Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Woodridge, NY for senior drivers are $3,113/year
  • Average car insurance rates in Woodridge, NY are $416/month
  • The cheapest car insurance company in Woodridge for teen drivers is GEICO

Average car insurance rates in Woodridge, New York are $416 a month. But with a little research you can get a great deal from the top car insurance companies in Woodridge, NY. Before you buy Woodridge, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Woodridge car insurance rates with Yonkers car insurance rates, Buffalo car insurance rates, or Syracuse car insurance rates to make sure you’re getting the best Woodridge, NY car insurance quotes available.

Need affordable Woodridge, NY car insurance? Enter your ZIP code to compare Woodridge car insurance quotes from multiple car insurance companies near you.

Woodridge, NY Minimum Car Insurance Coverage

Woodridge, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Woodridge, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Woodridge, NY Car Insurance Rates by Coverage Level

Some Woodridge drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Woodridge, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Woodridge, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $3,097 $3,254 $3,458
Liberty Mutual $8,005 $8,341 $8,748
Nationwide $4,270 $4,492 $4,823
Progressive $3,880 $4,076 $4,360
State Farm $4,969 $5,239 $5,429
Travelers $4,393 $4,590 $4,945
USAA $4,219 $4,342 $4,549

Woodridge, NY Car Insurance Rates by Age, Gender, and Marital Status

Woodridge, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Woodridge, NY car insurance, get quotes from multiple car insurance companies in the Woodridge area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodridge, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $2,393 $2,301 $2,322 $2,288 $5,064 $7,420 $2,158 $2,211
Liberty Mutual $6,245 $6,245 $5,809 $5,809 $12,201 $17,723 $6,245 $6,642
Nationwide $3,379 $3,379 $3,179 $3,179 $6,137 $9,237 $3,379 $4,358
Progressive $2,527 $2,342 $2,004 $2,042 $8,368 $9,239 $3,224 $3,098
State Farm $3,307 $3,307 $2,881 $2,881 $9,585 $12,301 $3,633 $3,804
Travelers $3,402 $3,415 $3,065 $3,279 $7,645 $9,019 $3,590 $3,724
USAA $2,277 $2,241 $2,063 $2,071 $9,192 $10,931 $2,931 $3,252

Woodridge, NY Car Insurance Rates for Teens

How much is Woodridge, New York car insurance for teens? Compare rates from top Woodridge car insurance companies below to help find the cheapest teen car insurance in Woodridge, NY.

Annual Car Insurance Rates for Teen Drivers in Woodridge, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $5,064 $7,420
Liberty Mutual $12,201 $17,723
Nationwide $6,137 $9,237
Progressive $8,368 $9,239
State Farm $9,585 $12,301
Travelers $7,645 $9,019
USAA $9,192 $10,931

Woodridge, NY Car Insurance Rates for Seniors

Before seniors buy Woodridge, New York car insurance, they should make sure to shop around. Some Woodridge, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Woodridge, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $2,322 $2,288
Liberty Mutual $5,809 $5,809
Nationwide $3,179 $3,179
Progressive $2,004 $2,042
State Farm $2,881 $2,881
Travelers $3,065 $3,279
USAA $2,063 $2,071

Woodridge, NY Car Insurance Rates by Credit History

How does your credit history affect Woodridge, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Woodridge, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $4,097 $3,010 $2,701
Liberty Mutual $11,736 $7,649 $5,709
Nationwide $4,528 $4,528 $4,528
Progressive $6,608 $3,312 $2,396
State Farm $7,361 $4,614 $3,662
Travelers $6,455 $4,008 $3,464
USAA $6,740 $3,387 $2,982

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Woodridge, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Woodridge, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Woodridge.

Annual Woodridge, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $2,557 $2,787 $5,177 $2,557
Liberty Mutual $6,615 $6,615 $13,615 $6,615
Nationwide $3,415 $3,415 $7,785 $3,497
Progressive $3,991 $3,991 $4,424 $4,016
State Farm $4,967 $4,967 $5,458 $5,458
Travelers $3,991 $4,948 $5,015 $4,616
USAA $3,904 $3,967 $5,641 $3,967

Woodridge, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Woodridge, NY car insurance rates. Compare rates below to see which Woodridge car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Woodridge, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,782
GEICO $5,177
Liberty Mutual $13,615
Nationwide $7,785
Progressive $4,424
State Farm $5,458
Travelers $5,015
USAA $5,641

Woodridge, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Woodridge, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Woodridge companies based on commute time.

Annual Car Insurance Rates by Commute Length in Woodridge, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $3,173 $3,366
Liberty Mutual $8,121 $8,609
Nationwide $4,528 $4,528
Progressive $4,105 $4,105
State Farm $5,023 $5,402
Travelers $4,642 $4,642
USAA $4,325 $4,414

Woodridge, NY Cheapest Car Insurance Rates

How do the top Woodridge, New York car insurance companies’ average rates stack up against the Woodridge average monthly car insurance rates of $416? Take a look and see.

Best Annual Car Insurance Rates by Company in Woodridge, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Woodridge, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Woodridge, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Woodridge, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $3,270
Liberty Mutual $8,365
Nationwide $4,528
Progressive $4,105
State Farm $5,212
Travelers $4,642
USAA $4,370

Other Factors Affecting Woodridge, NY Car Insurance Rates

Before you buy Woodridge, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Woodridge, NY Commute Time

How does your Woodridge, NY commute time compare with the average driver? In Woodridge, the average commute is 31.4 minutes.

Woodridge, NY Car Insurance Quotes

Compare Woodridge, NY car insurance quotes from multiple companies by entering your ZIP code now.