Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Commerce after a DUI is State Farm
  • The cheapest car insurance company in Commerce for teen drivers is GEICO
  • Average car insurance rates in Commerce, GA are $420/month

Average car insurance rates in Commerce, Georgia are $420 a month. But with a little research you can get a great deal from the top car insurance companies in Commerce, GA. Before you buy Commerce, Georgia car insurance, make sure your coverage meets or exceeds the Georgia minimum of 25/50/25.

It may even be helpful to compare Commerce car insurance rates with Sandy Springs car insurance rates, Albany car insurance rates, or Savannah car insurance rates to make sure you’re getting the best Commerce, GA car insurance quotes available.

Need affordable Commerce, GA car insurance? Enter your ZIP code to compare Commerce car insurance quotes from multiple car insurance companies near you.

Commerce, GA Minimum Car Insurance Coverage

Commerce, Georgia law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Commerce, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Commerce, GA Car Insurance Rates by Coverage Level

Some Commerce drivers can get by with the Georgia minimum coverage of 25/50/25. Other drivers may need more. See how much your Commerce, Georgia car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Commerce, Georgia

Insurance Company Low Medium High
Allstate $4,047 $4,377 $4,592
GEICO $2,741 $2,932 $3,083
Liberty Mutual $9,864 $10,236 $10,768
Nationwide $6,416 $6,639 $6,516
Progressive $4,240 $4,555 $5,095
State Farm $3,145 $3,362 $3,573
USAA $3,054 $3,185 $3,366

Commerce, GA Car Insurance Rates by Age, Gender, and Marital Status

Commerce, Georgia car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Commerce, GA car insurance, get quotes from multiple car insurance companies in the Commerce area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Commerce, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,968 $2,968 $2,840 $2,840 $7,022 $9,093 $3,332 $3,643
GEICO $1,772 $1,749 $1,716 $1,716 $5,266 $6,314 $2,286 $2,533
Liberty Mutual $5,472 $5,958 $4,473 $5,080 $23,310 $26,038 $5,804 $6,180
Nationwide $3,782 $3,909 $3,737 $4,105 $11,817 $15,218 $4,616 $5,009
Progressive $2,934 $2,701 $2,523 $2,649 $9,160 $10,143 $3,388 $3,540
State Farm $2,197 $2,197 $1,972 $1,972 $5,846 $7,681 $2,411 $2,605
USAA $1,783 $1,781 $1,655 $1,661 $6,436 $7,621 $2,222 $2,456

Commerce, GA Car Insurance Rates for Teens

How much is Commerce, Georgia car insurance for teens? Compare rates from top Commerce car insurance companies below to help find the cheapest teen car insurance in Commerce, GA.

Annual Car Insurance Rates for Teen Drivers in Commerce, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,022 $9,093
GEICO $5,266 $6,314
Liberty Mutual $23,310 $26,038
Nationwide $11,817 $15,218
Progressive $9,160 $10,143
State Farm $5,846 $7,681
USAA $6,436 $7,621

Commerce, GA Car Insurance Rates for Seniors

Before seniors buy Commerce, Georgia car insurance, they should make sure to shop around. Some Commerce, GA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Commerce, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,840 $2,840
GEICO $1,716 $1,716
Liberty Mutual $4,473 $5,080
Nationwide $3,737 $4,105
Progressive $2,523 $2,649
State Farm $1,972 $1,972
USAA $1,655 $1,661

Commerce, GA Car Insurance Rates by Credit History

How does your credit history affect Commerce, GA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Commerce, Georgia

Insurance Company Poor Fair Good
Allstate $5,622 $3,907 $3,486
GEICO $3,671 $2,580 $2,505
Liberty Mutual $14,743 $9,040 $7,085
Nationwide $7,771 $6,297 $5,504
Progressive $5,227 $4,502 $4,160
State Farm $4,762 $2,967 $2,351
USAA $4,170 $2,933 $2,503

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Commerce, GA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Commerce, Georgia car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Commerce.

Annual Commerce, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,579 $5,506 $4,504 $3,765
GEICO $1,962 $2,463 $5,052 $2,199
Liberty Mutual $7,813 $10,672 $12,270 $10,403
Nationwide $5,024 $5,894 $9,088 $6,090
Progressive $3,626 $6,382 $4,289 $4,222
State Farm $3,063 $3,658 $3,360 $3,360
USAA $2,450 $3,102 $4,525 $2,731

Commerce, GA Car Insurance Rates With a DUI

Even a single DUI can increase your Commerce, GA car insurance rates. Compare rates below to see which Commerce car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Commerce, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,504
GEICO $5,052
Liberty Mutual $12,270
Nationwide $9,088
Progressive $4,289
State Farm $3,360
USAA $4,525

Commerce, GA Car Insurance Rates by ZIP Code

Just like Commerce car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Commerce, GA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Commerce, Georgia

ZIP Code Average Annual Rates
30529 $4,860
30530 $4,893

Commerce, GA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Commerce, GA car insurance rates may be. Let’s take a look at average car insurance rates from top Commerce companies based on commute time.

Annual Car Insurance Rates by Commute Length in Commerce, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,243 $4,434
GEICO $2,868 $2,970
Liberty Mutual $10,289 $10,289
Nationwide $6,524 $6,524
Progressive $4,630 $4,630
State Farm $3,360 $3,360
USAA $3,056 $3,348

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Commerce, GA Cheapest Car Insurance Rates

How do the top Commerce, Georgia car insurance companies’ average rates stack up against the Commerce average monthly car insurance rates of $420? Take a look and see.

Best Annual Car Insurance Rates by Company in Commerce, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Commerce, GA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Commerce, Georgia car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Commerce, Georgia

Insurance Company Average Annual Rates
Allstate $4,338
GEICO $2,919
Liberty Mutual $10,289
Nationwide $6,524
Progressive $4,630
State Farm $3,360
USAA $3,202

Other Factors Affecting Commerce, GA Car Insurance Rates

Before you buy Commerce, Georgia car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Commerce, GA Commute Time

How does your Commerce, GA commute time compare with the average driver? In Commerce, the average commute is 25.0 minutes.

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Commerce, GA Car Insurance Quotes

Compare Commerce, GA car insurance quotes from multiple companies by entering your ZIP code now.