Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Dexter after a DUI is State Farm
  • The cheapest car insurance company in Dexter for teen drivers is Nationwide
  • Average car insurance rates in Dexter, MO are $257/month

Average car insurance rates in Dexter, Missouri are $257 a month. But with a little research you can get a great deal from the top car insurance companies in Dexter, MO. Before you buy Dexter, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.

It may even be helpful to compare Dexter car insurance rates with Columbia car insurance rates, Springfield car insurance rates, or St. Charles car insurance rates to make sure you’re getting the best Dexter, MO car insurance quotes available.

Need affordable Dexter, MO car insurance? Enter your ZIP code to compare Dexter car insurance quotes from multiple car insurance companies near you.

Dexter, MO Minimum Car Insurance Coverage

Dexter, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Dexter, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Dexter, MO Car Insurance Rates by Coverage Level

Some Dexter drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Dexter, Missouri car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Dexter, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $2,887 $3,077 $2,984
Farmers $3,659 $3,881 $4,224
GEICO $2,359 $2,562 $2,709
Liberty Mutual $3,976 $4,257 $4,476
Nationwide $2,131 $2,298 $2,396
Progressive $2,436 $2,750 $3,045
State Farm $2,288 $2,465 $2,622
USAA $2,536 $2,644 $2,781

Dexter, MO Car Insurance Rates by Age, Gender, and Marital Status

Dexter, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Dexter, MO car insurance, get quotes from multiple car insurance companies in the Dexter area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dexter, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $1,940 $1,940 $1,732 $1,732 $5,362 $6,952 $1,940 $2,262
Farmers $2,156 $2,153 $1,925 $2,040 $8,882 $9,203 $2,451 $2,559
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,539 $2,751 $2,096 $2,352 $8,837 $9,813 $2,666 $2,836
Nationwide $1,504 $1,532 $1,349 $1,425 $3,871 $4,940 $1,722 $1,858
Progressive $1,669 $1,536 $1,365 $1,409 $5,601 $6,277 $2,028 $2,067
State Farm $1,548 $1,548 $1,391 $1,391 $4,456 $5,614 $1,739 $1,979
USAA $1,612 $1,594 $1,457 $1,475 $4,904 $5,980 $1,996 $2,211

Dexter, MO Car Insurance Rates for Teens

How much is Dexter, Missouri car insurance for teens? Compare rates from top Dexter car insurance companies below to help find the cheapest teen car insurance in Dexter, MO.

Annual Car Insurance Rates for Teen Drivers in Dexter, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,362 $6,952
Farmers $8,882 $9,203
GEICO $5,247 $5,541
Liberty Mutual $8,837 $9,813
Nationwide $3,871 $4,940
Progressive $5,601 $6,277
State Farm $4,456 $5,614
USAA $4,904 $5,980

Dexter, MO Car Insurance Rates for Seniors

Before seniors buy Dexter, Missouri car insurance, they should make sure to shop around. Some Dexter, MO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Dexter, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,732 $1,732
Farmers $1,925 $2,040
GEICO $1,304 $1,689
Liberty Mutual $2,096 $2,352
Nationwide $1,349 $1,425
Progressive $1,365 $1,409
State Farm $1,391 $1,391
USAA $1,457 $1,475

Dexter, MO Car Insurance Rates by Credit History

How does your credit history affect Dexter, MO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Dexter, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $3,889 $2,745 $2,315
Farmers $4,479 $3,733 $3,552
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,075 $3,712 $2,922
Nationwide $2,679 $2,219 $1,927
Progressive $3,178 $2,631 $2,423
State Farm $3,372 $2,198 $1,805
USAA $4,414 $2,065 $1,482

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Dexter, MO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Dexter, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Dexter.

Annual Dexter, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,208 $3,240 $3,950 $2,533
Farmers $3,405 $4,214 $4,123 $3,943
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,075 $4,421 $4,550 $4,899
Nationwide $1,779 $2,294 $3,076 $1,951
Progressive $2,360 $3,200 $2,629 $2,785
State Farm $2,259 $2,657 $2,458 $2,458
USAA $2,107 $2,579 $3,619 $2,310

Dexter, MO Car Insurance Rates With a DUI

Even a single DUI can increase your Dexter, MO car insurance rates. Compare rates below to see which Dexter car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Dexter, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $3,950
Farmers $4,123
GEICO $3,499
Liberty Mutual $4,550
Nationwide $3,076
Progressive $2,629
State Farm $2,458
USAA $3,619

Dexter, MO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Dexter, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Dexter companies based on commute time.

Annual Car Insurance Rates by Commute Length in Dexter, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $2,954 $3,012
Farmers $3,921 $3,921
GEICO $2,495 $2,591
Liberty Mutual $4,236 $4,236
Nationwide $2,275 $2,275
Progressive $2,744 $2,744
State Farm $2,398 $2,519
USAA $2,559 $2,748

Dexter, MO Cheapest Car Insurance Rates

How do the top Dexter, Missouri car insurance companies’ average rates stack up against the Dexter average monthly car insurance rates of $257? Take a look and see.

Best Annual Car Insurance Rates by Company in Dexter, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Dexter, MO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Dexter, Missouri car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Dexter, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $2,983
Farmers $3,921
GEICO $2,543
Liberty Mutual $4,236
Nationwide $2,275
Progressive $2,744
State Farm $2,458
USAA $2,654

Other Factors Affecting Dexter, MO Car Insurance Rates

Before you buy Dexter, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Dexter, MO Commute Time

How does your Dexter, MO commute time compare with the average driver? In Dexter, the average commute is 14.3 minutes.

Dexter, MO Car Insurance Quotes

Compare Dexter, MO car insurance quotes from multiple companies by entering your ZIP code now.