Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Lexington after a DUI is State Farm
  • The cheapest car insurance company in Lexington for teen drivers is GEICO
  • Average car insurance rates in Lexington, GA for senior drivers are $2,767/year

Average car insurance rates in Lexington, Georgia are $414 a month. But with a little research you can get a great deal from the top car insurance companies in Lexington, GA. Before you buy Lexington, Georgia car insurance, make sure your coverage meets or exceeds the Georgia minimum of 25/50/25.

It may even be helpful to compare Lexington car insurance rates with Columbus car insurance rates, Savannah car insurance rates, or Smyrna car insurance rates to make sure you’re getting the best Lexington, GA car insurance quotes available.

Need affordable Lexington, GA car insurance? Enter your ZIP code to compare Lexington car insurance quotes from multiple car insurance companies near you.

Lexington, GA Minimum Car Insurance Coverage

Lexington, Georgia law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lexington, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Lexington, GA Car Insurance Rates by Coverage Level

Some Lexington drivers can get by with the Georgia minimum coverage of 25/50/25. Other drivers may need more. See how much your Lexington, Georgia car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lexington, Georgia

Insurance Company Low Medium High
Allstate $4,069 $4,384 $4,593
GEICO $2,460 $2,627 $2,762
Liberty Mutual $9,282 $9,601 $10,061
Nationwide $7,582 $7,809 $7,620
Progressive $3,649 $3,869 $4,245
State Farm $3,212 $3,429 $3,639
USAA $3,037 $3,164 $3,340

Lexington, GA Car Insurance Rates by Age, Gender, and Marital Status

Lexington, Georgia car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lexington, GA car insurance, get quotes from multiple car insurance companies in the Lexington area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lexington, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,974 $2,844 $2,844 $7,039 $9,124 $3,339 $3,651
GEICO $1,615 $1,587 $1,557 $1,557 $4,673 $5,598 $2,056 $2,284
Liberty Mutual $5,168 $5,623 $4,225 $4,787 $21,753 $24,279 $5,492 $5,857
Nationwide $4,432 $4,587 $4,365 $4,811 $13,906 $17,957 $5,416 $5,890
Progressive $2,529 $2,358 $2,165 $2,262 $7,590 $8,424 $2,939 $3,101
State Farm $2,245 $2,245 $2,013 $2,013 $5,951 $7,821 $2,462 $2,660
USAA $1,775 $1,773 $1,647 $1,655 $6,379 $7,553 $2,214 $2,448

Lexington, GA Car Insurance Rates for Teens

How much is Lexington, Georgia car insurance for teens? Compare rates from top Lexington car insurance companies below to help find the cheapest teen car insurance in Lexington, GA.

Annual Car Insurance Rates for Teen Drivers in Lexington, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,039 $9,124
GEICO $4,673 $5,598
Liberty Mutual $21,753 $24,279
Nationwide $13,906 $17,957
Progressive $7,590 $8,424
State Farm $5,951 $7,821
USAA $6,379 $7,553

Lexington, GA Car Insurance Rates for Seniors

Before seniors buy Lexington, Georgia car insurance, they should make sure to shop around. Some Lexington, GA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lexington, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,844 $2,844
GEICO $1,557 $1,557
Liberty Mutual $4,225 $4,787
Nationwide $4,365 $4,811
Progressive $2,165 $2,262
State Farm $2,013 $2,013
USAA $1,647 $1,655

Lexington, GA Car Insurance Rates by Credit History

How does your credit history affect Lexington, GA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lexington, Georgia

Insurance Company Poor Fair Good
Allstate $5,631 $3,917 $3,497
GEICO $3,290 $2,312 $2,246
Liberty Mutual $13,830 $8,474 $6,641
Nationwide $9,155 $7,396 $6,460
Progressive $4,458 $3,802 $3,503
State Farm $4,857 $3,025 $2,397
USAA $4,141 $2,913 $2,487

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Lexington, GA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lexington, Georgia car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lexington.

Annual Lexington, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,590 $5,509 $4,518 $3,777
GEICO $1,752 $2,206 $4,543 $1,963
Liberty Mutual $7,320 $10,004 $11,509 $9,760
Nationwide $5,887 $6,917 $10,726 $7,152
Progressive $3,109 $5,351 $3,610 $3,614
State Farm $3,125 $3,728 $3,426 $3,426
USAA $2,435 $3,081 $4,491 $2,715

Lexington, GA Car Insurance Rates With a DUI

Even a single DUI can increase your Lexington, GA car insurance rates. Compare rates below to see which Lexington car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lexington, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,518
GEICO $4,543
Liberty Mutual $11,509
Nationwide $10,726
Progressive $3,610
State Farm $3,426
USAA $4,491

Lexington, GA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lexington, GA car insurance rates may be. Let’s take a look at average car insurance rates from top Lexington companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lexington, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,253 $4,443
GEICO $2,570 $2,662
Liberty Mutual $9,648 $9,648
Nationwide $7,671 $7,671
Progressive $3,921 $3,921
State Farm $3,426 $3,426
USAA $3,036 $3,325

Lexington, GA Cheapest Car Insurance Rates

How do the top Lexington, Georgia car insurance companies’ average rates stack up against the Lexington average monthly car insurance rates of $414? Take a look and see.

Best Annual Car Insurance Rates by Company in Lexington, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Lexington, GA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lexington, Georgia car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lexington, Georgia

Insurance Company Average Annual Rates
Allstate $4,348
GEICO $2,616
Liberty Mutual $9,648
Nationwide $7,671
Progressive $3,921
State Farm $3,426
USAA $3,180

Other Factors Affecting Lexington, GA Car Insurance Rates

Before you buy Lexington, Georgia car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lexington, GA Commute Time

How does your Lexington, GA commute time compare with the average driver? In Lexington, the average commute is 19.8 minutes.

Lexington, GA Traffic

Spending time in Lexington traffic can lead to higher car insurance rates. According to INRIX data, Lexington, GA ranks as the 968th-most congested with traffic in the world.

Lexington, GA Car Insurance Quotes

Compare Lexington, GA car insurance quotes from multiple companies by entering your ZIP code now.