Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Carbon Hill, AL are $315/month
  • Average car insurance rates in Carbon Hill, AL for senior drivers are $1,998/year
  • The cheapest car insurance company in Carbon Hill after a DUI is USAA

Average car insurance rates in Carbon Hill, Alabama are $315 a month. But with a little research you can get a great deal from the top car insurance companies in Carbon Hill, AL. Before you buy Carbon Hill, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Carbon Hill car insurance rates with Mobile car insurance rates, Dothan car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Carbon Hill, AL car insurance quotes available.

Need affordable Carbon Hill, AL car insurance? Enter your ZIP code to compare Carbon Hill car insurance quotes from multiple car insurance companies near you.

Carbon Hill, AL Minimum Car Insurance Coverage

Carbon Hill, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Carbon Hill, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Carbon Hill, AL Car Insurance Rates by Coverage Level

Some Carbon Hill drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Carbon Hill, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Carbon Hill, Alabama

Insurance Company Low Medium High
Allstate $3,257 $3,354 $3,468
Farmers $4,004 $4,184 $4,529
GEICO $2,437 $2,625 $2,848
Liberty Mutual $5,301 $5,511 $5,794
Nationwide $2,958 $2,923 $2,978
Progressive $4,188 $4,569 $5,027
State Farm $4,576 $4,801 $5,049
Travelers $3,508 $3,770 $3,810
USAA $2,155 $2,221 $2,322

Carbon Hill, AL Car Insurance Rates by Age, Gender, and Marital Status

Carbon Hill, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Carbon Hill, AL car insurance, get quotes from multiple car insurance companies in the Carbon Hill area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carbon Hill, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,041 $1,949 $1,840 $1,876 $6,993 $7,520 $2,300 $2,359
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $3,241 $3,503 $2,651 $2,964 $11,718 $13,033 $3,465 $3,705
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,517 $2,372 $2,060 $2,197 $10,155 $11,343 $2,958 $3,156
State Farm $2,979 $2,979 $2,679 $2,679 $8,841 $11,059 $3,361 $3,890
Travelers $1,500 $1,524 $1,405 $1,402 $8,028 $12,654 $1,421 $1,632
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

Carbon Hill, AL Car Insurance Rates for Teens

How much is Carbon Hill, Alabama car insurance for teens? Compare rates from top Carbon Hill car insurance companies below to help find the cheapest teen car insurance in Carbon Hill, AL.

Annual Car Insurance Rates for Teen Drivers in Carbon Hill, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,993 $7,520
Farmers $9,368 $9,638
GEICO $4,918 $4,831
Liberty Mutual $11,718 $13,033
Nationwide $5,097 $6,597
Progressive $10,155 $11,343
State Farm $8,841 $11,059
Travelers $8,028 $12,654
USAA $4,155 $4,609

Carbon Hill, AL Car Insurance Rates for Seniors

Before seniors buy Carbon Hill, Alabama car insurance, they should make sure to shop around. Some Carbon Hill, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Carbon Hill, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,840 $1,876
Farmers $2,164 $2,298
GEICO $1,804 $1,850
Liberty Mutual $2,651 $2,964
Nationwide $1,740 $1,806
Progressive $2,060 $2,197
State Farm $2,679 $2,679
Travelers $1,405 $1,402
USAA $1,291 $1,264

Carbon Hill, AL Car Insurance Rates by Credit History

How does your credit history affect Carbon Hill, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Carbon Hill, Alabama

Insurance Company Poor Fair Good
Allstate $4,154 $3,260 $2,666
Farmers $4,752 $4,089 $3,875
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,939 $4,855 $3,810
Nationwide $3,571 $2,778 $2,510
Progressive $5,201 $4,441 $4,142
State Farm $7,792 $3,948 $2,685
Travelers $4,030 $3,495 $3,562
USAA $3,003 $1,953 $1,743

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Carbon Hill, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Carbon Hill, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Carbon Hill.

Annual Carbon Hill, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,864 $3,367 $3,980 $3,228
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $4,339 $6,041 $5,914 $5,847
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $4,167 $5,215 $4,426 $4,571
State Farm $4,352 $5,366 $4,758 $4,758
Travelers $3,080 $3,232 $4,722 $3,750
USAA $1,716 $2,155 $3,205 $1,856

Carbon Hill, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Carbon Hill, AL car insurance rates. Compare rates below to see which Carbon Hill car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Carbon Hill, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,980
Farmers $4,501
GEICO $3,504
Liberty Mutual $5,914
Nationwide $3,777
Progressive $4,426
State Farm $4,758
Travelers $4,722
USAA $3,205

Carbon Hill, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Carbon Hill, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Carbon Hill companies based on commute time.

Annual Car Insurance Rates by Commute Length in Carbon Hill, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,360 $3,360
Farmers $4,239 $4,239
GEICO $2,587 $2,686
Liberty Mutual $5,535 $5,535
Nationwide $2,953 $2,953
Progressive $4,595 $4,595
State Farm $4,696 $4,921
Travelers $3,696 $3,696
USAA $2,131 $2,335

Carbon Hill, AL Cheapest Car Insurance Rates

How do the top Carbon Hill, Alabama car insurance companies’ average rates stack up against the Carbon Hill average monthly car insurance rates of $315? Take a look and see.

Best Annual Car Insurance Rates by Company in Carbon Hill, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Carbon Hill, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Carbon Hill, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Carbon Hill, Alabama

Insurance Company Average Annual Rates
Allstate $3,360
Farmers $4,239
GEICO $2,637
Liberty Mutual $5,535
Nationwide $2,953
Progressive $4,595
State Farm $4,808
Travelers $3,696
USAA $2,233

Other Factors Affecting Carbon Hill, AL Car Insurance Rates

Before you buy Carbon Hill, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Carbon Hill, AL Commute Time

How does your Carbon Hill, AL commute time compare with the average driver? In Carbon Hill, the average commute is 22.4 minutes.

Carbon Hill, AL Car Insurance Quotes

Compare Carbon Hill, AL car insurance quotes from multiple companies by entering your ZIP code now.