Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Black Jack for teen drivers is USAA
  • The cheapest car insurance company in Black Jack after a DUI is USAA
  • Average car insurance rates in Black Jack, MO are $360/month

Average car insurance rates in Black Jack, Missouri are $360 a month. But with a little research you can get a great deal from the top car insurance companies in Black Jack, MO. Before you buy Black Jack, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.

It may even be helpful to compare Black Jack car insurance rates with Columbia car insurance rates, Florissant car insurance rates, or Springfield car insurance rates to make sure you’re getting the best Black Jack, MO car insurance quotes available.

Need affordable Black Jack, MO car insurance? Enter your ZIP code to compare Black Jack car insurance quotes from multiple car insurance companies near you.

Black Jack, MO Minimum Car Insurance Coverage

Black Jack, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Black Jack, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Black Jack, MO Car Insurance Rates by Coverage Level

Some Black Jack drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Black Jack, Missouri car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Black Jack, Missouri

Insurance Company Low Medium High
Allstate $5,304 $5,545 $5,824
American Family $3,935 $4,186 $4,058
Farmers $5,227 $5,575 $6,117
GEICO $3,625 $3,979 $4,217
Liberty Mutual $5,208 $5,613 $5,922
Nationwide $2,863 $3,116 $3,288
Progressive $4,169 $5,012 $5,777
State Farm $3,317 $3,623 $3,874
USAA $2,344 $2,446 $2,576

Black Jack, MO Car Insurance Rates by Age, Gender, and Marital Status

Black Jack, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Black Jack, MO car insurance, get quotes from multiple car insurance companies in the Black Jack area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Black Jack, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,772 $3,633 $3,412 $3,521 $10,980 $11,910 $3,567 $3,665
American Family $2,633 $2,633 $2,349 $2,349 $7,319 $9,494 $2,633 $3,068
Farmers $3,024 $3,013 $2,689 $2,863 $13,018 $13,476 $3,448 $3,583
GEICO $2,542 $2,878 $1,997 $2,626 $8,246 $8,670 $2,294 $2,271
Liberty Mutual $3,342 $3,627 $2,759 $3,106 $11,648 $12,946 $3,502 $3,717
Nationwide $2,057 $2,093 $1,852 $1,951 $5,225 $6,652 $2,350 $2,530
Progressive $3,114 $2,790 $2,532 $2,648 $10,205 $11,316 $3,704 $3,580
State Farm $2,182 $2,182 $1,993 $1,993 $6,741 $8,462 $2,466 $2,817
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

Black Jack, MO Car Insurance Rates for Teens

How much is Black Jack, Missouri car insurance for teens? Compare rates from top Black Jack car insurance companies below to help find the cheapest teen car insurance in Black Jack, MO.

Annual Car Insurance Rates for Teen Drivers in Black Jack, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,980 $11,910
American Family $7,319 $9,494
Farmers $13,018 $13,476
GEICO $8,246 $8,670
Liberty Mutual $11,648 $12,946
Nationwide $5,225 $6,652
Progressive $10,205 $11,316
State Farm $6,741 $8,462
USAA $4,499 $5,488

Black Jack, MO Car Insurance Rates for Seniors

Before seniors buy Black Jack, Missouri car insurance, they should make sure to shop around. Some Black Jack, MO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Black Jack, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,412 $3,521
American Family $2,349 $2,349
Farmers $2,689 $2,863
GEICO $1,997 $2,626
Liberty Mutual $2,759 $3,106
Nationwide $1,852 $1,951
Progressive $2,532 $2,648
State Farm $1,993 $1,993
USAA $1,359 $1,379

Black Jack, MO Car Insurance Rates by Credit History

How does your credit history affect Black Jack, MO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Black Jack, Missouri

Insurance Company Poor Fair Good
Allstate $7,702 $4,926 $4,044
American Family $5,300 $3,734 $3,146
Farmers $6,428 $5,378 $5,112
GEICO $5,454 $3,541 $2,826
Liberty Mutual $8,009 $4,889 $3,845
Nationwide $3,656 $3,008 $2,602
Progressive $5,853 $4,761 $4,345
State Farm $5,086 $3,183 $2,545
USAA $4,080 $1,912 $1,375

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Black Jack, MO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Black Jack, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Black Jack.

Annual Black Jack, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,729 $5,375 $6,740 $5,386
American Family $3,027 $4,340 $5,403 $3,470
Farmers $4,850 $6,089 $5,950 $5,669
GEICO $3,008 $3,981 $5,488 $3,284
Liberty Mutual $4,047 $5,827 $5,994 $6,456
Nationwide $2,423 $3,115 $4,164 $2,654
Progressive $4,316 $5,785 $4,788 $5,056
State Farm $3,282 $3,928 $3,605 $3,605
USAA $1,960 $2,389 $3,328 $2,146

Black Jack, MO Car Insurance Rates With a DUI

Even a single DUI can increase your Black Jack, MO car insurance rates. Compare rates below to see which Black Jack car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Black Jack, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,740
American Family $5,403
Farmers $5,950
GEICO $5,488
Liberty Mutual $5,994
Nationwide $4,164
Progressive $4,788
State Farm $3,605
USAA $3,328

Black Jack, MO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Black Jack, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Black Jack companies based on commute time.

Annual Car Insurance Rates by Commute Length in Black Jack, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,558 $5,558
American Family $4,020 $4,100
Farmers $5,639 $5,639
GEICO $3,867 $4,013
Liberty Mutual $5,581 $5,581
Nationwide $3,089 $3,089
Progressive $4,986 $4,986
State Farm $3,513 $3,696
USAA $2,367 $2,544

Black Jack, MO Cheapest Car Insurance Rates

How do the top Black Jack, Missouri car insurance companies’ average rates stack up against the Black Jack average monthly car insurance rates of $360? Take a look and see.

Best Annual Car Insurance Rates by Company in Black Jack, Missouri

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Black Jack, MO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Black Jack, Missouri car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Black Jack, Missouri

Insurance Company Average Annual Rates
Allstate $5,558
American Family $4,060
Farmers $5,639
GEICO $3,940
Liberty Mutual $5,581
Nationwide $3,089
Progressive $4,986
State Farm $3,605
USAA $2,456

Other Factors Affecting Black Jack, MO Car Insurance Rates

Before you buy Black Jack, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Black Jack, MO Commute Time

How does your Black Jack, MO commute time compare with the average driver? In Black Jack, the average commute is 24.9 minutes.

Black Jack, MO Car Insurance Quotes

Compare Black Jack, MO car insurance quotes from multiple companies by entering your ZIP code now.