac, IN car insurance? Enter your ZIP code to compare Winamac car insurance quotes from multiple car insurance companies near you.

Winamac, IN Minimum Car Insurance Coverage

Winamac, Indiana law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Winamac, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Winamac, IN Car Insurance Rates by Coverage Level

Some Winamac drivers can get by with the Indiana minimum coverage of 25/50/25. Other drivers may need more. See how much your Winamac, Indiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Winamac, Indiana

Insurance Company Low Medium High
Allstate $3,557 $3,719 $3,923
American Family $3,604 $3,750 $3,534
Farmers $3,320 $3,453 $3,610
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,566 $3,713 $4,034
State Farm $2,230 $2,324 $2,421
Travelers $3,191 $3,268 $3,254
USAA $1,486 $1,534 $1,594

Winamac, IN Car Insurance Rates by Age, Gender, and Marital Status

Winamac, Indiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Winamac, IN car insurance, get quotes from multiple car insurance companies in the Winamac area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winamac, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,335 $2,397 $2,046 $2,241 $7,026 $8,859 $2,378 $2,584
American Family $2,307 $2,307 $2,063 $2,063 $6,152 $8,981 $2,307 $2,854
Farmers $1,568 $1,546 $1,347 $1,514 $8,428 $9,011 $2,059 $2,216
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,645 $1,567 $1,482 $1,498 $9,322 $10,490 $2,058 $2,107
State Farm $1,461 $1,461 $1,288 $1,288 $4,246 $5,457 $1,608 $1,790
Travelers $1,237 $1,265 $1,129 $1,140 $7,066 $11,234 $1,289 $1,543
USAA $985 $972 $914 $925 $2,708 $3,035 $1,333 $1,432

Winamac, IN Car Insurance Rates for Teens

How much is Winamac, Indiana car insurance for teens? Compare rates from top Winamac car insurance companies below to help find the cheapest teen car insurance in Winamac, IN.

Annual Car Insurance Rates for Teen Drivers in Winamac, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,026 $8,859
American Family $6,152 $8,981
Farmers $8,428 $9,011
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $9,322 $10,490
State Farm $4,246 $5,457
Travelers $7,066 $11,234
USAA $2,708 $3,035

Winamac, IN Car Insurance Rates for Seniors

Before seniors buy Winamac, Indiana car insurance, they should make sure to shop around. Some Winamac, IN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Winamac, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,241
American Family $2,063 $2,063
Farmers $1,347 $1,514
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,482 $1,498
State Farm $1,288 $1,288
Travelers $1,129 $1,140
USAA $914 $925

Winamac, IN Car Insurance Rates by Credit History

How does your credit history affect Winamac, IN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Winamac, Indiana

Insurance Company Poor Fair Good
Allstate $4,632 $3,440 $3,128
American Family $4,953 $3,229 $2,706
Farmers $4,040 $3,292 $3,051
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,177 $3,677 $3,460
State Farm $3,388 $2,021 $1,566
Travelers $3,611 $3,054 $3,049
USAA $2,075 $1,367 $1,171

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Winamac, IN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Winamac, Indiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Winamac.

Annual Winamac, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,993 $4,374 $4,023 $3,542
American Family $2,501 $3,991 $5,046 $2,979
Farmers $3,105 $3,599 $3,716 $3,424
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,837 $4,925 $3,382 $3,942
State Farm $2,274 $2,479 $2,274 $2,274
Travelers $2,755 $3,394 $3,846 $2,957
USAA $1,164 $1,651 $1,894 $1,443

Winamac, IN Car Insurance Rates With a DUI

Even a single DUI can increase your Winamac, IN car insurance rates. Compare rates below to see which Winamac car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Winamac, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,023
American Family $5,046
Farmers $3,716
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,382
State Farm $2,274
Travelers $3,846
USAA $1,894

Winamac, IN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Winamac, IN car insurance rates may be. Let’s take a look at average car insurance rates from top Winamac companies based on commute time.

Annual Car Insurance Rates by Commute Length in Winamac, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,733 $3,733
American Family $3,585 $3,673
Farmers $3,461 $3,461
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $3,771 $3,771
State Farm $2,259 $2,391
Travelers $3,238 $3,238
USAA $1,517 $1,558

Winamac, IN Cheapest Car Insurance Rates

How do the top Winamac, Indiana car insurance companies’ average rates stack up against the Winamac average monthly car insurance rates of $273? Take a look and see.

Best Annual Car Insurance Rates by Company in Winamac, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Winamac, IN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Winamac, Indiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Winamac, Indiana

Insurance Company Average Annual Rates
Allstate $3,733
American Family $3,629
Farmers $3,461
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $3,771
State Farm $2,325
Travelers $3,238
USAA $1,538

Other Factors Affecting Winamac, IN Car Insurance Rates

Before you buy Winamac, Indiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Winamac, IN Commute Time

How does your Winamac, IN commute time compare with the average driver? In Winamac, the average commute is 20.9 minutes.

Winamac, IN Car Insurance Quotes

Compare Winamac, IN car insurance quotes from multiple companies by entering your ZIP code now.