Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The annual number of car thefts in Moulton is 4.
  • Average car insurance rates in Moulton, AL for senior drivers are $1,892/year
  • The cheapest car insurance company in Moulton for teen drivers is USAA

Average car insurance rates in Moulton, Alabama are $299 a month. But with a little research you can get a great deal from the top car insurance companies in Moulton, AL. Before you buy Moulton, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Moulton car insurance rates with Mobile car insurance rates, Dothan car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Moulton, AL car insurance quotes available.

Need affordable Moulton, AL car insurance? Enter your ZIP code to compare Moulton car insurance quotes from multiple car insurance companies near you.

Moulton, AL Minimum Car Insurance Coverage

Moulton, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Moulton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Moulton, AL Car Insurance Rates by Coverage Level

Some Moulton drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Moulton, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Moulton, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,831 $4,001 $4,330
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,954 $5,172 $5,465
Nationwide $2,497 $2,492 $2,553
Progressive $3,860 $4,271 $4,755
State Farm $4,381 $4,618 $4,872
Travelers $3,544 $3,800 $3,833
USAA $2,056 $2,116 $2,208

Moulton, AL Car Insurance Rates by Age, Gender, and Marital Status

Moulton, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Moulton, AL car insurance, get quotes from multiple car insurance companies in the Moulton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moulton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,315 $2,298 $2,069 $2,197 $8,953 $9,212 $2,639 $2,751
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,997 $3,235 $2,455 $2,745 $11,161 $12,409 $3,186 $3,388
Nationwide $1,648 $1,668 $1,506 $1,556 $4,319 $5,549 $1,827 $2,038
Progressive $2,350 $2,209 $1,925 $2,055 $9,520 $10,630 $2,750 $2,923
State Farm $2,809 $2,809 $2,546 $2,546 $8,634 $10,785 $3,176 $3,684
Travelers $1,520 $1,543 $1,430 $1,422 $8,106 $12,699 $1,437 $1,649
USAA $1,324 $1,347 $1,233 $1,209 $3,937 $4,370 $1,729 $1,867

Moulton, AL Car Insurance Rates for Teens

How much is Moulton, Alabama car insurance for teens? Compare rates from top Moulton car insurance companies below to help find the cheapest teen car insurance in Moulton, AL.

Annual Car Insurance Rates for Teen Drivers in Moulton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $8,953 $9,212
GEICO $4,963 $4,863
Liberty Mutual $11,161 $12,409
Nationwide $4,319 $5,549
Progressive $9,520 $10,630
State Farm $8,634 $10,785
Travelers $8,106 $12,699
USAA $3,937 $4,370

Moulton, AL Car Insurance Rates for Seniors

Before seniors buy Moulton, Alabama car insurance, they should make sure to shop around. Some Moulton, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Moulton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,069 $2,197
GEICO $1,810 $1,872
Liberty Mutual $2,455 $2,745
Nationwide $1,506 $1,556
Progressive $1,925 $2,055
State Farm $2,546 $2,546
Travelers $1,430 $1,422
USAA $1,233 $1,209

Moulton, AL Car Insurance Rates by Credit History

How does your credit history affect Moulton, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Moulton, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,548 $3,910 $3,704
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,432 $4,572 $3,587
Nationwide $3,030 $2,368 $2,143
Progressive $4,856 $4,154 $3,875
State Farm $7,500 $3,794 $2,577
Travelers $4,065 $3,523 $3,589
USAA $2,867 $1,857 $1,656

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Moulton, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Moulton, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Moulton.

Annual Moulton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,407 $4,411 $4,303 $4,095
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,074 $5,682 $5,543 $5,490
Nationwide $2,204 $2,204 $3,191 $2,456
Progressive $3,884 $4,871 $4,163 $4,263
State Farm $4,164 $5,185 $4,573 $4,573
Travelers $3,099 $3,253 $4,766 $3,784
USAA $1,635 $2,051 $3,053 $1,769

Moulton, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Moulton, AL car insurance rates. Compare rates below to see which Moulton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Moulton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,700
Farmers $4,303
GEICO $3,548
Liberty Mutual $5,543
Nationwide $3,191
Progressive $4,163
State Farm $4,573
Travelers $4,766
USAA $3,053

Moulton, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Moulton, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Moulton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Moulton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,054 $4,054
GEICO $2,591 $2,683
Liberty Mutual $5,197 $5,197
Nationwide $2,514 $2,514
Progressive $4,295 $4,295
State Farm $4,513 $4,734
Travelers $3,726 $3,726
USAA $2,029 $2,224

Moulton, AL Cheapest Car Insurance Rates

How do the top Moulton, Alabama car insurance companies’ average rates stack up against the Moulton average monthly car insurance rates of $299? Take a look and see.

Best Annual Car Insurance Rates by Company in Moulton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Moulton, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Moulton, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Moulton, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,054
GEICO $2,637
Liberty Mutual $5,197
Nationwide $2,514
Progressive $4,295
State Farm $4,624
Travelers $3,726
USAA $2,127

Other Factors Affecting Moulton, AL Car Insurance Rates

Before you buy Moulton, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Moulton, AL Car Theft Rates

The car theft rate in Moulton, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Moulton, Alabama is 4 stolen cars.

Moulton, AL Commute Time

How does your Moulton, AL commute time compare with the average driver? In Moulton, the average commute is 21.6 minutes.

Moulton, AL Car Insurance Quotes

Compare Moulton, AL car insurance quotes from multiple companies by entering your ZIP code now.