Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The annual number of car thefts in Gonzales is 24.
  • The cheapest car insurance company in Gonzales after a DUI is State Farm
  • The cheapest car insurance company in Gonzales for teen drivers is USAA

Average car insurance rates in Gonzales, Louisiana are $530 a month. But with a little research you can get a great deal from the top car insurance companies in Gonzales, LA. Before you buy Gonzales, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Gonzales car insurance rates with Monroe car insurance rates, Kenner car insurance rates, or New Orleans car insurance rates to make sure you’re getting the best Gonzales, LA car insurance quotes available.

Need affordable Gonzales, LA car insurance? Enter your ZIP code to compare Gonzales car insurance quotes from multiple car insurance companies near you.

Gonzales, LA Minimum Car Insurance Coverage

Gonzales, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Gonzales, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Gonzales, LA Car Insurance Rates by Coverage Level

Some Gonzales drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Gonzales, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Gonzales, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,742 $7,092 $8,351
Progressive $6,793 $8,259 $9,960
State Farm $4,392 $5,118 $5,881
USAA $3,865 $4,554 $5,025

Gonzales, LA Car Insurance Rates by Age, Gender, and Marital Status

Gonzales, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gonzales, LA car insurance, get quotes from multiple car insurance companies in the Gonzales area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gonzales, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,942 $4,547 $4,790 $5,870 $14,626 $15,321 $3,784 $3,612
Progressive $4,599 $4,264 $3,865 $4,195 $18,620 $20,651 $5,223 $5,280
State Farm $3,135 $3,135 $2,902 $2,902 $9,555 $11,970 $3,506 $3,939
USAA $2,777 $2,731 $2,721 $2,694 $8,226 $9,618 $3,387 $3,697

Gonzales, LA Car Insurance Rates for Teens

How much is Gonzales, Louisiana car insurance for teens? Compare rates from top Gonzales car insurance companies below to help find the cheapest teen car insurance in Gonzales, LA.

Annual Car Insurance Rates for Teen Drivers in Gonzales, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,626 $15,321
Progressive $18,620 $20,651
State Farm $9,555 $11,970
USAA $8,226 $9,618

Gonzales, LA Car Insurance Rates for Seniors

Before seniors buy Gonzales, Louisiana car insurance, they should make sure to shop around. Some Gonzales, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Gonzales, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,790 $5,870
Progressive $3,865 $4,195
State Farm $2,902 $2,902
USAA $2,721 $2,694

Gonzales, LA Car Insurance Rates by Credit History

How does your credit history affect Gonzales, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Gonzales, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,404 $7,290 $5,491
Progressive $9,393 $8,086 $7,533
State Farm $7,118 $4,578 $3,696
USAA $6,182 $3,956 $3,306

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Gonzales, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Gonzales, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gonzales.

Annual Gonzales, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,771 $7,747 $9,606 $6,123
Progressive $6,934 $9,349 $8,956 $8,110
State Farm $4,683 $5,578 $5,131 $5,131
USAA $3,427 $4,751 $5,657 $4,090

Gonzales, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Gonzales, LA car insurance rates. Compare rates below to see which Gonzales car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Gonzales, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,318
GEICO $9,606
Progressive $8,956
State Farm $5,131
USAA $5,657

Gonzales, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Gonzales, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Gonzales companies based on commute time.

Annual Car Insurance Rates by Commute Length in Gonzales, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,929 $7,194
Progressive $8,337 $8,337
State Farm $4,998 $5,264
USAA $4,341 $4,621

Gonzales, LA Cheapest Car Insurance Rates

How do the top Gonzales, Louisiana car insurance companies’ average rates stack up against the Gonzales average monthly car insurance rates of $530? Take a look and see.

Best Annual Car Insurance Rates by Company in Gonzales, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Gonzales, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Gonzales, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Gonzales, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $7,062
Progressive $8,337
State Farm $5,131
USAA $4,481

Other Factors Affecting Gonzales, LA Car Insurance Rates

Before you buy Gonzales, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Gonzales, LA Car Theft Rates

The car theft rate in Gonzales, LA will affect your car insurance rates. FBI data shows that the annual car theft rate for Gonzales, Louisiana is 24 stolen cars.

Gonzales, LA Commute Time

How does your Gonzales, LA commute time compare with the average driver? In Gonzales, the average commute is 26.7 minutes.

Gonzales, LA Car Insurance Quotes

Compare Gonzales, LA car insurance quotes from multiple companies by entering your ZIP code now.