Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Forsyth, MO are $276/month
  • The cheapest car insurance company in Forsyth for teen drivers is Nationwide
  • The cheapest car insurance company in Forsyth after a DUI is State Farm

Average car insurance rates in Forsyth, Missouri are $276 a month. But with a little research you can get a great deal from the top car insurance companies in Forsyth, MO. Before you buy Forsyth, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.

It may even be helpful to compare Forsyth car insurance rates with Blue Springs car insurance rates, St. Louis car insurance rates, or Columbia car insurance rates to make sure you’re getting the best Forsyth, MO car insurance quotes available.

Need affordable Forsyth, MO car insurance? Enter your ZIP code to compare Forsyth car insurance quotes from multiple car insurance companies near you.

Forsyth, MO Minimum Car Insurance Coverage

Forsyth, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Forsyth, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Forsyth, MO Car Insurance Rates by Coverage Level

Some Forsyth drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Forsyth, Missouri car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Forsyth, Missouri

Insurance Company Low Medium High
Allstate $3,916 $4,066 $4,243
American Family $3,347 $3,567 $3,460
Farmers $4,038 $4,279 $4,651
GEICO $2,655 $2,854 $2,993
Liberty Mutual $4,306 $4,576 $4,780
Nationwide $2,120 $2,283 $2,378
Progressive $2,840 $3,175 $3,489
State Farm $2,654 $2,855 $3,024
USAA $2,204 $2,301 $2,423

Forsyth, MO Car Insurance Rates by Age, Gender, and Marital Status

Forsyth, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Forsyth, MO car insurance, get quotes from multiple car insurance companies in the Forsyth area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Forsyth, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,698 $2,526 $2,605 $7,952 $8,623 $2,660 $2,739
American Family $2,243 $2,243 $2,000 $2,000 $6,230 $8,088 $2,243 $2,616
Farmers $2,360 $2,352 $2,105 $2,232 $9,844 $10,187 $2,693 $2,812
GEICO $1,849 $2,083 $1,431 $1,845 $5,862 $6,224 $1,683 $1,698
Liberty Mutual $2,719 $2,945 $2,238 $2,507 $9,526 $10,572 $2,866 $3,058
Nationwide $1,490 $1,518 $1,337 $1,411 $3,857 $4,921 $1,708 $1,842
Progressive $1,927 $1,782 $1,577 $1,624 $6,441 $7,233 $2,349 $2,411
State Farm $1,764 $1,764 $1,588 $1,588 $5,221 $6,567 $1,987 $2,275
USAA $1,433 $1,425 $1,288 $1,317 $4,154 $5,080 $1,787 $1,992

Forsyth, MO Car Insurance Rates for Teens

How much is Forsyth, Missouri car insurance for teens? Compare rates from top Forsyth car insurance companies below to help find the cheapest teen car insurance in Forsyth, MO.

Annual Car Insurance Rates for Teen Drivers in Forsyth, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $8,623
American Family $6,230 $8,088
Farmers $9,844 $10,187
GEICO $5,862 $6,224
Liberty Mutual $9,526 $10,572
Nationwide $3,857 $4,921
Progressive $6,441 $7,233
State Farm $5,221 $6,567
USAA $4,154 $5,080

Forsyth, MO Car Insurance Rates for Seniors

Before seniors buy Forsyth, Missouri car insurance, they should make sure to shop around. Some Forsyth, MO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Forsyth, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,526 $2,605
American Family $2,000 $2,000
Farmers $2,105 $2,232
GEICO $1,431 $1,845
Liberty Mutual $2,238 $2,507
Nationwide $1,337 $1,411
Progressive $1,577 $1,624
State Farm $1,588 $1,588
USAA $1,288 $1,317

Forsyth, MO Car Insurance Rates by Credit History

How does your credit history affect Forsyth, MO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Forsyth, Missouri

Insurance Company Poor Fair Good
Allstate $5,619 $3,619 $2,986
American Family $4,518 $3,179 $2,678
Farmers $4,935 $4,118 $3,916
GEICO $3,913 $2,550 $2,040
Liberty Mutual $6,535 $3,989 $3,137
Nationwide $2,662 $2,205 $1,915
Progressive $3,665 $3,037 $2,802
State Farm $3,942 $2,531 $2,059
USAA $3,840 $1,796 $1,291

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Forsyth, MO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Forsyth, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Forsyth.

Annual Forsyth, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,480 $3,940 $4,926 $3,953
American Family $2,572 $3,725 $4,588 $2,947
Farmers $3,735 $4,653 $4,550 $4,354
GEICO $2,192 $2,865 $3,893 $2,386
Liberty Mutual $3,302 $4,751 $4,895 $5,267
Nationwide $1,765 $2,280 $3,060 $1,937
Progressive $2,728 $3,692 $3,036 $3,216
State Farm $2,605 $3,083 $2,844 $2,844
USAA $1,870 $2,251 $3,082 $2,035

Forsyth, MO Car Insurance Rates With a DUI

Even a single DUI can increase your Forsyth, MO car insurance rates. Compare rates below to see which Forsyth car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Forsyth, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,926
American Family $4,588
Farmers $4,550
GEICO $3,893
Liberty Mutual $4,895
Nationwide $3,060
Progressive $3,036
State Farm $2,844
USAA $3,082

Forsyth, MO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Forsyth, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Forsyth companies based on commute time.

Annual Car Insurance Rates by Commute Length in Forsyth, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,075 $4,075
American Family $3,424 $3,492
Farmers $4,323 $4,323
GEICO $2,781 $2,887
Liberty Mutual $4,554 $4,554
Nationwide $2,260 $2,260
Progressive $3,168 $3,168
State Farm $2,774 $2,914
USAA $2,224 $2,394

Forsyth, MO Cheapest Car Insurance Rates

How do the top Forsyth, Missouri car insurance companies’ average rates stack up against the Forsyth average monthly car insurance rates of $276? Take a look and see.

Best Annual Car Insurance Rates by Company in Forsyth, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Forsyth, MO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Forsyth, Missouri car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Forsyth, Missouri

Insurance Company Average Annual Rates
Allstate $4,075
American Family $3,458
Farmers $4,323
GEICO $2,834
Liberty Mutual $4,554
Nationwide $2,260
Progressive $3,168
State Farm $2,844
USAA $2,309

Other Factors Affecting Forsyth, MO Car Insurance Rates

Before you buy Forsyth, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Forsyth, MO Commute Time

How does your Forsyth, MO commute time compare with the average driver? In Forsyth, the average commute is 27.9 minutes.

Forsyth, MO Car Insurance Quotes

Compare Forsyth, MO car insurance quotes from multiple companies by entering your ZIP code now.