Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Woodstock, NY are $328/month
  • The cheapest car insurance company in Woodstock for teen drivers is GEICO
  • Average car insurance rates in Woodstock, NY for senior drivers are $2,419/year

Average car insurance rates in Woodstock, New York are $328 a month. But with a little research you can get a great deal from the top car insurance companies in Woodstock, NY. Before you buy Woodstock, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Woodstock car insurance rates with Albany car insurance rates, Rochester car insurance rates, or Syracuse car insurance rates to make sure you’re getting the best Woodstock, NY car insurance quotes available.

Need affordable Woodstock, NY car insurance? Enter your ZIP code to compare Woodstock car insurance quotes from multiple car insurance companies near you.

Woodstock, NY Minimum Car Insurance Coverage

Woodstock, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Woodstock, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Woodstock, NY Car Insurance Rates by Coverage Level

Some Woodstock drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Woodstock, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Woodstock, New York

Insurance Company Low Medium High
Allstate $4,225 $4,576 $4,998
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,399 $3,587 $3,866
Progressive $3,192 $3,352 $3,574
State Farm $4,451 $4,716 $4,897
Travelers $3,669 $3,819 $4,080
USAA $3,250 $3,324 $3,442

Woodstock, NY Car Insurance Rates by Age, Gender, and Marital Status

Woodstock, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Woodstock, NY car insurance, get quotes from multiple car insurance companies in the Woodstock area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodstock, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,010 $2,859 $2,845 $2,915 $9,196 $9,940 $2,998 $3,036
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,049 $1,913 $1,641 $1,668 $6,883 $7,641 $2,634 $2,554
State Farm $2,926 $2,926 $2,553 $2,553 $8,702 $11,210 $3,222 $3,410
Travelers $2,814 $2,834 $2,542 $2,726 $6,354 $7,501 $2,978 $3,098
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Woodstock, NY Car Insurance Rates for Teens

How much is Woodstock, New York car insurance for teens? Compare rates from top Woodstock car insurance companies below to help find the cheapest teen car insurance in Woodstock, NY.

Annual Car Insurance Rates for Teen Drivers in Woodstock, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,196 $9,940
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,892 $7,325
Progressive $6,883 $7,641
State Farm $8,702 $11,210
Travelers $6,354 $7,501
USAA $6,993 $8,362

Woodstock, NY Car Insurance Rates for Seniors

Before seniors buy Woodstock, New York car insurance, they should make sure to shop around. Some Woodstock, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Woodstock, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,845 $2,915
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,555 $2,555
Progressive $1,641 $1,668
State Farm $2,553 $2,553
Travelers $2,542 $2,726
USAA $1,576 $1,583

Woodstock, NY Car Insurance Rates by Credit History

How does your credit history affect Woodstock, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Woodstock, New York

Insurance Company Poor Fair Good
Allstate $6,614 $3,860 $3,326
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,618 $3,618 $3,618
Progressive $5,368 $2,747 $2,003
State Farm $6,623 $4,149 $3,291
Travelers $5,322 $3,343 $2,903
USAA $5,185 $2,565 $2,265

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Woodstock, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Woodstock, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Woodstock.

Annual Woodstock, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,865 $3,865 $5,741 $4,929
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,281 $3,281 $3,630 $3,300
State Farm $4,462 $4,462 $4,913 $4,913
Travelers $3,315 $4,109 $4,166 $3,835
USAA $2,972 $3,020 $4,343 $3,020

Woodstock, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Woodstock, NY car insurance rates. Compare rates below to see which Woodstock car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Woodstock, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,741
GEICO $3,419
Liberty Mutual $9,308
Nationwide $6,165
Progressive $3,630
State Farm $4,913
Travelers $4,166
USAA $4,343

Woodstock, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Woodstock, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Woodstock companies based on commute time.

Annual Car Insurance Rates by Commute Length in Woodstock, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,536 $4,663
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,618 $3,618
Progressive $3,373 $3,373
State Farm $4,523 $4,853
Travelers $3,856 $3,856
USAA $3,305 $3,372

Woodstock, NY Cheapest Car Insurance Rates

How do the top Woodstock, New York car insurance companies’ average rates stack up against the Woodstock average monthly car insurance rates of $328? Take a look and see.

Best Annual Car Insurance Rates by Company in Woodstock, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Woodstock, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Woodstock, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Woodstock, New York

Insurance Company Average Annual Rates
Allstate $4,600
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,618
Progressive $3,373
State Farm $4,688
Travelers $3,856
USAA $3,339

Other Factors Affecting Woodstock, NY Car Insurance Rates

Before you buy Woodstock, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Woodstock, NY Commute Time

How does your Woodstock, NY commute time compare with the average driver? In Woodstock, the average commute is 27.2 minutes.

Woodstock, NY Car Insurance Quotes

Compare Woodstock, NY car insurance quotes from multiple companies by entering your ZIP code now.