Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Demopolis, AL for senior drivers are $1,997/year
  • The cheapest car insurance company in Demopolis for teen drivers is USAA
  • The annual number of car thefts in Demopolis is 11.

Average car insurance rates in Demopolis, Alabama are $311 a month. But with a little research you can get a great deal from the top car insurance companies in Demopolis, AL. Before you buy Demopolis, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Demopolis car insurance rates with Auburn car insurance rates, Decatur car insurance rates, or Madison car insurance rates to make sure you’re getting the best Demopolis, AL car insurance quotes available.

Need affordable Demopolis, AL car insurance? Enter your ZIP code to compare Demopolis car insurance quotes from multiple car insurance companies near you.

Demopolis, AL Minimum Car Insurance Coverage

Demopolis, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Demopolis, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Demopolis, AL Car Insurance Rates by Coverage Level

Some Demopolis drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Demopolis, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Demopolis, Alabama

Insurance Company Low Medium High
Allstate $3,390 $3,502 $3,639
Farmers $4,180 $4,325 $4,597
GEICO $2,643 $2,832 $3,058
Liberty Mutual $4,977 $5,191 $5,480
Nationwide $2,624 $2,595 $2,649
Progressive $3,888 $4,320 $4,839
State Farm $4,261 $4,475 $4,713
Travelers $3,837 $4,089 $4,101
USAA $2,139 $2,204 $2,302

Demopolis, AL Car Insurance Rates by Age, Gender, and Marital Status

Demopolis, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Demopolis, AL car insurance, get quotes from multiple car insurance companies in the Demopolis area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Demopolis, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,172 $2,083 $1,954 $1,993 $7,179 $7,705 $2,463 $2,531
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,076 $3,327 $2,524 $2,826 $10,975 $12,213 $3,282 $3,503
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,432 $2,293 $1,989 $2,128 $9,513 $10,616 $2,836 $2,985
State Farm $2,837 $2,837 $2,535 $2,535 $8,092 $10,173 $3,193 $3,661
Travelers $1,653 $1,682 $1,539 $1,536 $8,674 $13,598 $1,566 $1,823
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Demopolis, AL Car Insurance Rates for Teens

How much is Demopolis, Alabama car insurance for teens? Compare rates from top Demopolis car insurance companies below to help find the cheapest teen car insurance in Demopolis, AL.

Annual Car Insurance Rates for Teen Drivers in Demopolis, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,179 $7,705
Farmers $9,417 $9,702
GEICO $5,292 $5,199
Liberty Mutual $10,975 $12,213
Nationwide $4,418 $5,752
Progressive $9,513 $10,616
State Farm $8,092 $10,173
Travelers $8,674 $13,598
USAA $4,083 $4,536

Demopolis, AL Car Insurance Rates for Seniors

Before seniors buy Demopolis, Alabama car insurance, they should make sure to shop around. Some Demopolis, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Demopolis, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,954 $1,993
Farmers $2,293 $2,416
GEICO $1,937 $1,974
Liberty Mutual $2,524 $2,826
Nationwide $1,577 $1,642
Progressive $1,989 $2,128
State Farm $2,535 $2,535
Travelers $1,539 $1,536
USAA $1,288 $1,268

Demopolis, AL Car Insurance Rates by Credit History

How does your credit history affect Demopolis, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Demopolis, Alabama

Insurance Company Poor Fair Good
Allstate $4,353 $3,400 $2,778
Farmers $4,903 $4,208 $3,991
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,478 $4,575 $3,594
Nationwide $3,171 $2,467 $2,229
Progressive $4,937 $4,201 $3,909
State Farm $7,260 $3,682 $2,507
Travelers $4,376 $3,790 $3,861
USAA $2,984 $1,935 $1,726

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Demopolis, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Demopolis, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Demopolis.

Annual Demopolis, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,011 $3,526 $4,127 $3,376
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,094 $5,686 $5,575 $5,508
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,937 $4,914 $4,217 $4,329
State Farm $4,080 $4,976 $4,438 $4,438
Travelers $3,339 $3,506 $5,117 $4,074
USAA $1,703 $2,133 $3,182 $1,843

Demopolis, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Demopolis, AL car insurance rates. Compare rates below to see which Demopolis car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Demopolis, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,127
Farmers $4,620
GEICO $3,748
Liberty Mutual $5,575
Nationwide $3,353
Progressive $4,217
State Farm $4,438
Travelers $5,117
USAA $3,182

Demopolis, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Demopolis, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Demopolis companies based on commute time.

Annual Car Insurance Rates by Commute Length in Demopolis, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,510 $3,510
Farmers $4,367 $4,367
GEICO $2,789 $2,899
Liberty Mutual $5,216 $5,216
Nationwide $2,623 $2,623
Progressive $4,349 $4,349
State Farm $4,376 $4,589
Travelers $4,009 $4,009
USAA $2,114 $2,317

Demopolis, AL Cheapest Car Insurance Rates

How do the top Demopolis, Alabama car insurance companies’ average rates stack up against the Demopolis average monthly car insurance rates of $311? Take a look and see.

Best Annual Car Insurance Rates by Company in Demopolis, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Demopolis, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Demopolis, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Demopolis, Alabama

Insurance Company Average Annual Rates
Allstate $3,510
Farmers $4,367
GEICO $2,844
Liberty Mutual $5,216
Nationwide $2,623
Progressive $4,349
State Farm $4,483
Travelers $4,009
USAA $2,215

Other Factors Affecting Demopolis, AL Car Insurance Rates

Before you buy Demopolis, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Demopolis, AL Car Theft Rates

The car theft rate in Demopolis, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Demopolis, Alabama is 11 stolen cars.

Demopolis, AL Commute Time

How does your Demopolis, AL commute time compare with the average driver? In Demopolis, the average commute is 17.9 minutes.

Demopolis, AL Car Insurance Quotes

Compare Demopolis, AL car insurance quotes from multiple companies by entering your ZIP code now.