Affordable Car Insurance Rates in Mountain Grove, MO (2021)
Car insurance rates in Mountain Grove, MO are $259/month on average. By law, Missouri drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Mountain Grove car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 14, 2022
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- Average car insurance rates in Mountain Grove, MO are $259/month
- Average car insurance rates in Mountain Grove, MO for senior drivers are $1,751/year
- The cheapest car insurance company in Mountain Grove for teen drivers is Nationwide
Average car insurance rates in Mountain Grove, Missouri are $259 a month. But with a little research you can get a great deal from the top car insurance companies in Mountain Grove, MO. Before you buy Mountain Grove, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.
It may even be helpful to compare Mountain Grove car insurance rates with Blue Springs car insurance rates, Kansas City car insurance rates, or Lee’s Summit car insurance rates to make sure you’re getting the best Mountain Grove, MO car insurance quotes available.
Need affordable Mountain Grove, MO car insurance? Enter your ZIP code to compare Mountain Grove car insurance quotes from multiple car insurance companies near you.
Table of Contents
Mountain Grove, MO Minimum Car Insurance Coverage
Mountain Grove, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Mountain Grove, MO Car Insurance Rates by Coverage Level
Some Mountain Grove drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Mountain Grove, Missouri car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,857 | $3,987 | $4,140 |
| American Family | $3,077 | $3,269 | $3,160 |
| Farmers | $3,876 | $4,095 | $4,436 |
| GEICO | $2,465 | $2,636 | $2,764 |
| Liberty Mutual | $4,070 | $4,321 | $4,518 |
| Nationwide | $1,970 | $2,118 | $2,208 |
| Progressive | $2,680 | $2,982 | $3,265 |
| State Farm | $2,223 | $2,363 | $2,482 |
| USAA | $2,235 | $2,329 | $2,450 |
Mountain Grove, MO Car Insurance Rates by Age, Gender, and Marital Status
Mountain Grove, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mountain Grove, MO car insurance, get quotes from multiple car insurance companies in the Mountain Grove area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,796 | $2,713 | $2,507 | $2,587 | $7,621 | $8,247 | $2,695 | $2,790 |
| American Family | $2,076 | $2,076 | $1,848 | $1,848 | $5,646 | $7,346 | $2,076 | $2,432 |
| Farmers | $2,274 | $2,269 | $2,031 | $2,149 | $9,353 | $9,686 | $2,599 | $2,727 |
| GEICO | $1,740 | $1,946 | $1,354 | $1,715 | $5,327 | $5,661 | $1,606 | $1,626 |
| Liberty Mutual | $2,617 | $2,839 | $2,154 | $2,415 | $8,849 | $9,828 | $2,763 | $2,957 |
| Nationwide | $1,393 | $1,421 | $1,251 | $1,321 | $3,555 | $4,537 | $1,592 | $1,717 |
| Progressive | $1,844 | $1,716 | $1,506 | $1,551 | $5,949 | $6,686 | $2,248 | $2,307 |
| State Farm | $1,501 | $1,501 | $1,334 | $1,334 | $4,231 | $5,341 | $1,685 | $1,924 |
| USAA | $1,440 | $1,430 | $1,295 | $1,320 | $4,246 | $5,187 | $1,792 | $1,993 |
Mountain Grove, MO Car Insurance Rates for Teens
How much is Mountain Grove, Missouri car insurance for teens? Compare rates from top Mountain Grove car insurance companies below to help find the cheapest teen car insurance in Mountain Grove, MO.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,621 | $8,247 |
| American Family | $5,646 | $7,346 |
| Farmers | $9,353 | $9,686 |
| GEICO | $5,327 | $5,661 |
| Liberty Mutual | $8,849 | $9,828 |
| Nationwide | $3,555 | $4,537 |
| Progressive | $5,949 | $6,686 |
| State Farm | $4,231 | $5,341 |
| USAA | $4,246 | $5,187 |
Mountain Grove, MO Car Insurance Rates for Seniors
Before seniors buy Mountain Grove, Missouri car insurance, they should make sure to shop around. Some Mountain Grove, MO car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,507 | $2,587 |
| American Family | $1,848 | $1,848 |
| Farmers | $2,031 | $2,149 |
| GEICO | $1,354 | $1,715 |
| Liberty Mutual | $2,154 | $2,415 |
| Nationwide | $1,251 | $1,321 |
| Progressive | $1,506 | $1,551 |
| State Farm | $1,334 | $1,334 |
| USAA | $1,295 | $1,320 |
Mountain Grove, MO Car Insurance Rates by Credit History
How does your credit history affect Mountain Grove, MO car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,511 | $3,542 | $2,930 |
| American Family | $4,140 | $2,913 | $2,453 |
| Farmers | $4,728 | $3,936 | $3,744 |
| GEICO | $3,617 | $2,359 | $1,889 |
| Liberty Mutual | $6,186 | $3,761 | $2,962 |
| Nationwide | $2,473 | $2,045 | $1,777 |
| Progressive | $3,453 | $2,849 | $2,625 |
| State Farm | $3,200 | $2,116 | $1,753 |
| USAA | $3,891 | $1,818 | $1,306 |
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Mountain Grove, MO Car Insurance Rates by Driver History
How does a single speeding ticket affect your Mountain Grove, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mountain Grove.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,439 | $3,868 | $4,790 | $3,881 |
| American Family | $2,379 | $3,428 | $4,158 | $2,710 |
| Farmers | $3,582 | $4,444 | $4,347 | $4,172 |
| GEICO | $2,063 | $2,647 | $3,544 | $2,233 |
| Liberty Mutual | $3,131 | $4,480 | $4,629 | $4,971 |
| Nationwide | $1,648 | $2,116 | $2,826 | $1,804 |
| Progressive | $2,580 | $3,446 | $2,857 | $3,020 |
| State Farm | $2,173 | $2,540 | $2,356 | $2,356 |
| USAA | $1,882 | $2,276 | $3,143 | $2,051 |
Mountain Grove, MO Car Insurance Rates With a DUI
Even a single DUI can increase your Mountain Grove, MO car insurance rates. Compare rates below to see which Mountain Grove car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,790 |
| American Family | $4,158 |
| Farmers | $4,347 |
| GEICO | $3,544 |
| Liberty Mutual | $4,629 |
| Nationwide | $2,826 |
| Progressive | $2,857 |
| State Farm | $2,356 |
| USAA | $3,143 |
Mountain Grove, MO Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Mountain Grove, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Mountain Grove companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,995 | $3,995 |
| American Family | $3,137 | $3,200 |
| Farmers | $4,136 | $4,136 |
| GEICO | $2,571 | $2,673 |
| Liberty Mutual | $4,303 | $4,303 |
| Nationwide | $2,099 | $2,099 |
| Progressive | $2,976 | $2,976 |
| State Farm | $2,300 | $2,413 |
| USAA | $2,253 | $2,423 |
Mountain Grove, MO Cheapest Car Insurance Rates
How do the top Mountain Grove, Missouri car insurance companies’ average rates stack up against the Mountain Grove average monthly car insurance rates of $259? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Nationwide |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Mountain Grove, MO Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Mountain Grove, Missouri car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,995 |
| American Family | $3,169 |
| Farmers | $4,136 |
| GEICO | $2,622 |
| Liberty Mutual | $4,303 |
| Nationwide | $2,099 |
| Progressive | $2,976 |
| State Farm | $2,356 |
| USAA | $2,338 |
Other Factors Affecting Mountain Grove, MO Car Insurance Rates
Before you buy Mountain Grove, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Mountain Grove, MO Commute Time
How does your Mountain Grove, MO commute time compare with the average driver? In Mountain Grove, the average commute is 21.4 minutes.
Mountain Grove, MO Car Insurance Quotes
Compare Mountain Grove, MO car insurance quotes from multiple companies by entering your ZIP code now.