Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Erath after a DUI is State Farm
  • The cheapest car insurance company in Erath for teen drivers is USAA
  • Average car insurance rates in Erath, LA are $457/month

Average car insurance rates in Erath, Louisiana are $457 a month. But with a little research you can get a great deal from the top car insurance companies in Erath, LA. Before you buy Erath, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Erath car insurance rates with Bossier City car insurance rates, Alexandria car insurance rates, or Monroe car insurance rates to make sure you’re getting the best Erath, LA car insurance quotes available.

Need affordable Erath, LA car insurance? Enter your ZIP code to compare Erath car insurance quotes from multiple car insurance companies near you.

Erath, LA Minimum Car Insurance Coverage

Erath, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Erath, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Erath, LA Car Insurance Rates by Coverage Level

Some Erath drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Erath, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Erath, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $4,814 $5,877 $6,871
Progressive $6,159 $7,432 $8,908
State Farm $3,813 $4,384 $4,981
USAA $3,712 $4,372 $4,824

Erath, LA Car Insurance Rates by Age, Gender, and Marital Status

Erath, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Erath, LA car insurance, get quotes from multiple car insurance companies in the Erath area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Erath, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $3,251 $3,755 $3,920 $4,797 $12,162 $12,789 $3,137 $3,017
Progressive $4,148 $3,856 $3,480 $3,770 $16,695 $18,533 $4,721 $4,792
State Farm $2,696 $2,696 $2,475 $2,475 $8,151 $10,240 $3,016 $3,391
USAA $2,651 $2,604 $2,598 $2,569 $7,945 $9,290 $3,236 $3,531

Erath, LA Car Insurance Rates for Teens

How much is Erath, Louisiana car insurance for teens? Compare rates from top Erath car insurance companies below to help find the cheapest teen car insurance in Erath, LA.

Annual Car Insurance Rates for Teen Drivers in Erath, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $12,162 $12,789
Progressive $16,695 $18,533
State Farm $8,151 $10,240
USAA $7,945 $9,290

Erath, LA Car Insurance Rates for Seniors

Before seniors buy Erath, Louisiana car insurance, they should make sure to shop around. Some Erath, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Erath, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $3,920 $4,797
Progressive $3,480 $3,770
State Farm $2,475 $2,475
USAA $2,598 $2,569

Erath, LA Car Insurance Rates by Credit History

How does your credit history affect Erath, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Erath, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $6,963 $6,042 $4,555
Progressive $8,460 $7,270 $6,768
State Farm $6,116 $3,913 $3,148
USAA $5,930 $3,801 $3,178

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Erath, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Erath, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Erath.

Annual Erath, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $3,962 $6,427 $7,946 $5,079
Progressive $6,241 $8,401 $8,055 $7,301
State Farm $4,017 $4,768 $4,392 $4,392
USAA $3,286 $4,563 $5,439 $3,923

Erath, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Erath, LA car insurance rates. Compare rates below to see which Erath car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Erath, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,753
GEICO $7,946
Progressive $8,055
State Farm $4,392
USAA $5,439

Erath, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Erath, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Erath companies based on commute time.

Annual Car Insurance Rates by Commute Length in Erath, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,343
GEICO $5,743 $5,964
Progressive $7,500 $7,500
State Farm $4,278 $4,507
USAA $4,169 $4,436

Erath, LA Cheapest Car Insurance Rates

How do the top Erath, Louisiana car insurance companies’ average rates stack up against the Erath average monthly car insurance rates of $457? Take a look and see.

Best Annual Car Insurance Rates by Company in Erath, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Erath, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Erath, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Erath, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $5,854
Progressive $7,500
State Farm $4,393
USAA $4,303

Other Factors Affecting Erath, LA Car Insurance Rates

Before you buy Erath, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Erath, LA Commute Time

How does your Erath, LA commute time compare with the average driver? In Erath, the average commute is 19.1 minutes.

Erath, LA Car Insurance Quotes

Compare Erath, LA car insurance quotes from multiple companies by entering your ZIP code now.