Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Yuba City for teen drivers is USAA
  • The cheapest car insurance company in Yuba City after a DUI is Liberty Mutual
  • Average car insurance rates in Yuba City, CA for senior drivers are $2,104/year

Average car insurance rates in Yuba City, California are $292 a month. But with a little research you can get a great deal from the top car insurance companies in Yuba City, CA. Before you buy Yuba City, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Yuba City car insurance rates with Fresno car insurance rates, San Francisco car insurance rates, or San Diego car insurance rates to make sure you’re getting the best Yuba City, CA car insurance quotes available.

Need affordable Yuba City, CA car insurance? Enter your ZIP code to compare Yuba City car insurance quotes from multiple car insurance companies near you.

Yuba City, CA Minimum Car Insurance Coverage

Yuba City, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Yuba City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Yuba City, CA Car Insurance Rates by Coverage Level

Some Yuba City drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Yuba City, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Yuba City, California

Insurance Company Low Medium High
Allstate $4,234 $4,573 $4,775
Farmers $4,144 $4,469 $4,696
GEICO $2,476 $2,771 $2,971
Liberty Mutual $2,721 $2,936 $3,081
Nationwide $3,871 $4,461 $4,798
Progressive $2,212 $2,564 $2,679
State Farm $3,680 $4,190 $4,475
Travelers $2,878 $3,368 $3,608
USAA $2,383 $2,701 $2,855

Yuba City, CA Car Insurance Rates by Age, Gender, and Marital Status

Yuba City, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Yuba City, CA car insurance, get quotes from multiple car insurance companies in the Yuba City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Yuba City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,948 $2,949 $2,142 $2,157 $8,067 $10,130 $3,738 $4,088
Farmers $2,409 $2,409 $2,167 $2,167 $7,685 $12,623 $2,854 $3,176
GEICO $1,699 $1,700 $1,598 $1,598 $5,151 $5,238 $2,437 $2,493
Liberty Mutual $2,213 $2,098 $2,053 $1,989 $4,816 $5,116 $2,498 $2,518
Nationwide $3,082 $2,943 $2,717 $2,561 $7,793 $8,629 $3,672 $3,616
Progressive $1,558 $1,602 $1,334 $1,577 $4,156 $4,996 $2,245 $2,412
State Farm $3,238 $3,238 $2,893 $2,893 $5,966 $7,418 $3,582 $3,691
Travelers $2,452 $2,376 $2,166 $2,143 $5,042 $5,784 $3,192 $3,123
USAA $1,898 $1,797 $1,852 $1,859 $4,334 $4,346 $2,615 $2,471

Yuba City, CA Car Insurance Rates for Teens

How much is Yuba City, California car insurance for teens? Compare rates from top Yuba City car insurance companies below to help find the cheapest teen car insurance in Yuba City, CA.

Annual Car Insurance Rates for Teen Drivers in Yuba City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,067 $10,130
Farmers $7,685 $12,623
GEICO $5,151 $5,238
Liberty Mutual $4,816 $5,116
Nationwide $7,793 $8,629
Progressive $4,156 $4,996
State Farm $5,966 $7,418
Travelers $5,042 $5,784
USAA $4,334 $4,346

Yuba City, CA Car Insurance Rates for Seniors

Before seniors buy Yuba City, California car insurance, they should make sure to shop around. Some Yuba City, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Yuba City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,142 $2,157
Farmers $2,167 $2,167
GEICO $1,598 $1,598
Liberty Mutual $2,053 $1,989
Nationwide $2,717 $2,561
Progressive $1,334 $1,577
State Farm $2,893 $2,893
Travelers $2,166 $2,143
USAA $1,852 $1,859

Yuba City, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Yuba City, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Yuba City.

Annual Yuba City, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $4,570 $7,228 $3,579
Farmers $3,280 $4,465 $5,565 $4,435
GEICO $1,916 $2,953 $3,710 $2,377
Liberty Mutual $2,528 $3,388 $3,057 $2,679
Nationwide $3,052 $3,919 $6,616 $3,919
Progressive $1,628 $2,766 $3,202 $2,344
State Farm $2,936 $3,502 $6,613 $3,408
Travelers $2,193 $3,572 $4,152 $3,223
USAA $1,758 $2,617 $4,285 $1,926

Yuba City, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Yuba City, CA car insurance rates. Compare rates below to see which Yuba City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Yuba City, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,228
Farmers $5,565
GEICO $3,710
Liberty Mutual $3,057
Nationwide $6,616
Progressive $3,202
State Farm $6,613
Travelers $4,152
USAA $4,285

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Yuba City, CA Car Insurance Rates by ZIP Code

Just like Yuba City car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Yuba City, CA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Yuba City, California

ZIP Code Average Annual Rates
95991 $4,830
95993 $4,752

Yuba City, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Yuba City, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Yuba City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Yuba City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,070 $4,985
Farmers $4,026 $4,847
GEICO $2,488 $2,990
Liberty Mutual $2,673 $3,152
Nationwide $3,871 $4,882
Progressive $2,255 $2,715
State Farm $3,963 $4,266
Travelers $2,956 $3,614
USAA $2,438 $2,855

Yuba City, CA Cheapest Car Insurance Rates

How do the top Yuba City, California car insurance companies’ average rates stack up against the Yuba City average monthly car insurance rates of $292? Take a look and see.

Best Annual Car Insurance Rates by Company in Yuba City, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Yuba City, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Yuba City, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Yuba City, California

Insurance Company Average Annual Rates
Allstate $4,527
Farmers $4,436
GEICO $2,739
Liberty Mutual $2,913
Nationwide $4,377
Progressive $2,485
State Farm $4,115
Travelers $3,285
USAA $2,647

Other Factors Affecting Yuba City, CA Car Insurance Rates

Before you buy Yuba City, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Yuba City, CA Car Theft Rates

The car theft rate in Yuba City, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Yuba City, California is 256 stolen cars.

Yuba City, CA Commute Time

How does your Yuba City, CA commute time compare with the average driver? In Yuba City, the average commute is 27.4 minutes.

Yuba City, CA Car Insurance Quotes

Compare Yuba City, CA car insurance quotes from multiple companies by entering your ZIP code now.