Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Iowa after a DUI is State Farm
  • Average car insurance rates in Iowa, LA are $447/month
  • The cheapest car insurance company in Iowa for teen drivers is State Farm

Average car insurance rates in Iowa, Louisiana are $447 a month. But with a little research you can get a great deal from the top car insurance companies in Iowa, LA. Before you buy Iowa, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Iowa car insurance rates with Bossier City car insurance rates, Alexandria car insurance rates, or Lafayette car insurance rates to make sure you’re getting the best Iowa, LA car insurance quotes available.

Need affordable Iowa, LA car insurance? Enter your ZIP code to compare Iowa car insurance quotes from multiple car insurance companies near you.

Iowa, LA Minimum Car Insurance Coverage

Iowa, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Iowa, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Iowa, LA Car Insurance Rates by Coverage Level

Some Iowa drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Iowa, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Iowa, Louisiana

Insurance Company Low Medium High
Allstate $4,769 $5,532 $6,018
GEICO $5,003 $6,020 $6,971
Progressive $5,689 $6,693 $7,858
State Farm $3,498 $4,007 $4,542
USAA $4,017 $4,715 $5,191

Iowa, LA Car Insurance Rates by Age, Gender, and Marital Status

Iowa, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Iowa, LA car insurance, get quotes from multiple car insurance companies in the Iowa area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Iowa, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,821 $3,945 $3,945 $8,459 $10,707 $4,230 $4,589
GEICO $3,309 $3,825 $3,948 $4,827 $12,520 $13,228 $3,209 $3,115
Progressive $3,694 $3,442 $3,099 $3,342 $15,067 $16,746 $4,234 $4,350
State Farm $2,469 $2,469 $2,268 $2,268 $7,446 $9,331 $2,760 $3,115
USAA $2,874 $2,824 $2,817 $2,786 $8,532 $9,977 $3,501 $3,817

Iowa, LA Car Insurance Rates for Teens

How much is Iowa, Louisiana car insurance for teens? Compare rates from top Iowa car insurance companies below to help find the cheapest teen car insurance in Iowa, LA.

Annual Car Insurance Rates for Teen Drivers in Iowa, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,459 $10,707
GEICO $12,520 $13,228
Progressive $15,067 $16,746
State Farm $7,446 $9,331
USAA $8,532 $9,977

Iowa, LA Car Insurance Rates for Seniors

Before seniors buy Iowa, Louisiana car insurance, they should make sure to shop around. Some Iowa, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Iowa, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
GEICO $3,948 $4,827
Progressive $3,099 $3,342
State Farm $2,268 $2,268
USAA $2,817 $2,786

Iowa, LA Car Insurance Rates by Credit History

How does your credit history affect Iowa, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Iowa, Louisiana

Insurance Company Poor Fair Good
Allstate $7,144 $4,910 $4,265
GEICO $7,135 $6,191 $4,667
Progressive $7,608 $6,540 $6,093
State Farm $5,583 $3,580 $2,884
USAA $6,406 $4,096 $3,421

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Iowa, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Iowa, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Iowa.

Annual Iowa, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,558 $5,838 $5,053
GEICO $4,064 $6,586 $8,131 $5,210
Progressive $5,614 $7,567 $7,240 $6,567
State Farm $3,673 $4,359 $4,016 $4,016
USAA $3,546 $4,918 $5,865 $4,235

Iowa, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Iowa, LA car insurance rates. Compare rates below to see which Iowa car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Iowa, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,838
GEICO $8,131
Progressive $7,240
State Farm $4,016
USAA $5,865

Iowa, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Iowa, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Iowa companies based on commute time.

Annual Car Insurance Rates by Commute Length in Iowa, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,440 $5,440
GEICO $5,883 $6,112
Progressive $6,747 $6,747
State Farm $3,913 $4,118
USAA $4,497 $4,785

Iowa, LA Cheapest Car Insurance Rates

How do the top Iowa, Louisiana car insurance companies’ average rates stack up against the Iowa average monthly car insurance rates of $447? Take a look and see.

Best Annual Car Insurance Rates by Company in Iowa, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Iowa, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Iowa, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Iowa, Louisiana

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $5,998
Progressive $6,747
State Farm $4,016
USAA $4,641

Other Factors Affecting Iowa, LA Car Insurance Rates

Before you buy Iowa, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Iowa, LA Car Theft Rates

The car theft rate in Iowa, LA will affect your car insurance rates. FBI data shows that the annual car theft rate for Iowa, Louisiana is 5 stolen cars.

Iowa, LA Commute Time

How does your Iowa, LA commute time compare with the average driver? In Iowa, the average commute is 23.3 minutes.

Iowa, LA Car Insurance Quotes

Compare Iowa, LA car insurance quotes from multiple companies by entering your ZIP code now.