Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Joppa, AL are $301/month
  • The cheapest car insurance company in Joppa for teen drivers is USAA
  • Average car insurance rates in Joppa, AL for senior drivers are $1,907/year

Average car insurance rates in Joppa, Alabama are $301 a month. But with a little research you can get a great deal from the top car insurance companies in Joppa, AL. Before you buy Joppa, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Joppa car insurance rates with Hoover car insurance rates, Auburn car insurance rates, or Birmingham car insurance rates to make sure you’re getting the best Joppa, AL car insurance quotes available.

Need affordable Joppa, AL car insurance? Enter your ZIP code to compare Joppa car insurance quotes from multiple car insurance companies near you.

Joppa, AL Minimum Car Insurance Coverage

Joppa, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Joppa, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Joppa, AL Car Insurance Rates by Coverage Level

Some Joppa drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Joppa, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Joppa, Alabama

Insurance Company Low Medium High
Allstate $3,250 $3,358 $3,482
Farmers $4,007 $4,181 $4,512
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,891 $5,098 $5,376
Nationwide $2,600 $2,597 $2,660
Progressive $4,141 $4,575 $5,065
State Farm $4,374 $4,618 $4,884
Travelers $3,017 $3,242 $3,278
USAA $2,067 $2,130 $2,227

Joppa, AL Car Insurance Rates by Age, Gender, and Marital Status

Joppa, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Joppa, AL car insurance, get quotes from multiple car insurance companies in the Joppa area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Joppa, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,026 $1,930 $1,830 $1,866 $7,070 $7,591 $2,271 $2,324
Farmers $2,419 $2,399 $2,161 $2,294 $9,349 $9,617 $2,758 $2,874
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,984 $3,223 $2,448 $2,735 $10,900 $12,116 $3,179 $3,388
Nationwide $1,711 $1,732 $1,561 $1,615 $4,509 $5,801 $1,899 $2,121
Progressive $2,433 $2,275 $1,996 $2,127 $10,376 $11,601 $2,860 $3,084
State Farm $2,821 $2,821 $2,557 $2,557 $8,611 $10,759 $3,187 $3,689
Travelers $1,303 $1,323 $1,223 $1,220 $6,886 $10,822 $1,239 $1,415
USAA $1,327 $1,347 $1,238 $1,211 $3,987 $4,421 $1,733 $1,868

Joppa, AL Car Insurance Rates for Teens

How much is Joppa, Alabama car insurance for teens? Compare rates from top Joppa car insurance companies below to help find the cheapest teen car insurance in Joppa, AL.

Annual Car Insurance Rates for Teen Drivers in Joppa, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,070 $7,591
Farmers $9,349 $9,617
GEICO $4,963 $4,863
Liberty Mutual $10,900 $12,116
Nationwide $4,509 $5,801
Progressive $10,376 $11,601
State Farm $8,611 $10,759
Travelers $6,886 $10,822
USAA $3,987 $4,421

Joppa, AL Car Insurance Rates for Seniors

Before seniors buy Joppa, Alabama car insurance, they should make sure to shop around. Some Joppa, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Joppa, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,866
Farmers $2,161 $2,294
GEICO $1,810 $1,872
Liberty Mutual $2,448 $2,735
Nationwide $1,561 $1,615
Progressive $1,996 $2,127
State Farm $2,557 $2,557
Travelers $1,223 $1,220
USAA $1,238 $1,211

Joppa, AL Car Insurance Rates by Credit History

How does your credit history affect Joppa, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Joppa, Alabama

Insurance Company Poor Fair Good
Allstate $4,152 $3,266 $2,672
Farmers $4,746 $4,085 $3,870
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,335 $4,499 $3,531
Nationwide $3,158 $2,466 $2,232
Progressive $5,162 $4,451 $4,169
State Farm $7,493 $3,799 $2,585
Travelers $3,466 $3,007 $3,063
USAA $2,880 $1,873 $1,671

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Joppa, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Joppa, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Joppa.

Annual Joppa, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,857 $3,369 $3,998 $3,230
Farmers $3,558 $4,607 $4,494 $4,276
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,015 $5,594 $5,467 $5,411
Nationwide $2,293 $2,293 $3,331 $2,558
Progressive $4,144 $5,238 $4,453 $4,541
State Farm $4,169 $5,183 $4,575 $4,575
Travelers $2,652 $2,782 $4,058 $3,223
USAA $1,646 $2,068 $3,071 $1,780

Joppa, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Joppa, AL car insurance rates. Compare rates below to see which Joppa car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Joppa, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,998
Farmers $4,494
GEICO $3,548
Liberty Mutual $5,467
Nationwide $3,331
Progressive $4,453
State Farm $4,575
Travelers $4,058
USAA $3,071

Joppa, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Joppa, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Joppa companies based on commute time.

Annual Car Insurance Rates by Commute Length in Joppa, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,363 $3,363
Farmers $4,234 $4,234
GEICO $2,591 $2,683
Liberty Mutual $5,122 $5,122
Nationwide $2,619 $2,619
Progressive $4,594 $4,594
State Farm $4,515 $4,736
Travelers $3,179 $3,179
USAA $2,044 $2,239

Joppa, AL Cheapest Car Insurance Rates

How do the top Joppa, Alabama car insurance companies’ average rates stack up against the Joppa average monthly car insurance rates of $301? Take a look and see.

Best Annual Car Insurance Rates by Company in Joppa, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Joppa, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Joppa, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Joppa, Alabama

Insurance Company Average Annual Rates
Allstate $3,363
Farmers $4,234
GEICO $2,637
Liberty Mutual $5,122
Nationwide $2,619
Progressive $4,594
State Farm $4,625
Travelers $3,179
USAA $2,141

Other Factors Affecting Joppa, AL Car Insurance Rates

Before you buy Joppa, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Joppa, AL Commute Time

How does your Joppa, AL commute time compare with the average driver? In Joppa, the average commute is 17.2 minutes.

Joppa, AL Car Insurance Quotes

Compare Joppa, AL car insurance quotes from multiple companies by entering your ZIP code now.