Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Opp for teen drivers is USAA
  • Average car insurance rates in Opp, AL for senior drivers are $1,793/year
  • Average car insurance rates in Opp, AL are $279/month

Average car insurance rates in Opp, Alabama are $279 a month. But with a little research you can get a great deal from the top car insurance companies in Opp, AL. Before you buy Opp, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Opp car insurance rates with Mobile car insurance rates, Auburn car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Opp, AL car insurance quotes available.

Need affordable Opp, AL car insurance? Enter your ZIP code to compare Opp car insurance quotes from multiple car insurance companies near you.

Opp, AL Minimum Car Insurance Coverage

Opp, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Opp, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Opp, AL Car Insurance Rates by Coverage Level

Some Opp drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Opp, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Opp, Alabama

Insurance Company Low Medium High
Allstate $2,964 $3,052 $3,151
Farmers $3,546 $3,690 $3,960
GEICO $2,433 $2,631 $2,867
Liberty Mutual $5,030 $5,234 $5,508
Nationwide $2,529 $2,526 $2,589
Progressive $3,112 $3,429 $3,816
State Farm $3,646 $3,836 $4,047
Travelers $3,485 $3,709 $3,716
USAA $1,874 $1,934 $2,025

Opp, AL Car Insurance Rates by Age, Gender, and Marital Status

Opp, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Opp, AL car insurance, get quotes from multiple car insurance companies in the Opp area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Opp, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,899 $1,826 $1,702 $1,737 $6,215 $6,674 $2,166 $2,228
Farmers $2,146 $2,128 $1,919 $2,032 $8,193 $8,430 $2,450 $2,559
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,114 $3,367 $2,558 $2,861 $11,026 $12,259 $3,323 $3,548
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $1,932 $1,823 $1,581 $1,690 $7,550 $8,415 $2,255 $2,373
State Farm $2,412 $2,412 $2,163 $2,163 $6,987 $8,773 $2,717 $3,119
Travelers $1,512 $1,537 $1,412 $1,407 $7,859 $12,265 $1,435 $1,665
USAA $1,223 $1,247 $1,141 $1,125 $3,557 $3,951 $1,589 $1,721

Opp, AL Car Insurance Rates for Teens

How much is Opp, Alabama car insurance for teens? Compare rates from top Opp car insurance companies below to help find the cheapest teen car insurance in Opp, AL.

Annual Car Insurance Rates for Teen Drivers in Opp, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,215 $6,674
Farmers $8,193 $8,430
GEICO $4,936 $4,820
Liberty Mutual $11,026 $12,259
Nationwide $4,358 $5,617
Progressive $7,550 $8,415
State Farm $6,987 $8,773
Travelers $7,859 $12,265
USAA $3,557 $3,951

Opp, AL Car Insurance Rates for Seniors

Before seniors buy Opp, Alabama car insurance, they should make sure to shop around. Some Opp, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Opp, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,702 $1,737
Farmers $1,919 $2,032
GEICO $1,817 $1,864
Liberty Mutual $2,558 $2,861
Nationwide $1,527 $1,581
Progressive $1,581 $1,690
State Farm $2,163 $2,163
Travelers $1,412 $1,407
USAA $1,141 $1,125

Opp, AL Car Insurance Rates by Credit History

How does your credit history affect Opp, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Opp, Alabama

Insurance Company Poor Fair Good
Allstate $3,792 $2,958 $2,418
Farmers $4,184 $3,601 $3,412
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,540 $4,610 $3,621
Nationwide $3,073 $2,400 $2,171
Progressive $3,922 $3,335 $3,101
State Farm $6,223 $3,157 $2,149
Travelers $3,970 $3,438 $3,501
USAA $2,616 $1,700 $1,517

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Opp, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Opp, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Opp.

Annual Opp, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,629 $3,074 $3,580 $2,940
Farmers $3,138 $4,059 $3,958 $3,775
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,124 $5,732 $5,620 $5,552
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,130 $3,901 $3,341 $3,438
State Farm $3,490 $4,275 $3,804 $3,804
Travelers $3,029 $3,181 $4,641 $3,696
USAA $1,498 $1,873 $2,786 $1,621

Opp, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Opp, AL car insurance rates. Compare rates below to see which Opp car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Opp, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,580
Farmers $3,958
GEICO $3,506
Liberty Mutual $5,620
Nationwide $3,241
Progressive $3,341
State Farm $3,804
Travelers $4,641
USAA $2,786

Opp, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Opp, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Opp companies based on commute time.

Annual Car Insurance Rates by Commute Length in Opp, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,056
Farmers $3,732 $3,732
GEICO $2,594 $2,694
Liberty Mutual $5,257 $5,257
Nationwide $2,548 $2,548
Progressive $3,452 $3,452
State Farm $3,752 $3,935
Travelers $3,637 $3,637
USAA $1,856 $2,033

Opp, AL Cheapest Car Insurance Rates

How do the top Opp, Alabama car insurance companies’ average rates stack up against the Opp average monthly car insurance rates of $279? Take a look and see.

Best Annual Car Insurance Rates by Company in Opp, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Opp, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Opp, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Opp, Alabama

Insurance Company Average Annual Rates
Allstate $3,056
Farmers $3,732
GEICO $2,644
Liberty Mutual $5,257
Nationwide $2,548
Progressive $3,452
State Farm $3,843
Travelers $3,637
USAA $1,944

Other Factors Affecting Opp, AL Car Insurance Rates

Before you buy Opp, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Opp, AL Commute Time

How does your Opp, AL commute time compare with the average driver? In Opp, the average commute is 22.0 minutes.

Opp, AL Car Insurance Quotes

Compare Opp, AL car insurance quotes from multiple companies by entering your ZIP code now.