Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The annual number of car thefts in Hanceville is 11.
  • Average car insurance rates in Hanceville, AL for senior drivers are $1,971/year
  • The cheapest car insurance company in Hanceville after a DUI is USAA

Average car insurance rates in Hanceville, Alabama are $310 a month. But with a little research you can get a great deal from the top car insurance companies in Hanceville, AL. Before you buy Hanceville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Hanceville car insurance rates with Montgomery car insurance rates, Tuscaloosa car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Hanceville, AL car insurance quotes available.

Need affordable Hanceville, AL car insurance? Enter your ZIP code to compare Hanceville car insurance quotes from multiple car insurance companies near you.

Hanceville, AL Minimum Car Insurance Coverage

Hanceville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hanceville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Hanceville, AL Car Insurance Rates by Coverage Level

Some Hanceville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Hanceville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hanceville, Alabama

Insurance Company Low Medium High
Allstate $3,215 $3,312 $3,425
Farmers $4,007 $4,181 $4,512
GEICO $2,875 $3,092 $3,349
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,600 $2,597 $2,660
Progressive $3,955 $4,385 $4,891
State Farm $4,568 $4,825 $5,103
Travelers $3,235 $3,487 $3,534
USAA $2,084 $2,147 $2,244

Hanceville, AL Car Insurance Rates by Age, Gender, and Marital Status

Hanceville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hanceville, AL car insurance, get quotes from multiple car insurance companies in the Hanceville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hanceville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,005 $1,912 $1,811 $1,846 $6,943 $7,466 $2,251 $2,306
Farmers $2,419 $2,399 $2,161 $2,294 $9,349 $9,617 $2,758 $2,874
GEICO $2,214 $2,204 $2,102 $2,167 $5,867 $5,781 $2,333 $2,175
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,711 $1,732 $1,561 $1,615 $4,509 $5,801 $1,899 $2,121
Progressive $2,395 $2,243 $1,962 $2,101 $9,839 $10,972 $2,799 $2,972
State Farm $2,931 $2,931 $2,662 $2,662 $9,034 $11,281 $3,315 $3,841
Travelers $1,384 $1,406 $1,299 $1,297 $7,426 $11,727 $1,313 $1,499
USAA $1,337 $1,357 $1,247 $1,220 $4,019 $4,457 $1,747 $1,883

Hanceville, AL Car Insurance Rates for Teens

How much is Hanceville, Alabama car insurance for teens? Compare rates from top Hanceville car insurance companies below to help find the cheapest teen car insurance in Hanceville, AL.

Annual Car Insurance Rates for Teen Drivers in Hanceville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,943 $7,466
Farmers $9,349 $9,617
GEICO $5,867 $5,781
Liberty Mutual $11,526 $12,810
Nationwide $4,509 $5,801
Progressive $9,839 $10,972
State Farm $9,034 $11,281
Travelers $7,426 $11,727
USAA $4,019 $4,457

Hanceville, AL Car Insurance Rates for Seniors

Before seniors buy Hanceville, Alabama car insurance, they should make sure to shop around. Some Hanceville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hanceville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,811 $1,846
Farmers $2,161 $2,294
GEICO $2,102 $2,167
Liberty Mutual $2,581 $2,883
Nationwide $1,561 $1,615
Progressive $1,962 $2,101
State Farm $2,662 $2,662
Travelers $1,299 $1,297
USAA $1,247 $1,220

Hanceville, AL Car Insurance Rates by Credit History

How does your credit history affect Hanceville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hanceville, Alabama

Insurance Company Poor Fair Good
Allstate $4,098 $3,220 $2,634
Farmers $4,746 $4,085 $3,870
GEICO $3,952 $2,817 $2,547
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,158 $2,466 $2,232
Progressive $4,977 $4,268 $3,986
State Farm $7,831 $3,968 $2,698
Travelers $3,727 $3,234 $3,296
USAA $2,904 $1,887 $1,684

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Hanceville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hanceville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hanceville.

Annual Hanceville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,821 $3,321 $3,940 $3,187
Farmers $3,558 $4,607 $4,494 $4,276
GEICO $2,087 $3,376 $4,174 $2,784
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,293 $2,293 $3,331 $2,558
Progressive $3,985 $5,010 $4,274 $4,372
State Farm $4,350 $5,422 $4,779 $4,779
Travelers $2,851 $2,991 $4,368 $3,465
USAA $1,659 $2,084 $3,096 $1,794

Hanceville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Hanceville, AL car insurance rates. Compare rates below to see which Hanceville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hanceville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,940
Farmers $4,494
GEICO $4,174
Liberty Mutual $5,781
Nationwide $3,331
Progressive $4,274
State Farm $4,779
Travelers $4,368
USAA $3,096

Hanceville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hanceville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Hanceville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hanceville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,317
Farmers $4,234 $4,234
GEICO $3,051 $3,159
Liberty Mutual $5,415 $5,415
Nationwide $2,619 $2,619
Progressive $4,410 $4,410
State Farm $4,717 $4,948
Travelers $3,419 $3,419
USAA $2,060 $2,257

Hanceville, AL Cheapest Car Insurance Rates

How do the top Hanceville, Alabama car insurance companies’ average rates stack up against the Hanceville average monthly car insurance rates of $310? Take a look and see.

Best Annual Car Insurance Rates by Company in Hanceville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Hanceville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hanceville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hanceville, Alabama

Insurance Company Average Annual Rates
Allstate $3,317
Farmers $4,234
GEICO $3,105
Liberty Mutual $5,415
Nationwide $2,619
Progressive $4,410
State Farm $4,832
Travelers $3,419
USAA $2,158

Other Factors Affecting Hanceville, AL Car Insurance Rates

Before you buy Hanceville, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hanceville, AL Car Theft Rates

The car theft rate in Hanceville, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Hanceville, Alabama is 11 stolen cars.

Hanceville, AL Commute Time

How does your Hanceville, AL commute time compare with the average driver? In Hanceville, the average commute is 28.9 minutes.

Hanceville, AL Car Insurance Quotes

Compare Hanceville, AL car insurance quotes from multiple companies by entering your ZIP code now.