Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Guin after a DUI is USAA
  • The annual number of car thefts in Guin is 7.
  • Average car insurance rates in Guin, AL for senior drivers are $1,836/year

Average car insurance rates in Guin, Alabama are $285 a month. But with a little research you can get a great deal from the top car insurance companies in Guin, AL. Before you buy Guin, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Guin car insurance rates with Hoover car insurance rates, Birmingham car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Guin, AL car insurance quotes available.

Need affordable Guin, AL car insurance? Enter your ZIP code to compare Guin car insurance quotes from multiple car insurance companies near you.

Guin, AL Minimum Car Insurance Coverage

Guin, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Guin, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Guin, AL Car Insurance Rates by Coverage Level

Some Guin drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Guin, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Guin, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,763 $3,899 $4,152
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,689 $4,879 $5,134
Nationwide $2,497 $2,467 $2,519
Progressive $3,733 $4,067 $4,458
State Farm $3,978 $4,163 $4,369
Travelers $3,224 $3,444 $3,462
USAA $1,967 $2,027 $2,117

Guin, AL Car Insurance Rates by Age, Gender, and Marital Status

Guin, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Guin, AL car insurance, get quotes from multiple car insurance companies in the Guin area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guin, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,302 $2,286 $2,062 $2,174 $8,518 $8,774 $2,628 $2,760
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,916 $3,154 $2,397 $2,681 $10,233 $11,382 $3,115 $3,327
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,263 $2,147 $1,852 $1,961 $8,929 $10,010 $2,666 $2,861
State Farm $2,654 $2,654 $2,363 $2,363 $7,492 $9,424 $2,986 $3,427
Travelers $1,405 $1,428 $1,312 $1,309 $7,286 $11,395 $1,335 $1,544
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Guin, AL Car Insurance Rates for Teens

How much is Guin, Alabama car insurance for teens? Compare rates from top Guin car insurance companies below to help find the cheapest teen car insurance in Guin, AL.

Annual Car Insurance Rates for Teen Drivers in Guin, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $8,518 $8,774
GEICO $4,918 $4,831
Liberty Mutual $10,233 $11,382
Nationwide $4,197 $5,450
Progressive $8,929 $10,010
State Farm $7,492 $9,424
Travelers $7,286 $11,395
USAA $3,761 $4,171

Guin, AL Car Insurance Rates for Seniors

Before seniors buy Guin, Alabama car insurance, they should make sure to shop around. Some Guin, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Guin, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,062 $2,174
GEICO $1,804 $1,850
Liberty Mutual $2,397 $2,681
Nationwide $1,507 $1,567
Progressive $1,852 $1,961
State Farm $2,363 $2,363
Travelers $1,312 $1,309
USAA $1,187 $1,164

Guin, AL Car Insurance Rates by Credit History

How does your credit history affect Guin, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Guin, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,419 $3,796 $3,599
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,027 $4,296 $3,379
Nationwide $3,015 $2,347 $2,121
Progressive $4,640 $3,946 $3,673
State Farm $6,758 $3,424 $2,329
Travelers $3,686 $3,193 $3,251
USAA $2,744 $1,780 $1,588

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Guin, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Guin, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Guin.

Annual Guin, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,316 $4,275 $4,168 $3,994
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,849 $5,339 $5,240 $5,174
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,709 $4,622 $3,940 $4,073
State Farm $3,801 $4,622 $4,129 $4,129
Travelers $2,815 $2,956 $4,305 $3,430
USAA $1,568 $1,965 $2,921 $1,696

Guin, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Guin, AL car insurance rates. Compare rates below to see which Guin car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Guin, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,700
Farmers $4,168
GEICO $3,504
Liberty Mutual $5,240
Nationwide $3,181
Progressive $3,940
State Farm $4,129
Travelers $4,305
USAA $2,921

Guin, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Guin, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Guin companies based on commute time.

Annual Car Insurance Rates by Commute Length in Guin, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $3,938 $3,938
GEICO $2,587 $2,686
Liberty Mutual $4,901 $4,901
Nationwide $2,494 $2,494
Progressive $4,086 $4,086
State Farm $4,072 $4,268
Travelers $3,377 $3,377
USAA $1,944 $2,130

Guin, AL Cheapest Car Insurance Rates

How do the top Guin, Alabama car insurance companies’ average rates stack up against the Guin average monthly car insurance rates of $285? Take a look and see.

Best Annual Car Insurance Rates by Company in Guin, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Guin, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Guin, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Guin, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $3,938
GEICO $2,637
Liberty Mutual $4,901
Nationwide $2,494
Progressive $4,086
State Farm $4,170
Travelers $3,377
USAA $2,037

Other Factors Affecting Guin, AL Car Insurance Rates

Before you buy Guin, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Guin, AL Car Theft Rates

The car theft rate in Guin, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Guin, Alabama is 7 stolen cars.

Guin, AL Commute Time

How does your Guin, AL commute time compare with the average driver? In Guin, the average commute is 24.3 minutes.

Guin, AL Traffic

Spending time in Guin traffic can lead to higher car insurance rates. According to INRIX data, Guin, AL ranks as the 777th-most congested with traffic in the world.

Guin, AL Car Insurance Quotes

Compare Guin, AL car insurance quotes from multiple companies by entering your ZIP code now.