Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Evergreen, AL are $295/month
  • Average car insurance rates in Evergreen, AL for senior drivers are $1,897/year
  • The cheapest car insurance company in Evergreen for teen drivers is USAA

Average car insurance rates in Evergreen, Alabama are $295 a month. But with a little research you can get a great deal from the top car insurance companies in Evergreen, AL. Before you buy Evergreen, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Evergreen car insurance rates with Decatur car insurance rates, Birmingham car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Evergreen, AL car insurance quotes available.

Need affordable Evergreen, AL car insurance? Enter your ZIP code to compare Evergreen car insurance quotes from multiple car insurance companies near you.

Evergreen, AL Minimum Car Insurance Coverage

Evergreen, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Evergreen, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Evergreen, AL Car Insurance Rates by Coverage Level

Some Evergreen drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Evergreen, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Evergreen, Alabama

Insurance Company Low Medium High
Allstate $2,967 $3,054 $3,154
Farmers $3,937 $4,099 $4,414
GEICO $2,500 $2,681 $2,897
Liberty Mutual $4,779 $4,973 $5,234
Nationwide $2,624 $2,595 $2,649
Progressive $3,650 $3,999 $4,401
State Farm $4,210 $4,417 $4,650
Travelers $3,609 $3,841 $3,847
USAA $2,105 $2,171 $2,271

Evergreen, AL Car Insurance Rates by Age, Gender, and Marital Status

Evergreen, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Evergreen, AL car insurance, get quotes from multiple car insurance companies in the Evergreen area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Evergreen, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,827 $1,703 $1,738 $6,220 $6,680 $2,167 $2,230
Farmers $2,384 $2,368 $2,132 $2,258 $9,104 $9,371 $2,726 $2,856
GEICO $1,973 $1,940 $1,845 $1,875 $4,989 $4,895 $2,083 $1,943
Liberty Mutual $2,970 $3,212 $2,440 $2,729 $10,439 $11,612 $3,173 $3,390
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,201 $2,081 $1,803 $1,911 $8,849 $9,914 $2,591 $2,782
State Farm $2,838 $2,838 $2,524 $2,524 $7,896 $9,955 $3,189 $3,640
Travelers $1,567 $1,594 $1,458 $1,455 $8,129 $12,705 $1,487 $1,731
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Evergreen, AL Car Insurance Rates for Teens

How much is Evergreen, Alabama car insurance for teens? Compare rates from top Evergreen car insurance companies below to help find the cheapest teen car insurance in Evergreen, AL.

Annual Car Insurance Rates for Teen Drivers in Evergreen, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,220 $6,680
Farmers $9,104 $9,371
GEICO $4,989 $4,895
Liberty Mutual $10,439 $11,612
Nationwide $4,418 $5,752
Progressive $8,849 $9,914
State Farm $7,896 $9,955
Travelers $8,129 $12,705
USAA $4,020 $4,464

Evergreen, AL Car Insurance Rates for Seniors

Before seniors buy Evergreen, Alabama car insurance, they should make sure to shop around. Some Evergreen, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Evergreen, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,738
Farmers $2,132 $2,258
GEICO $1,845 $1,875
Liberty Mutual $2,440 $2,729
Nationwide $1,577 $1,642
Progressive $1,803 $1,911
State Farm $2,524 $2,524
Travelers $1,458 $1,455
USAA $1,271 $1,252

Evergreen, AL Car Insurance Rates by Credit History

How does your credit history affect Evergreen, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Evergreen, Alabama

Insurance Company Poor Fair Good
Allstate $3,795 $2,960 $2,420
Farmers $4,661 $3,999 $3,790
GEICO $3,424 $2,443 $2,211
Liberty Mutual $7,164 $4,379 $3,443
Nationwide $3,171 $2,467 $2,229
Progressive $4,549 $3,882 $3,619
State Farm $7,166 $3,636 $2,475
Travelers $4,112 $3,560 $3,625
USAA $2,937 $1,908 $1,703

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Evergreen, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Evergreen, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Evergreen.

Annual Evergreen, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,076 $3,583 $2,942
Farmers $3,487 $4,510 $4,399 $4,204
GEICO $1,841 $2,923 $3,535 $2,471
Liberty Mutual $3,923 $5,443 $5,342 $5,275
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,639 $4,551 $3,883 $3,994
State Farm $4,042 $4,895 $4,383 $4,383
Travelers $3,138 $3,295 $4,803 $3,828
USAA $1,678 $2,102 $3,133 $1,816

Evergreen, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Evergreen, AL car insurance rates. Compare rates below to see which Evergreen car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Evergreen, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,583
Farmers $4,399
GEICO $3,535
Liberty Mutual $5,342
Nationwide $3,353
Progressive $3,883
State Farm $4,383
Travelers $4,803
USAA $3,133

Evergreen, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Evergreen, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Evergreen companies based on commute time.

Annual Car Insurance Rates by Commute Length in Evergreen, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,058 $3,058
Farmers $4,150 $4,150
GEICO $2,640 $2,745
Liberty Mutual $4,996 $4,996
Nationwide $2,623 $2,623
Progressive $4,017 $4,017
State Farm $4,320 $4,531
Travelers $3,766 $3,766
USAA $2,082 $2,282

Evergreen, AL Cheapest Car Insurance Rates

How do the top Evergreen, Alabama car insurance companies’ average rates stack up against the Evergreen average monthly car insurance rates of $295? Take a look and see.

Best Annual Car Insurance Rates by Company in Evergreen, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Evergreen, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Evergreen, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Evergreen, Alabama

Insurance Company Average Annual Rates
Allstate $3,058
Farmers $4,150
GEICO $2,693
Liberty Mutual $4,996
Nationwide $2,623
Progressive $4,017
State Farm $4,426
Travelers $3,766
USAA $2,182

Other Factors Affecting Evergreen, AL Car Insurance Rates

Before you buy Evergreen, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Evergreen, AL Commute Time

How does your Evergreen, AL commute time compare with the average driver? In Evergreen, the average commute is 21.1 minutes.

Evergreen, AL Car Insurance Quotes

Compare Evergreen, AL car insurance quotes from multiple companies by entering your ZIP code now.