Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Gurley for teen drivers is USAA
  • Average car insurance rates in Gurley, AL for senior drivers are $1,960/year
  • Average car insurance rates in Gurley, AL are $311/month

Average car insurance rates in Gurley, Alabama are $311 a month. But with a little research you can get a great deal from the top car insurance companies in Gurley, AL. Before you buy Gurley, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Gurley car insurance rates with Mobile car insurance rates, Birmingham car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Gurley, AL car insurance quotes available.

Need affordable Gurley, AL car insurance? Enter your ZIP code to compare Gurley car insurance quotes from multiple car insurance companies near you.

Gurley, AL Minimum Car Insurance Coverage

Gurley, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Gurley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Gurley, AL Car Insurance Rates by Coverage Level

Some Gurley drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Gurley, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Gurley, Alabama

Insurance Company Low Medium High
Allstate $3,477 $3,592 $3,725
Farmers $3,901 $4,088 $4,443
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,712 $4,912 $5,180
Nationwide $2,626 $2,617 $2,677
Progressive $4,354 $4,800 $5,324
State Farm $5,007 $5,303 $5,616
Travelers $3,246 $3,490 $3,531
USAA $2,022 $2,089 $2,190

Gurley, AL Car Insurance Rates by Age, Gender, and Marital Status

Gurley, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gurley, AL car insurance, get quotes from multiple car insurance companies in the Gurley area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gurley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,158 $2,056 $1,952 $1,990 $7,579 $8,154 $2,419 $2,475
Farmers $2,340 $2,318 $2,088 $2,225 $9,254 $9,512 $2,660 $2,754
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,854 $3,078 $2,345 $2,618 $10,584 $11,753 $3,029 $3,215
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,584 $2,416 $2,117 $2,268 $10,852 $12,104 $3,029 $3,236
State Farm $3,188 $3,188 $2,906 $2,906 $10,001 $12,486 $3,609 $4,184
Travelers $1,378 $1,398 $1,298 $1,294 $7,465 $11,754 $1,307 $1,483
USAA $1,303 $1,315 $1,218 $1,187 $3,927 $4,342 $1,691 $1,820

Gurley, AL Car Insurance Rates for Teens

How much is Gurley, Alabama car insurance for teens? Compare rates from top Gurley car insurance companies below to help find the cheapest teen car insurance in Gurley, AL.

Annual Car Insurance Rates for Teen Drivers in Gurley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,579 $8,154
Farmers $9,254 $9,512
GEICO $4,963 $4,863
Liberty Mutual $10,584 $11,753
Nationwide $4,565 $5,863
Progressive $10,852 $12,104
State Farm $10,001 $12,486
Travelers $7,465 $11,754
USAA $3,927 $4,342

Gurley, AL Car Insurance Rates for Seniors

Before seniors buy Gurley, Alabama car insurance, they should make sure to shop around. Some Gurley, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Gurley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $1,990
Farmers $2,088 $2,225
GEICO $1,810 $1,872
Liberty Mutual $2,345 $2,618
Nationwide $1,570 $1,622
Progressive $2,117 $2,268
State Farm $2,906 $2,906
Travelers $1,298 $1,294
USAA $1,218 $1,187

Gurley, AL Car Insurance Rates by Credit History

How does your credit history affect Gurley, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Gurley, Alabama

Insurance Company Poor Fair Good
Allstate $4,439 $3,496 $2,858
Farmers $4,639 $4,002 $3,791
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,050 $4,343 $3,409
Nationwide $3,185 $2,486 $2,250
Progressive $5,433 $4,673 $4,372
State Farm $8,610 $4,357 $2,959
Travelers $3,729 $3,238 $3,300
USAA $2,815 $1,841 $1,645

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Gurley, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Gurley, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gurley.

Annual Gurley, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,054 $3,604 $4,279 $3,454
Farmers $3,481 $4,517 $4,406 $4,170
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,867 $5,397 $5,261 $5,212
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $4,360 $5,498 $4,666 $4,779
State Farm $4,767 $5,970 $5,248 $5,248
Travelers $2,851 $2,991 $4,381 $3,466
USAA $1,616 $2,033 $3,006 $1,747

Gurley, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Gurley, AL car insurance rates. Compare rates below to see which Gurley car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Gurley, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,279
Farmers $4,406
GEICO $3,548
Liberty Mutual $5,261
Nationwide $3,356
Progressive $4,666
State Farm $5,248
Travelers $4,381
USAA $3,006

Gurley, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Gurley, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Gurley companies based on commute time.

Annual Car Insurance Rates by Commute Length in Gurley, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,598 $3,598
Farmers $4,144 $4,144
GEICO $2,591 $2,683
Liberty Mutual $4,934 $4,934
Nationwide $2,640 $2,640
Progressive $4,826 $4,826
State Farm $5,180 $5,437
Travelers $3,422 $3,422
USAA $2,004 $2,196

Gurley, AL Cheapest Car Insurance Rates

How do the top Gurley, Alabama car insurance companies’ average rates stack up against the Gurley average monthly car insurance rates of $311? Take a look and see.

Best Annual Car Insurance Rates by Company in Gurley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Gurley, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Gurley, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Gurley, Alabama

Insurance Company Average Annual Rates
Allstate $3,598
Farmers $4,144
GEICO $2,637
Liberty Mutual $4,934
Nationwide $2,640
Progressive $4,826
State Farm $5,308
Travelers $3,422
USAA $2,100

Other Factors Affecting Gurley, AL Car Insurance Rates

Before you buy Gurley, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Gurley, AL Commute Time

How does your Gurley, AL commute time compare with the average driver? In Gurley, the average commute is 29.2 minutes.

Gurley, AL Car Insurance Quotes

Compare Gurley, AL car insurance quotes from multiple companies by entering your ZIP code now.