Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Bourg, LA for senior drivers are $3,301/year
  • Average car insurance rates in Bourg, LA are $444/month
  • The cheapest car insurance company in Bourg for teen drivers is USAA

Average car insurance rates in Bourg, Louisiana are $444 a month. But with a little research you can get a great deal from the top car insurance companies in Bourg, LA. Before you buy Bourg, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Bourg car insurance rates with Bossier City car insurance rates, New Orleans car insurance rates, or Monroe car insurance rates to make sure you’re getting the best Bourg, LA car insurance quotes available.

Need affordable Bourg, LA car insurance? Enter your ZIP code to compare Bourg car insurance quotes from multiple car insurance companies near you.

Bourg, LA Minimum Car Insurance Coverage

Bourg, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bourg, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Bourg, LA Car Insurance Rates by Coverage Level

Some Bourg drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Bourg, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bourg, Louisiana

Insurance Company Low Medium High
Allstate $4,478 $5,305 $5,837
GEICO $4,154 $5,138 $6,059
Progressive $6,238 $7,511 $8,987
State Farm $3,906 $4,579 $5,303
USAA $3,522 $4,210 $4,683

Bourg, LA Car Insurance Rates by Age, Gender, and Marital Status

Bourg, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bourg, LA car insurance, get quotes from multiple car insurance companies in the Bourg area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bourg, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,691 $3,691 $3,827 $3,827 $8,037 $10,105 $4,071 $4,404
GEICO $2,879 $3,310 $3,478 $4,259 $10,545 $11,047 $2,768 $2,652
Progressive $4,167 $3,869 $3,497 $3,791 $16,937 $18,799 $4,745 $4,825
State Farm $2,897 $2,897 $2,685 $2,685 $8,365 $10,429 $3,215 $3,597
USAA $2,530 $2,484 $2,495 $2,462 $7,699 $8,971 $3,091 $3,375

Bourg, LA Car Insurance Rates for Teens

How much is Bourg, Louisiana car insurance for teens? Compare rates from top Bourg car insurance companies below to help find the cheapest teen car insurance in Bourg, LA.

Annual Car Insurance Rates for Teen Drivers in Bourg, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,037 $10,105
GEICO $10,545 $11,047
Progressive $16,937 $18,799
State Farm $8,365 $10,429
USAA $7,699 $8,971

Bourg, LA Car Insurance Rates for Seniors

Before seniors buy Bourg, Louisiana car insurance, they should make sure to shop around. Some Bourg, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bourg, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,827 $3,827
GEICO $3,478 $4,259
Progressive $3,497 $3,791
State Farm $2,685 $2,685
USAA $2,495 $2,462

Bourg, LA Car Insurance Rates by Credit History

How does your credit history affect Bourg, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bourg, Louisiana

Insurance Company Poor Fair Good
Allstate $6,806 $4,701 $4,113
GEICO $6,085 $5,282 $3,985
Progressive $8,541 $7,349 $6,846
State Farm $6,306 $4,121 $3,362
USAA $5,681 $3,664 $3,071

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Bourg, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bourg, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bourg.

Annual Bourg, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,115 $6,278 $5,599 $4,834
GEICO $3,472 $5,618 $6,925 $4,454
Progressive $6,303 $8,501 $8,137 $7,374
State Farm $4,218 $4,975 $4,596 $4,596
USAA $3,160 $4,406 $5,211 $3,776

Bourg, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Bourg, LA car insurance rates. Compare rates below to see which Bourg car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bourg, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,599
GEICO $6,925
Progressive $8,137
State Farm $4,596
USAA $5,211

Bourg, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bourg, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Bourg companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bourg, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,207 $5,207
GEICO $5,018 $5,216
Progressive $7,579 $7,579
State Farm $4,483 $4,709
USAA $4,010 $4,267

Bourg, LA Cheapest Car Insurance Rates

How do the top Bourg, Louisiana car insurance companies’ average rates stack up against the Bourg average monthly car insurance rates of $444? Take a look and see.

Best Annual Car Insurance Rates by Company in Bourg, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Bourg, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bourg, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bourg, Louisiana

Insurance Company Average Annual Rates
Allstate $5,207
GEICO $5,117
Progressive $7,579
State Farm $4,596
USAA $4,139

Other Factors Affecting Bourg, LA Car Insurance Rates

Before you buy Bourg, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bourg, LA Commute Time

How does your Bourg, LA commute time compare with the average driver? In Bourg, the average commute is 21.2 minutes.

Bourg, LA Traffic

Spending time in Bourg traffic can lead to higher car insurance rates. According to INRIX data, Bourg, LA ranks as the 515th-most congested with traffic in the world.

Bourg, LA Car Insurance Quotes

Compare Bourg, LA car insurance quotes from multiple companies by entering your ZIP code now.