Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Carencro after a DUI is State Farm
  • Average car insurance rates in Carencro, LA are $472/month
  • The annual number of car thefts in Carencro is 6.

Average car insurance rates in Carencro, Louisiana are $472 a month. But with a little research you can get a great deal from the top car insurance companies in Carencro, LA. Before you buy Carencro, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Carencro car insurance rates with Houma car insurance rates, Lake Charles car insurance rates, or New Orleans car insurance rates to make sure you’re getting the best Carencro, LA car insurance quotes available.

Need affordable Carencro, LA car insurance? Enter your ZIP code to compare Carencro car insurance quotes from multiple car insurance companies near you.

Carencro, LA Minimum Car Insurance Coverage

Carencro, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Carencro, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Carencro, LA Car Insurance Rates by Coverage Level

Some Carencro drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Carencro, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Carencro, Louisiana

Insurance Company Low Medium High
Allstate $5,020 $5,921 $6,487
GEICO $4,794 $5,873 $6,880
Progressive $5,959 $7,194 $8,627
State Farm $4,121 $4,828 $5,572
USAA $3,875 $4,619 $5,131

Carencro, LA Car Insurance Rates by Age, Gender, and Marital Status

Carencro, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Carencro, LA car insurance, get quotes from multiple car insurance companies in the Carencro area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carencro, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,086 $4,086 $4,242 $4,242 $9,029 $11,373 $4,517 $4,896
GEICO $3,254 $3,755 $3,924 $4,813 $12,141 $12,751 $3,141 $3,015
Progressive $3,995 $3,706 $3,357 $3,638 $16,228 $18,002 $4,545 $4,610
State Farm $2,964 $2,964 $2,748 $2,748 $8,999 $11,277 $3,313 $3,711
USAA $2,776 $2,726 $2,729 $2,696 $8,444 $9,858 $3,396 $3,710

Carencro, LA Car Insurance Rates for Teens

How much is Carencro, Louisiana car insurance for teens? Compare rates from top Carencro car insurance companies below to help find the cheapest teen car insurance in Carencro, LA.

Annual Car Insurance Rates for Teen Drivers in Carencro, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $11,373
GEICO $12,141 $12,751
Progressive $16,228 $18,002
State Farm $8,999 $11,277
USAA $8,444 $9,858

Carencro, LA Car Insurance Rates for Seniors

Before seniors buy Carencro, Louisiana car insurance, they should make sure to shop around. Some Carencro, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Carencro, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,242 $4,242
GEICO $3,924 $4,813
Progressive $3,357 $3,638
State Farm $2,748 $2,748
USAA $2,729 $2,696

Carencro, LA Car Insurance Rates by Credit History

How does your credit history affect Carencro, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Carencro, Louisiana

Insurance Company Poor Fair Good
Allstate $7,628 $5,233 $4,567
GEICO $6,958 $6,038 $4,552
Progressive $8,179 $7,041 $6,560
State Farm $6,707 $4,321 $3,493
USAA $6,247 $4,017 $3,362

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Carencro, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Carencro, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Carencro.

Annual Carencro, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,561 $7,031 $6,260 $5,384
GEICO $3,957 $6,421 $7,946 $5,072
Progressive $6,040 $8,143 $7,796 $7,062
State Farm $4,419 $5,262 $4,840 $4,840
USAA $3,464 $4,830 $5,734 $4,139

Carencro, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Carencro, LA car insurance rates. Compare rates below to see which Carencro car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Carencro, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,260
GEICO $7,946
Progressive $7,796
State Farm $4,840
USAA $5,734

Carencro, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Carencro, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Carencro companies based on commute time.

Annual Car Insurance Rates by Commute Length in Carencro, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,809 $5,809
GEICO $5,738 $5,960
Progressive $7,260 $7,260
State Farm $4,714 $4,966
USAA $4,400 $4,684

Carencro, LA Cheapest Car Insurance Rates

How do the top Carencro, Louisiana car insurance companies’ average rates stack up against the Carencro average monthly car insurance rates of $472? Take a look and see.

Best Annual Car Insurance Rates by Company in Carencro, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Carencro, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Carencro, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Carencro, Louisiana

Insurance Company Average Annual Rates
Allstate $5,809
GEICO $5,849
Progressive $7,260
State Farm $4,840
USAA $4,542

Other Factors Affecting Carencro, LA Car Insurance Rates

Before you buy Carencro, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Carencro, LA Car Theft Rates

The car theft rate in Carencro, LA will affect your car insurance rates. FBI data shows that the annual car theft rate for Carencro, Louisiana is 6 stolen cars.

Carencro, LA Commute Time

How does your Carencro, LA commute time compare with the average driver? In Carencro, the average commute is 26.8 minutes.

Carencro, LA Car Insurance Quotes

Compare Carencro, LA car insurance quotes from multiple companies by entering your ZIP code now.