Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Heflin, AL for senior drivers are $1,892/year
  • The cheapest car insurance company in Heflin after a DUI is USAA
  • Average car insurance rates in Heflin, AL are $297/month

Average car insurance rates in Heflin, Alabama are $297 a month. But with a little research you can get a great deal from the top car insurance companies in Heflin, AL. Before you buy Heflin, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Heflin car insurance rates with Huntsville car insurance rates, Montgomery car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Heflin, AL car insurance quotes available.

Need affordable Heflin, AL car insurance? Enter your ZIP code to compare Heflin car insurance quotes from multiple car insurance companies near you.

Heflin, AL Minimum Car Insurance Coverage

Heflin, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Heflin, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Heflin, AL Car Insurance Rates by Coverage Level

Some Heflin drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Heflin, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Heflin, Alabama

Insurance Company Low Medium High
Allstate $2,984 $3,098 $3,230
Farmers $3,711 $3,880 $4,204
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,958 $5,167 $5,450
Nationwide $2,607 $2,586 $2,642
Progressive $3,703 $4,104 $4,567
State Farm $4,225 $4,452 $4,696
Travelers $3,535 $3,797 $3,835
USAA $1,968 $2,030 $2,124

Heflin, AL Car Insurance Rates by Age, Gender, and Marital Status

Heflin, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Heflin, AL car insurance, get quotes from multiple car insurance companies in the Heflin area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heflin, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,887 $1,801 $1,710 $1,742 $6,478 $6,952 $2,109 $2,153
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,058 $3,307 $2,509 $2,808 $10,937 $12,167 $3,264 $3,485
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,231 $2,094 $1,828 $1,950 $9,203 $10,284 $2,614 $2,794
State Farm $2,744 $2,744 $2,476 $2,476 $8,233 $10,311 $3,099 $3,576
Travelers $1,515 $1,540 $1,417 $1,414 $8,075 $12,728 $1,435 $1,653
USAA $1,277 $1,300 $1,192 $1,171 $3,758 $4,170 $1,661 $1,797

Heflin, AL Car Insurance Rates for Teens

How much is Heflin, Alabama car insurance for teens? Compare rates from top Heflin car insurance companies below to help find the cheapest teen car insurance in Heflin, AL.

Annual Car Insurance Rates for Teen Drivers in Heflin, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,478 $6,952
Farmers $8,684 $8,935
GEICO $5,489 $5,415
Liberty Mutual $10,937 $12,167
Nationwide $4,446 $5,755
Progressive $9,203 $10,284
State Farm $8,233 $10,311
Travelers $8,075 $12,728
USAA $3,758 $4,170

Heflin, AL Car Insurance Rates for Seniors

Before seniors buy Heflin, Alabama car insurance, they should make sure to shop around. Some Heflin, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Heflin, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,742
Farmers $2,009 $2,134
GEICO $1,997 $2,040
Liberty Mutual $2,509 $2,808
Nationwide $1,564 $1,624
Progressive $1,828 $1,950
State Farm $2,476 $2,476
Travelers $1,417 $1,414
USAA $1,192 $1,171

Heflin, AL Car Insurance Rates by Credit History

How does your credit history affect Heflin, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Heflin, Alabama

Insurance Company Poor Fair Good
Allstate $3,839 $3,011 $2,462
Farmers $4,409 $3,792 $3,594
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,444 $4,554 $3,577
Nationwide $3,155 $2,458 $2,223
Progressive $4,654 $3,992 $3,729
State Farm $7,228 $3,659 $2,486
Travelers $4,060 $3,520 $3,587
USAA $2,745 $1,784 $1,593

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Heflin, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Heflin, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Heflin.

Annual Heflin, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,113 $3,674 $2,982
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,074 $5,662 $5,548 $5,483
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,726 $4,685 $3,999 $4,088
State Farm $4,028 $4,982 $4,410 $4,410
Travelers $3,102 $3,256 $4,754 $3,777
USAA $1,571 $1,968 $2,925 $1,699

Heflin, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Heflin, AL car insurance rates. Compare rates below to see which Heflin car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Heflin, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,674
Farmers $4,175
GEICO $3,902
Liberty Mutual $5,548
Nationwide $3,331
Progressive $3,999
State Farm $4,410
Travelers $4,754
USAA $2,925

Heflin, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Heflin, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Heflin companies based on commute time.

Annual Car Insurance Rates by Commute Length in Heflin, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,104 $3,104
Farmers $3,932 $3,932
GEICO $2,886 $2,996
Liberty Mutual $5,192 $5,192
Nationwide $2,612 $2,612
Progressive $4,125 $4,125
State Farm $4,351 $4,564
Travelers $3,722 $3,722
USAA $1,947 $2,134

Heflin, AL Cheapest Car Insurance Rates

How do the top Heflin, Alabama car insurance companies’ average rates stack up against the Heflin average monthly car insurance rates of $297? Take a look and see.

Best Annual Car Insurance Rates by Company in Heflin, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Heflin, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Heflin, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Heflin, Alabama

Insurance Company Average Annual Rates
Allstate $3,104
Farmers $3,932
GEICO $2,941
Liberty Mutual $5,192
Nationwide $2,612
Progressive $4,125
State Farm $4,458
Travelers $3,722
USAA $2,041

Other Factors Affecting Heflin, AL Car Insurance Rates

Before you buy Heflin, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Heflin, AL Commute Time

How does your Heflin, AL commute time compare with the average driver? In Heflin, the average commute is 34.0 minutes.

Heflin, AL Car Insurance Quotes

Compare Heflin, AL car insurance quotes from multiple companies by entering your ZIP code now.