Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Clarkesville for teen drivers is GEICO
  • Average car insurance rates in Clarkesville, GA for senior drivers are $2,550/year
  • Average car insurance rates in Clarkesville, GA are $385/month

Average car insurance rates in Clarkesville, Georgia are $385 a month. But with a little research you can get a great deal from the top car insurance companies in Clarkesville, GA. Before you buy Clarkesville, Georgia car insurance, make sure your coverage meets or exceeds the Georgia minimum of 25/50/25.

It may even be helpful to compare Clarkesville car insurance rates with Johns Creek car insurance rates, Albany car insurance rates, or Alpharetta car insurance rates to make sure you’re getting the best Clarkesville, GA car insurance quotes available.

Need affordable Clarkesville, GA car insurance? Enter your ZIP code to compare Clarkesville car insurance quotes from multiple car insurance companies near you.

Clarkesville, GA Minimum Car Insurance Coverage

Clarkesville, Georgia law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Clarkesville, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Clarkesville, GA Car Insurance Rates by Coverage Level

Some Clarkesville drivers can get by with the Georgia minimum coverage of 25/50/25. Other drivers may need more. See how much your Clarkesville, Georgia car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Clarkesville, Georgia

Insurance Company Low Medium High
Allstate $4,219 $4,577 $4,811
GEICO $2,498 $2,703 $2,868
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $4,947 $5,022 $4,871
Progressive $3,751 $4,023 $4,487
State Farm $3,159 $3,378 $3,590
USAA $2,891 $3,009 $3,172

Clarkesville, GA Car Insurance Rates by Age, Gender, and Marital Status

Clarkesville, Georgia car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Clarkesville, GA car insurance, get quotes from multiple car insurance companies in the Clarkesville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarkesville, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,102 $3,102 $2,970 $2,970 $7,339 $9,510 $3,484 $3,809
GEICO $1,622 $1,603 $1,573 $1,573 $4,875 $5,841 $2,099 $2,329
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $2,929 $3,027 $2,867 $3,149 $8,831 $11,386 $3,540 $3,843
Progressive $2,575 $2,372 $2,210 $2,326 $8,112 $8,994 $2,980 $3,127
State Farm $2,190 $2,190 $1,970 $1,970 $5,918 $7,760 $2,405 $2,605
USAA $1,695 $1,693 $1,568 $1,577 $6,047 $7,173 $2,109 $2,332

Clarkesville, GA Car Insurance Rates for Teens

How much is Clarkesville, Georgia car insurance for teens? Compare rates from top Clarkesville car insurance companies below to help find the cheapest teen car insurance in Clarkesville, GA.

Annual Car Insurance Rates for Teen Drivers in Clarkesville, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $9,510
GEICO $4,875 $5,841
Liberty Mutual $21,834 $24,354
Nationwide $8,831 $11,386
Progressive $8,112 $8,994
State Farm $5,918 $7,760
USAA $6,047 $7,173

Clarkesville, GA Car Insurance Rates for Seniors

Before seniors buy Clarkesville, Georgia car insurance, they should make sure to shop around. Some Clarkesville, GA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Clarkesville, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
GEICO $1,573 $1,573
Liberty Mutual $4,210 $4,763
Nationwide $2,867 $3,149
Progressive $2,210 $2,326
State Farm $1,970 $1,970
USAA $1,568 $1,577

Clarkesville, GA Car Insurance Rates by Credit History

How does your credit history affect Clarkesville, GA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Clarkesville, Georgia

Insurance Company Poor Fair Good
Allstate $5,883 $4,082 $3,641
GEICO $3,383 $2,378 $2,308
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $5,888 $4,770 $4,182
Progressive $4,605 $3,977 $3,678
State Farm $4,785 $2,981 $2,362
USAA $3,942 $2,769 $2,362

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Clarkesville, GA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Clarkesville, Georgia car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Clarkesville.

Annual Clarkesville, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,759 $4,700 $3,939
GEICO $1,813 $2,270 $4,642 $2,032
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $3,824 $4,470 $6,872 $4,620
Progressive $3,203 $5,651 $3,765 $3,729
State Farm $3,071 $3,681 $3,376 $3,376
USAA $2,315 $2,925 $4,278 $2,579

Clarkesville, GA Car Insurance Rates With a DUI

Even a single DUI can increase your Clarkesville, GA car insurance rates. Compare rates below to see which Clarkesville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Clarkesville, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,700
GEICO $4,642
Liberty Mutual $11,524
Nationwide $6,872
Progressive $3,765
State Farm $3,376
USAA $4,278

Clarkesville, GA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Clarkesville, GA car insurance rates may be. Let’s take a look at average car insurance rates from top Clarkesville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Clarkesville, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,437 $4,635
GEICO $2,644 $2,735
Liberty Mutual $9,654 $9,654
Nationwide $4,947 $4,947
Progressive $4,087 $4,087
State Farm $3,376 $3,376
USAA $2,887 $3,162

Clarkesville, GA Cheapest Car Insurance Rates

How do the top Clarkesville, Georgia car insurance companies’ average rates stack up against the Clarkesville average monthly car insurance rates of $385? Take a look and see.

Best Annual Car Insurance Rates by Company in Clarkesville, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Clarkesville, GA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Clarkesville, Georgia car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Clarkesville, Georgia

Insurance Company Average Annual Rates
Allstate $4,536
GEICO $2,689
Liberty Mutual $9,654
Nationwide $4,947
Progressive $4,087
State Farm $3,376
USAA $3,024

Other Factors Affecting Clarkesville, GA Car Insurance Rates

Before you buy Clarkesville, Georgia car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Clarkesville, GA Commute Time

How does your Clarkesville, GA commute time compare with the average driver? In Clarkesville, the average commute is 30.1 minutes.

Clarkesville, GA Car Insurance Quotes

Compare Clarkesville, GA car insurance quotes from multiple companies by entering your ZIP code now.