Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Grand Isle after a DUI is State Farm
  • Average car insurance rates in Grand Isle, LA are $497/month
  • Average car insurance rates in Grand Isle, LA for senior drivers are $3,704/year

Average car insurance rates in Grand Isle, Louisiana are $497 a month. But with a little research you can get a great deal from the top car insurance companies in Grand Isle, LA. Before you buy Grand Isle, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Grand Isle car insurance rates with Bossier City car insurance rates, Lake Charles car insurance rates, or Lafayette car insurance rates to make sure you’re getting the best Grand Isle, LA car insurance quotes available.

Need affordable Grand Isle, LA car insurance? Enter your ZIP code to compare Grand Isle car insurance quotes from multiple car insurance companies near you.

Grand Isle, LA Minimum Car Insurance Coverage

Grand Isle, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Grand Isle, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Grand Isle, LA Car Insurance Rates by Coverage Level

Some Grand Isle drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Grand Isle, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Grand Isle, Louisiana

Insurance Company Low Medium High
Allstate $4,458 $5,272 $5,796
GEICO $5,752 $7,123 $8,426
Progressive $6,754 $8,027 $9,504
State Farm $3,968 $4,570 $5,209
USAA $4,177 $4,950 $5,482

Grand Isle, LA Car Insurance Rates by Age, Gender, and Marital Status

Grand Isle, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Grand Isle, LA car insurance, get quotes from multiple car insurance companies in the Grand Isle area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Isle, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,674 $3,674 $3,802 $3,802 $7,983 $10,034 $4,051 $4,383
GEICO $3,937 $4,559 $4,746 $5,861 $14,764 $15,492 $3,796 $3,647
Progressive $4,431 $4,121 $3,718 $4,022 $18,106 $20,114 $5,066 $5,184
State Farm $2,877 $2,877 $2,638 $2,638 $8,358 $10,485 $3,202 $3,586
USAA $2,986 $2,938 $2,918 $2,894 $8,995 $10,531 $3,671 $4,024

Grand Isle, LA Car Insurance Rates for Teens

How much is Grand Isle, Louisiana car insurance for teens? Compare rates from top Grand Isle car insurance companies below to help find the cheapest teen car insurance in Grand Isle, LA.

Annual Car Insurance Rates for Teen Drivers in Grand Isle, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,983 $10,034
GEICO $14,764 $15,492
Progressive $18,106 $20,114
State Farm $8,358 $10,485
USAA $8,995 $10,531

Grand Isle, LA Car Insurance Rates for Seniors

Before seniors buy Grand Isle, Louisiana car insurance, they should make sure to shop around. Some Grand Isle, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Grand Isle, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,802 $3,802
GEICO $4,746 $5,861
Progressive $3,718 $4,022
State Farm $2,638 $2,638
USAA $2,918 $2,894

Grand Isle, LA Car Insurance Rates by Credit History

How does your credit history affect Grand Isle, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Grand Isle, Louisiana

Insurance Company Poor Fair Good
Allstate $6,767 $4,672 $4,087
GEICO $8,450 $7,330 $5,521
Progressive $9,122 $7,849 $7,314
State Farm $6,342 $4,093 $3,312
USAA $6,720 $4,299 $3,591

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Grand Isle, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Grand Isle, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Grand Isle.

Annual Grand Isle, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,090 $6,236 $5,568 $4,808
GEICO $4,812 $7,778 $9,641 $6,170
Progressive $6,731 $9,084 $8,689 $7,876
State Farm $4,210 $4,955 $4,583 $4,583
USAA $3,714 $5,171 $6,157 $4,437

Grand Isle, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Grand Isle, LA car insurance rates. Compare rates below to see which Grand Isle car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Grand Isle, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,568
GEICO $9,641
Progressive $8,689
State Farm $4,583
USAA $6,157

Grand Isle, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Grand Isle, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Grand Isle companies based on commute time.

Annual Car Insurance Rates by Commute Length in Grand Isle, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,175 $5,175
GEICO $6,957 $7,244
Progressive $8,095 $8,095
State Farm $4,466 $4,699
USAA $4,717 $5,023

Grand Isle, LA Cheapest Car Insurance Rates

How do the top Grand Isle, Louisiana car insurance companies’ average rates stack up against the Grand Isle average monthly car insurance rates of $497? Take a look and see.

Best Annual Car Insurance Rates by Company in Grand Isle, Louisiana

Category Insurance Company
Teenagers Allstate
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Grand Isle, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Grand Isle, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Grand Isle, Louisiana

Insurance Company Average Annual Rates
Allstate $5,175
GEICO $7,100
Progressive $8,095
State Farm $4,583
USAA $4,870

Other Factors Affecting Grand Isle, LA Car Insurance Rates

Before you buy Grand Isle, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Grand Isle, LA Commute Time

How does your Grand Isle, LA commute time compare with the average driver? In Grand Isle, the average commute is 24.7 minutes.

Grand Isle, LA Car Insurance Quotes

Compare Grand Isle, LA car insurance quotes from multiple companies by entering your ZIP code now.