Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Farmington for teen drivers is Nationwide
  • The cheapest car insurance company in Farmington after a DUI is State Farm
  • Average car insurance rates in Farmington, MO for senior drivers are $1,814/year

Average car insurance rates in Farmington, Missouri are $271 a month. But with a little research you can get a great deal from the top car insurance companies in Farmington, MO. Before you buy Farmington, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.

It may even be helpful to compare Farmington car insurance rates with St. Louis car insurance rates, Kansas City car insurance rates, or Springfield car insurance rates to make sure you’re getting the best Farmington, MO car insurance quotes available.

Need affordable Farmington, MO car insurance? Enter your ZIP code to compare Farmington car insurance quotes from multiple car insurance companies near you.

Farmington, MO Minimum Car Insurance Coverage

Farmington, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Farmington, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Farmington, MO Car Insurance Rates by Coverage Level

Some Farmington drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Farmington, Missouri car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Farmington, Missouri

Insurance Company Low Medium High
Allstate $3,566 $3,701 $3,860
American Family $3,230 $3,434 $3,323
Farmers $4,007 $4,246 $4,617
GEICO $2,569 $2,767 $2,912
Liberty Mutual $4,401 $4,686 $4,909
Nationwide $2,181 $2,347 $2,446
Progressive $2,902 $3,236 $3,550
State Farm $2,384 $2,562 $2,720
USAA $2,344 $2,446 $2,576

Farmington, MO Car Insurance Rates by Age, Gender, and Marital Status

Farmington, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Farmington, MO car insurance, get quotes from multiple car insurance companies in the Farmington area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Farmington, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,532 $2,439 $2,295 $2,365 $7,279 $7,899 $2,398 $2,465
American Family $2,178 $2,178 $1,940 $1,940 $5,940 $7,727 $2,178 $2,548
Farmers $2,343 $2,340 $2,090 $2,214 $9,749 $10,109 $2,674 $2,799
GEICO $1,801 $2,028 $1,405 $1,808 $5,662 $6,003 $1,641 $1,649
Liberty Mutual $2,762 $2,992 $2,269 $2,545 $9,827 $10,914 $2,910 $3,105
Nationwide $1,537 $1,567 $1,378 $1,456 $3,953 $5,051 $1,759 $1,899
Progressive $1,997 $1,863 $1,636 $1,682 $6,456 $7,261 $2,440 $2,499
State Farm $1,606 $1,606 $1,446 $1,446 $4,644 $5,833 $1,803 $2,059
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

Farmington, MO Car Insurance Rates for Teens

How much is Farmington, Missouri car insurance for teens? Compare rates from top Farmington car insurance companies below to help find the cheapest teen car insurance in Farmington, MO.

Annual Car Insurance Rates for Teen Drivers in Farmington, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,279 $7,899
American Family $5,940 $7,727
Farmers $9,749 $10,109
GEICO $5,662 $6,003
Liberty Mutual $9,827 $10,914
Nationwide $3,953 $5,051
Progressive $6,456 $7,261
State Farm $4,644 $5,833
USAA $4,499 $5,488

Farmington, MO Car Insurance Rates for Seniors

Before seniors buy Farmington, Missouri car insurance, they should make sure to shop around. Some Farmington, MO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Farmington, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,365
American Family $1,940 $1,940
Farmers $2,090 $2,214
GEICO $1,405 $1,808
Liberty Mutual $2,269 $2,545
Nationwide $1,378 $1,456
Progressive $1,636 $1,682
State Farm $1,446 $1,446
USAA $1,359 $1,379

Farmington, MO Car Insurance Rates by Credit History

How does your credit history affect Farmington, MO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Farmington, Missouri

Insurance Company Poor Fair Good
Allstate $5,103 $3,300 $2,724
American Family $4,349 $3,060 $2,577
Farmers $4,898 $4,086 $3,886
GEICO $3,795 $2,474 $1,979
Liberty Mutual $6,696 $4,088 $3,213
Nationwide $2,741 $2,266 $1,967
Progressive $3,738 $3,096 $2,854
State Farm $3,516 $2,282 $1,868
USAA $4,080 $1,912 $1,375

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Farmington, MO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Farmington, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Farmington.

Annual Farmington, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,161 $3,584 $4,495 $3,597
American Family $2,500 $3,591 $4,375 $2,849
Farmers $3,713 $4,614 $4,513 $4,319
GEICO $2,132 $2,777 $3,771 $2,318
Liberty Mutual $3,379 $4,871 $5,013 $5,399
Nationwide $1,821 $2,345 $3,139 $1,995
Progressive $2,807 $3,733 $3,103 $3,274
State Farm $2,346 $2,765 $2,555 $2,555
USAA $1,960 $2,389 $3,328 $2,146

Farmington, MO Car Insurance Rates With a DUI

Even a single DUI can increase your Farmington, MO car insurance rates. Compare rates below to see which Farmington car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Farmington, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,495
American Family $4,375
Farmers $4,513
GEICO $3,771
Liberty Mutual $5,013
Nationwide $3,139
Progressive $3,103
State Farm $2,555
USAA $3,328

Farmington, MO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Farmington, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Farmington companies based on commute time.

Annual Car Insurance Rates by Commute Length in Farmington, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,709 $3,709
American Family $3,296 $3,362
Farmers $4,290 $4,290
GEICO $2,698 $2,801
Liberty Mutual $4,665 $4,665
Nationwide $2,325 $2,325
Progressive $3,229 $3,229
State Farm $2,494 $2,617
USAA $2,367 $2,544

Farmington, MO Cheapest Car Insurance Rates

How do the top Farmington, Missouri car insurance companies’ average rates stack up against the Farmington average monthly car insurance rates of $271? Take a look and see.

Best Annual Car Insurance Rates by Company in Farmington, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Farmington, MO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Farmington, Missouri car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Farmington, Missouri

Insurance Company Average Annual Rates
Allstate $3,709
American Family $3,329
Farmers $4,290
GEICO $2,749
Liberty Mutual $4,665
Nationwide $2,325
Progressive $3,229
State Farm $2,555
USAA $2,456

Other Factors Affecting Farmington, MO Car Insurance Rates

Before you buy Farmington, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Farmington, MO Commute Time

How does your Farmington, MO commute time compare with the average driver? In Farmington, the average commute is 18.6 minutes.

Farmington, MO Traffic

Spending time in Farmington traffic can lead to higher car insurance rates. According to INRIX data, Farmington, MO ranks as the 898th-most congested with traffic in the world.

Farmington, MO Car Insurance Quotes

Compare Farmington, MO car insurance quotes from multiple companies by entering your ZIP code now.