Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in La Grange after a DUI is State Farm
  • The cheapest car insurance company in La Grange for teen drivers is Nationwide
  • Average car insurance rates in La Grange, MO are $259/month

Average car insurance rates in La Grange, Missouri are $259 a month. But with a little research you can get a great deal from the top car insurance companies in La Grange, MO. Before you buy La Grange, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.

It may even be helpful to compare La Grange car insurance rates with Independence car insurance rates, Florissant car insurance rates, or Lee’s Summit car insurance rates to make sure you’re getting the best La Grange, MO car insurance quotes available.

Need affordable La Grange, MO car insurance? Enter your ZIP code to compare La Grange car insurance quotes from multiple car insurance companies near you.

La Grange, MO Minimum Car Insurance Coverage

La Grange, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in La Grange, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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La Grange, MO Car Insurance Rates by Coverage Level

Some La Grange drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your La Grange, Missouri car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in La Grange, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,838 $3,019 $2,920
Farmers $3,956 $4,157 $4,463
GEICO $2,652 $2,822 $2,946
Liberty Mutual $3,910 $4,155 $4,343
Nationwide $2,021 $2,165 $2,261
Progressive $2,684 $2,984 $3,262
State Farm $2,249 $2,385 $2,500
USAA $2,385 $2,474 $2,587

La Grange, MO Car Insurance Rates by Age, Gender, and Marital Status

La Grange, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy La Grange, MO car insurance, get quotes from multiple car insurance companies in the La Grange area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Grange, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,924 $1,924 $1,712 $1,712 $5,195 $6,763 $1,924 $2,253
Farmers $2,382 $2,380 $2,138 $2,253 $9,256 $9,580 $2,704 $2,842
GEICO $1,907 $2,104 $1,484 $1,834 $5,572 $5,914 $1,802 $1,835
Liberty Mutual $2,539 $2,755 $2,094 $2,348 $8,439 $9,371 $2,678 $2,862
Nationwide $1,460 $1,503 $1,299 $1,390 $3,523 $4,567 $1,651 $1,801
Progressive $1,864 $1,743 $1,524 $1,568 $5,889 $6,622 $2,274 $2,328
State Farm $1,545 $1,545 $1,362 $1,362 $4,196 $5,325 $1,731 $1,961
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

La Grange, MO Car Insurance Rates for Teens

How much is La Grange, Missouri car insurance for teens? Compare rates from top La Grange car insurance companies below to help find the cheapest teen car insurance in La Grange, MO.

Annual Car Insurance Rates for Teen Drivers in La Grange, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,195 $6,763
Farmers $9,256 $9,580
GEICO $5,572 $5,914
Liberty Mutual $8,439 $9,371
Nationwide $3,523 $4,567
Progressive $5,889 $6,622
State Farm $4,196 $5,325
USAA $4,426 $5,428

La Grange, MO Car Insurance Rates for Seniors

Before seniors buy La Grange, Missouri car insurance, they should make sure to shop around. Some La Grange, MO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in La Grange, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,712 $1,712
Farmers $2,138 $2,253
GEICO $1,484 $1,834
Liberty Mutual $2,094 $2,348
Nationwide $1,299 $1,390
Progressive $1,524 $1,568
State Farm $1,362 $1,362
USAA $1,378 $1,418

La Grange, MO Car Insurance Rates by Credit History

How does your credit history affect La Grange, MO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in La Grange, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,823 $2,689 $2,265
Farmers $4,805 $3,981 $3,790
GEICO $3,875 $2,525 $2,020
Liberty Mutual $5,942 $3,615 $2,851
Nationwide $2,551 $2,082 $1,815
Progressive $3,453 $2,851 $2,625
State Farm $3,177 $2,151 $1,807
USAA $4,157 $1,919 $1,371

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La Grange, MO Car Insurance Rates by Driver History

How does a single speeding ticket affect your La Grange, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in La Grange.

Annual La Grange, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,201 $3,179 $3,821 $2,502
Farmers $3,678 $4,477 $4,387 $4,225
GEICO $2,267 $2,832 $3,697 $2,429
Liberty Mutual $3,016 $4,304 $4,450 $4,774
Nationwide $1,735 $2,165 $2,818 $1,879
Progressive $2,599 $3,427 $2,863 $3,017
State Farm $2,204 $2,552 $2,378 $2,378
USAA $2,027 $2,420 $3,284 $2,197

La Grange, MO Car Insurance Rates With a DUI

Even a single DUI can increase your La Grange, MO car insurance rates. Compare rates below to see which La Grange car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in La Grange, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,821
Farmers $4,387
GEICO $3,697
Liberty Mutual $4,450
Nationwide $2,818
Progressive $2,863
State Farm $2,378
USAA $3,284

La Grange, MO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your La Grange, MO car insurance rates may be. Let’s take a look at average car insurance rates from top La Grange companies based on commute time.

Annual Car Insurance Rates by Commute Length in La Grange, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,897 $2,955
Farmers $4,192 $4,192
GEICO $2,747 $2,866
Liberty Mutual $4,136 $4,136
Nationwide $2,149 $2,149
Progressive $2,976 $2,976
State Farm $2,320 $2,436
USAA $2,390 $2,574

La Grange, MO Cheapest Car Insurance Rates

How do the top La Grange, Missouri car insurance companies’ average rates stack up against the La Grange average monthly car insurance rates of $259? Take a look and see.

Best Annual Car Insurance Rates by Company in La Grange, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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La Grange, MO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top La Grange, Missouri car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in La Grange, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,926
Farmers $4,192
GEICO $2,806
Liberty Mutual $4,136
Nationwide $2,149
Progressive $2,976
State Farm $2,378
USAA $2,482

Other Factors Affecting La Grange, MO Car Insurance Rates

Before you buy La Grange, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

La Grange, MO Commute Time

How does your La Grange, MO commute time compare with the average driver? In La Grange, the average commute is 23.8 minutes.

La Grange, MO Car Insurance Quotes

Compare La Grange, MO car insurance quotes from multiple companies by entering your ZIP code now.