Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Denham Springs for teen drivers is USAA
  • Average car insurance rates in Denham Springs, LA for senior drivers are $4,167/year
  • The cheapest car insurance company in Denham Springs after a DUI is State Farm

Average car insurance rates in Denham Springs, Louisiana are $557 a month. But with a little research you can get a great deal from the top car insurance companies in Denham Springs, LA. Before you buy Denham Springs, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Denham Springs car insurance rates with New Orleans car insurance rates, Alexandria car insurance rates, or Bossier City car insurance rates to make sure you’re getting the best Denham Springs, LA car insurance quotes available.

Need affordable Denham Springs, LA car insurance? Enter your ZIP code to compare Denham Springs car insurance quotes from multiple car insurance companies near you.

Denham Springs, LA Minimum Car Insurance Coverage

Denham Springs, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Denham Springs, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Denham Springs, LA Car Insurance Rates by Coverage Level

Some Denham Springs drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Denham Springs, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Denham Springs, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,749 $7,090 $8,343
Progressive $7,409 $9,143 $11,155
State Farm $4,615 $5,357 $6,136
USAA $4,254 $5,003 $5,514

Denham Springs, LA Car Insurance Rates by Age, Gender, and Marital Status

Denham Springs, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Denham Springs, LA car insurance, get quotes from multiple car insurance companies in the Denham Springs area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Denham Springs, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,942 $4,547 $4,778 $5,854 $14,625 $15,334 $3,786 $3,622
Progressive $5,128 $4,751 $4,304 $4,687 $20,573 $22,808 $5,802 $5,829
State Farm $3,284 $3,284 $3,034 $3,034 $9,992 $12,525 $3,674 $4,129
USAA $3,044 $2,992 $2,982 $2,952 $9,056 $10,592 $3,717 $4,057

Denham Springs, LA Car Insurance Rates for Teens

How much is Denham Springs, Louisiana car insurance for teens? Compare rates from top Denham Springs car insurance companies below to help find the cheapest teen car insurance in Denham Springs, LA.

Annual Car Insurance Rates for Teen Drivers in Denham Springs, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,625 $15,334
Progressive $20,573 $22,808
State Farm $9,992 $12,525
USAA $9,056 $10,592

Denham Springs, LA Car Insurance Rates for Seniors

Before seniors buy Denham Springs, Louisiana car insurance, they should make sure to shop around. Some Denham Springs, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Denham Springs, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,778 $5,854
Progressive $4,304 $4,687
State Farm $3,034 $3,034
USAA $2,982 $2,952

Denham Springs, LA Car Insurance Rates by Credit History

How does your credit history affect Denham Springs, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Denham Springs, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,403 $7,289 $5,490
Progressive $10,411 $8,956 $8,339
State Farm $7,456 $4,789 $3,863
USAA $6,800 $4,345 $3,628

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Denham Springs, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Denham Springs, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Denham Springs.

Annual Denham Springs, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,776 $7,746 $9,592 $6,131
Progressive $7,682 $10,347 $9,926 $8,987
State Farm $4,903 $5,836 $5,369 $5,369
USAA $3,761 $5,220 $6,222 $4,493

Denham Springs, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Denham Springs, LA car insurance rates. Compare rates below to see which Denham Springs car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Denham Springs, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,318
GEICO $9,592
Progressive $9,926
State Farm $5,369
USAA $6,222

Denham Springs, LA Car Insurance Rates by ZIP Code

Just like Denham Springs car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Denham Springs, LA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Denham Springs, Louisiana

ZIP Code Average Annual Rates
70706 $6,178
70726 $6,367

Denham Springs, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Denham Springs, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Denham Springs companies based on commute time.

Annual Car Insurance Rates by Commute Length in Denham Springs, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,927 $7,195
Progressive $9,235 $9,235
State Farm $5,230 $5,509
USAA $4,771 $5,078

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Denham Springs, LA Cheapest Car Insurance Rates

How do the top Denham Springs, Louisiana car insurance companies’ average rates stack up against the Denham Springs average monthly car insurance rates of $557? Take a look and see.

Best Annual Car Insurance Rates by Company in Denham Springs, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Denham Springs, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Denham Springs, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Denham Springs, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $7,061
Progressive $9,235
State Farm $5,369
USAA $4,924

Other Factors Affecting Denham Springs, LA Car Insurance Rates

Before you buy Denham Springs, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Denham Springs, LA Car Theft Rates

The car theft rate in Denham Springs, LA will affect your car insurance rates. FBI data shows that the annual car theft rate for Denham Springs, Louisiana is 3 stolen cars.

Denham Springs, LA Commute Time

How does your Denham Springs, LA commute time compare with the average driver? In Denham Springs, the average commute is 25.4 minutes.

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Denham Springs, LA Car Insurance Quotes

Compare Denham Springs, LA car insurance quotes from multiple companies by entering your ZIP code now.