Affordable Car Insurance Rates in Denham Springs, LA (2021)
Car insurance rates in Denham Springs, LA are $557/month on average. By law, Louisiana drivers need to carry at least 15/30/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Denham Springs car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 14, 2022
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- The cheapest car insurance company in Denham Springs for teen drivers is USAA
- Average car insurance rates in Denham Springs, LA for senior drivers are $4,167/year
- The cheapest car insurance company in Denham Springs after a DUI is State Farm
Average car insurance rates in Denham Springs, Louisiana are $557 a month. But with a little research you can get a great deal from the top car insurance companies in Denham Springs, LA. Before you buy Denham Springs, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.
It may even be helpful to compare Denham Springs car insurance rates with New Orleans car insurance rates, Alexandria car insurance rates, or Bossier City car insurance rates to make sure you’re getting the best Denham Springs, LA car insurance quotes available.
Need affordable Denham Springs, LA car insurance? Enter your ZIP code to compare Denham Springs car insurance quotes from multiple car insurance companies near you.
Table of Contents
Denham Springs, LA Minimum Car Insurance Coverage
Denham Springs, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Denham Springs, LA Car Insurance Rates by Coverage Level
Some Denham Springs drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Denham Springs, Louisiana car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,828 | $6,931 | $7,650 |
| GEICO | $5,749 | $7,090 | $8,343 |
| Progressive | $7,409 | $9,143 | $11,155 |
| State Farm | $4,615 | $5,357 | $6,136 |
| USAA | $4,254 | $5,003 | $5,514 |
Denham Springs, LA Car Insurance Rates by Age, Gender, and Marital Status
Denham Springs, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Denham Springs, LA car insurance, get quotes from multiple car insurance companies in the Denham Springs area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,842 | $4,842 | $5,024 | $5,024 | $10,470 | $13,133 | $5,331 | $5,759 |
| GEICO | $3,942 | $4,547 | $4,778 | $5,854 | $14,625 | $15,334 | $3,786 | $3,622 |
| Progressive | $5,128 | $4,751 | $4,304 | $4,687 | $20,573 | $22,808 | $5,802 | $5,829 |
| State Farm | $3,284 | $3,284 | $3,034 | $3,034 | $9,992 | $12,525 | $3,674 | $4,129 |
| USAA | $3,044 | $2,992 | $2,982 | $2,952 | $9,056 | $10,592 | $3,717 | $4,057 |
Denham Springs, LA Car Insurance Rates for Teens
How much is Denham Springs, Louisiana car insurance for teens? Compare rates from top Denham Springs car insurance companies below to help find the cheapest teen car insurance in Denham Springs, LA.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,470 | $13,133 |
| GEICO | $14,625 | $15,334 |
| Progressive | $20,573 | $22,808 |
| State Farm | $9,992 | $12,525 |
| USAA | $9,056 | $10,592 |
Denham Springs, LA Car Insurance Rates for Seniors
Before seniors buy Denham Springs, Louisiana car insurance, they should make sure to shop around. Some Denham Springs, LA car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,024 | $5,024 |
| GEICO | $4,778 | $5,854 |
| Progressive | $4,304 | $4,687 |
| State Farm | $3,034 | $3,034 |
| USAA | $2,982 | $2,952 |
Denham Springs, LA Car Insurance Rates by Credit History
How does your credit history affect Denham Springs, LA car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,858 | $6,155 | $5,397 |
| GEICO | $8,403 | $7,289 | $5,490 |
| Progressive | $10,411 | $8,956 | $8,339 |
| State Farm | $7,456 | $4,789 | $3,863 |
| USAA | $6,800 | $4,345 | $3,628 |
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Denham Springs, LA Car Insurance Rates by Driver History
How does a single speeding ticket affect your Denham Springs, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Denham Springs.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,381 | $8,195 | $7,318 | $6,318 |
| GEICO | $4,776 | $7,746 | $9,592 | $6,131 |
| Progressive | $7,682 | $10,347 | $9,926 | $8,987 |
| State Farm | $4,903 | $5,836 | $5,369 | $5,369 |
| USAA | $3,761 | $5,220 | $6,222 | $4,493 |
Denham Springs, LA Car Insurance Rates With a DUI
Even a single DUI can increase your Denham Springs, LA car insurance rates. Compare rates below to see which Denham Springs car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,318 |
| GEICO | $9,592 |
| Progressive | $9,926 |
| State Farm | $5,369 |
| USAA | $6,222 |
Denham Springs, LA Car Insurance Rates by ZIP Code
Just like Denham Springs car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Denham Springs, LA car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 70706 | $6,178 |
| 70726 | $6,367 |
Denham Springs, LA Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Denham Springs, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Denham Springs companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,803 | $6,803 |
| GEICO | $6,927 | $7,195 |
| Progressive | $9,235 | $9,235 |
| State Farm | $5,230 | $5,509 |
| USAA | $4,771 | $5,078 |
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Denham Springs, LA Cheapest Car Insurance Rates
How do the top Denham Springs, Louisiana car insurance companies’ average rates stack up against the Denham Springs average monthly car insurance rates of $557? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Denham Springs, LA Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Denham Springs, Louisiana car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,803 |
| GEICO | $7,061 |
| Progressive | $9,235 |
| State Farm | $5,369 |
| USAA | $4,924 |
Other Factors Affecting Denham Springs, LA Car Insurance Rates
Before you buy Denham Springs, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Denham Springs, LA Car Theft Rates
The car theft rate in Denham Springs, LA will affect your car insurance rates. FBI data shows that the annual car theft rate for Denham Springs, Louisiana is 3 stolen cars.
Denham Springs, LA Commute Time
How does your Denham Springs, LA commute time compare with the average driver? In Denham Springs, the average commute is 25.4 minutes.
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Denham Springs, LA Car Insurance Quotes
Compare Denham Springs, LA car insurance quotes from multiple companies by entering your ZIP code now.