Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Mountain Grove, MO are $259/month
  • Average car insurance rates in Mountain Grove, MO for senior drivers are $1,751/year
  • The cheapest car insurance company in Mountain Grove for teen drivers is Nationwide

Average car insurance rates in Mountain Grove, Missouri are $259 a month. But with a little research you can get a great deal from the top car insurance companies in Mountain Grove, MO. Before you buy Mountain Grove, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.

It may even be helpful to compare Mountain Grove car insurance rates with Blue Springs car insurance rates, Kansas City car insurance rates, or Lee’s Summit car insurance rates to make sure you’re getting the best Mountain Grove, MO car insurance quotes available.

Need affordable Mountain Grove, MO car insurance? Enter your ZIP code to compare Mountain Grove car insurance quotes from multiple car insurance companies near you.

Mountain Grove, MO Minimum Car Insurance Coverage

Mountain Grove, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mountain Grove, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Mountain Grove, MO Car Insurance Rates by Coverage Level

Some Mountain Grove drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Mountain Grove, Missouri car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mountain Grove, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,077 $3,269 $3,160
Farmers $3,876 $4,095 $4,436
GEICO $2,465 $2,636 $2,764
Liberty Mutual $4,070 $4,321 $4,518
Nationwide $1,970 $2,118 $2,208
Progressive $2,680 $2,982 $3,265
State Farm $2,223 $2,363 $2,482
USAA $2,235 $2,329 $2,450

Mountain Grove, MO Car Insurance Rates by Age, Gender, and Marital Status

Mountain Grove, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mountain Grove, MO car insurance, get quotes from multiple car insurance companies in the Mountain Grove area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mountain Grove, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,076 $2,076 $1,848 $1,848 $5,646 $7,346 $2,076 $2,432
Farmers $2,274 $2,269 $2,031 $2,149 $9,353 $9,686 $2,599 $2,727
GEICO $1,740 $1,946 $1,354 $1,715 $5,327 $5,661 $1,606 $1,626
Liberty Mutual $2,617 $2,839 $2,154 $2,415 $8,849 $9,828 $2,763 $2,957
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $1,844 $1,716 $1,506 $1,551 $5,949 $6,686 $2,248 $2,307
State Farm $1,501 $1,501 $1,334 $1,334 $4,231 $5,341 $1,685 $1,924
USAA $1,440 $1,430 $1,295 $1,320 $4,246 $5,187 $1,792 $1,993

Mountain Grove, MO Car Insurance Rates for Teens

How much is Mountain Grove, Missouri car insurance for teens? Compare rates from top Mountain Grove car insurance companies below to help find the cheapest teen car insurance in Mountain Grove, MO.

Annual Car Insurance Rates for Teen Drivers in Mountain Grove, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,646 $7,346
Farmers $9,353 $9,686
GEICO $5,327 $5,661
Liberty Mutual $8,849 $9,828
Nationwide $3,555 $4,537
Progressive $5,949 $6,686
State Farm $4,231 $5,341
USAA $4,246 $5,187

Mountain Grove, MO Car Insurance Rates for Seniors

Before seniors buy Mountain Grove, Missouri car insurance, they should make sure to shop around. Some Mountain Grove, MO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mountain Grove, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,848 $1,848
Farmers $2,031 $2,149
GEICO $1,354 $1,715
Liberty Mutual $2,154 $2,415
Nationwide $1,251 $1,321
Progressive $1,506 $1,551
State Farm $1,334 $1,334
USAA $1,295 $1,320

Mountain Grove, MO Car Insurance Rates by Credit History

How does your credit history affect Mountain Grove, MO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mountain Grove, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,140 $2,913 $2,453
Farmers $4,728 $3,936 $3,744
GEICO $3,617 $2,359 $1,889
Liberty Mutual $6,186 $3,761 $2,962
Nationwide $2,473 $2,045 $1,777
Progressive $3,453 $2,849 $2,625
State Farm $3,200 $2,116 $1,753
USAA $3,891 $1,818 $1,306

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Mountain Grove, MO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mountain Grove, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mountain Grove.

Annual Mountain Grove, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,379 $3,428 $4,158 $2,710
Farmers $3,582 $4,444 $4,347 $4,172
GEICO $2,063 $2,647 $3,544 $2,233
Liberty Mutual $3,131 $4,480 $4,629 $4,971
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $2,580 $3,446 $2,857 $3,020
State Farm $2,173 $2,540 $2,356 $2,356
USAA $1,882 $2,276 $3,143 $2,051

Mountain Grove, MO Car Insurance Rates With a DUI

Even a single DUI can increase your Mountain Grove, MO car insurance rates. Compare rates below to see which Mountain Grove car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mountain Grove, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,158
Farmers $4,347
GEICO $3,544
Liberty Mutual $4,629
Nationwide $2,826
Progressive $2,857
State Farm $2,356
USAA $3,143

Mountain Grove, MO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mountain Grove, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Mountain Grove companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mountain Grove, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,137 $3,200
Farmers $4,136 $4,136
GEICO $2,571 $2,673
Liberty Mutual $4,303 $4,303
Nationwide $2,099 $2,099
Progressive $2,976 $2,976
State Farm $2,300 $2,413
USAA $2,253 $2,423

Mountain Grove, MO Cheapest Car Insurance Rates

How do the top Mountain Grove, Missouri car insurance companies’ average rates stack up against the Mountain Grove average monthly car insurance rates of $259? Take a look and see.

Best Annual Car Insurance Rates by Company in Mountain Grove, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Mountain Grove, MO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mountain Grove, Missouri car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mountain Grove, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,169
Farmers $4,136
GEICO $2,622
Liberty Mutual $4,303
Nationwide $2,099
Progressive $2,976
State Farm $2,356
USAA $2,338

Other Factors Affecting Mountain Grove, MO Car Insurance Rates

Before you buy Mountain Grove, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Mountain Grove, MO Commute Time

How does your Mountain Grove, MO commute time compare with the average driver? In Mountain Grove, the average commute is 21.4 minutes.

Mountain Grove, MO Car Insurance Quotes

Compare Mountain Grove, MO car insurance quotes from multiple companies by entering your ZIP code now.