Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Higdon after a DUI is USAA
  • The cheapest car insurance company in Higdon for teen drivers is USAA
  • Average car insurance rates in Higdon, AL for senior drivers are $1,900/year

Average car insurance rates in Higdon, Alabama are $299 a month. But with a little research you can get a great deal from the top car insurance companies in Higdon, AL. Before you buy Higdon, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Higdon car insurance rates with Huntsville car insurance rates, Birmingham car insurance rates, or Mobile car insurance rates to make sure you’re getting the best Higdon, AL car insurance quotes available.

Need affordable Higdon, AL car insurance? Enter your ZIP code to compare Higdon car insurance quotes from multiple car insurance companies near you.

Higdon, AL Minimum Car Insurance Coverage

Higdon, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Higdon, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Higdon, AL Car Insurance Rates by Coverage Level

Some Higdon drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Higdon, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Higdon, Alabama

Insurance Company Low Medium High
Allstate $3,084 $3,176 $3,285
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,073 $5,279 $5,557
Nationwide $2,532 $2,529 $2,590
Progressive $3,687 $4,051 $4,479
State Farm $4,423 $4,653 $4,905
Travelers $3,661 $3,904 $3,917
USAA $1,870 $1,929 $2,019

Higdon, AL Car Insurance Rates by Age, Gender, and Marital Status

Higdon, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Higdon, AL car insurance, get quotes from multiple car insurance companies in the Higdon area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Higdon, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,943 $1,857 $1,753 $1,786 $6,596 $7,087 $2,188 $2,244
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,076 $3,321 $2,516 $2,810 $11,326 $12,589 $3,282 $3,504
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,248 $2,122 $1,842 $1,959 $8,953 $10,009 $2,637 $2,809
State Farm $2,877 $2,877 $2,593 $2,593 $8,593 $10,750 $3,246 $3,753
Travelers $1,578 $1,603 $1,479 $1,471 $8,306 $12,960 $1,494 $1,726
USAA $1,211 $1,229 $1,130 $1,107 $3,586 $3,976 $1,575 $1,698

Higdon, AL Car Insurance Rates for Teens

How much is Higdon, Alabama car insurance for teens? Compare rates from top Higdon car insurance companies below to help find the cheapest teen car insurance in Higdon, AL.

Annual Car Insurance Rates for Teen Drivers in Higdon, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,596 $7,087
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,326 $12,589
Nationwide $4,394 $5,642
Progressive $8,953 $10,009
State Farm $8,593 $10,750
Travelers $8,306 $12,960
USAA $3,586 $3,976

Higdon, AL Car Insurance Rates for Seniors

Before seniors buy Higdon, Alabama car insurance, they should make sure to shop around. Some Higdon, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Higdon, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,753 $1,786
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,516 $2,810
Nationwide $1,523 $1,574
Progressive $1,842 $1,959
State Farm $2,593 $2,593
Travelers $1,479 $1,471
USAA $1,130 $1,107

Higdon, AL Car Insurance Rates by Credit History

How does your credit history affect Higdon, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Higdon, Alabama

Insurance Company Poor Fair Good
Allstate $3,937 $3,085 $2,523
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,600 $4,657 $3,652
Nationwide $3,075 $2,402 $2,174
Progressive $4,616 $3,935 $3,666
State Farm $7,550 $3,827 $2,604
Travelers $4,178 $3,618 $3,685
USAA $2,606 $1,696 $1,515

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Higdon, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Higdon, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Higdon.

Annual Higdon, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,716 $3,188 $3,765 $3,059
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,154 $5,796 $5,659 $5,604
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,689 $4,610 $3,940 $4,050
State Farm $4,214 $5,206 $4,611 $4,611
Travelers $3,183 $3,343 $4,892 $3,890
USAA $1,493 $1,873 $2,776 $1,615

Higdon, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Higdon, AL car insurance rates. Compare rates below to see which Higdon car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Higdon, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,765
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,659
Nationwide $3,238
Progressive $3,940
State Farm $4,611
Travelers $4,892
USAA $2,776

Higdon, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Higdon, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Higdon companies based on commute time.

Annual Car Insurance Rates by Commute Length in Higdon, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,182 $3,182
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,303 $5,303
Nationwide $2,550 $2,550
Progressive $4,072 $4,072
State Farm $4,550 $4,770
Travelers $3,827 $3,827
USAA $1,851 $2,028

Higdon, AL Cheapest Car Insurance Rates

How do the top Higdon, Alabama car insurance companies’ average rates stack up against the Higdon average monthly car insurance rates of $299? Take a look and see.

Best Annual Car Insurance Rates by Company in Higdon, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Higdon, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Higdon, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Higdon, Alabama

Insurance Company Average Annual Rates
Allstate $3,182
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,303
Nationwide $2,550
Progressive $4,072
State Farm $4,660
Travelers $3,827
USAA $1,939

Higdon, AL Car Insurance Quotes

Compare Higdon, AL car insurance quotes from multiple companies by entering your ZIP code now.